Bio or Mini Resume:
Joe Murmello 6 Patricia Avenue Greenville, SC 29617 864-246-6288 joemurmello@hotmail.com
CAREER OBJECTIVE As an Independent Insurance CAT/Claims Adjuster I would like to work Catastrophes or non-Cat daily claims in South Carolina or other states. WORK EXPERIENCEClaims Adjuster Credence Appraisal/Equity Claims, Greenville, SC, March 2007 to presentIndependent claims adjuster performing property, automobile, and civil claims. Met with claimants, photographed damages, interviewed claimants, witnesses, contacted all parties involved via email, phone, including Attorneys. Kept logs of all contacts made and documented all interviews and contacted conducted. Transferred information from Word to PDF files and submitted all photos and paperwork to companies via internet. Conducted follow up contacts as needed. BIC/OwnerHappy Sales Real Estate/Exit Upstate Realty, Greenville, SC August 2002 to present.Self-employed Real Estate Agent representing both buyers and sellers of residential and commercial real estate. Complete SC State required contracts for purchasing and selling real estate, coordinate home inspections, home appraisals, financing, infestation inspections, title searches, and the Attorney’s closings. Farm local areas for potential clients wishing to sell their homes, and subsequently presented a personally developed marketing plan for these clients. Develop and maintain a personal website and sold approximately 3 million dollars in Real Estate during my first twenty months as a full-time agent. Obtain personal demographic information regarding credit, employment history, perform credit checks, counsel clients on obtaining a home mortgage and assist them with applying for and receiving home mortgage. Offer home purchasing, home mortgage, and homeowner’s insurance advice and counsel. Manage marketing and personal finances in order to maintain optimum exposure at minimum cost.Insurance Representative, Senior Division/Independent Representative Combined Insurance, Chicago, Illinois July 2005 to December 2007.Insurance Representative focusing on the Senior population of fifty years of age and above, presenting Combined products, Penn Life, Marquette National and American Pioneer products that included Medicare Supplements, Cancer Insurance, Life Insurance, Long Term Care, Critical Condition Insurance, and Sterling Medicare Advantage policies. Schedule appointments and input sales information on a daily basis, and maintain customer contact. Owned a personal insurance agency specializing in Senior Health Care Insurance. Provided Senior Citizens with in-depth knowledge of Medicare Drug Plans, Medicare Supplements, and Medicare Advantage Plans. Developed a personal presentation revolving around five basic principles I believed all insurance policies and companies should contain in order to ensure the best available plan both in affordability and coverage. Life Insurance, Cancer policies and Critical Condition policies were also sold when the need was seen. Administrator Greenville County Schools/Charleston County Schools, February 2001 to February 2004
In collaboration with other Administrators met State and Federal yearly progress goals by assisting in the development of curriculum, evaluations of teachers, maintaining discipline, and controlling spending. Supervised no less than forty faculty members, collected and reported data on workmen’s compensation claims, ensured the m the main structure, gymnasium, and fifty mobile classrooms met all Fire Marshal, O.S.H.A., and D.H.E.C. safety standards in conjunction with agencies’/department’s representative. Reported all information as needed to Head Administrator and/or area Superintendent. Responsible for a $900,000 textbook inventory and mitigated a ninety thousand dollar loss to six thousand dollars in one year by developing and implementing a textbook retrieval and return system. Resolved disputes between employees and other staff members, counseled staff with personal problems, and resolved disputes between staff and management (Administration).
Guidance Counselor (Acting Department Head 1996 to 1997) Stroudsburg Area School District, Stroudsburg, PA, September 1995 to January 2001. Upon enrolling new students ensured appropriate information was obtained regarding student’s demographics such as age, prior courses taken, obtained transcripts from previous schools, parental information, insurance, and vaccine history. Provided career, vocational, educational, and personal counseling to over 360 students in grades 10 through 12 on an as needed basis. Wrote letters of n requirements, wrote initial Sp. Ed. referrals, Gifted I.E.P.’s, C.E.R.S, conducted I.E.P. meetings, Financial Aid and Scheduling presentations for parents. Conducted interviews for various Department Heads and teachers, completed Guidance Department Budget, other duties as assigned. EDUCATION XACTIMATE 25 Level 2 CertifiedLife and Health Insurance License, State of South Carolina P&C Insurance License, State of South Carolina Broker’s Real Estate License, State of South CarolinaSecondary Administrative Program, PennStateUniversity.Masters in Education, KutztownUniversity
Bachelors of Science in Psychology, PennsylvaniaStateUniversity
Associate in Electrical Engineering Technology, PennsylvaniaStateUniversity
ACTIVITIES AND ACHIEVEMENTS Enjoy exercising, playing the guitar, reading, and working. Began a successful Real Estate Career and Insurance Business. Member of the Son’s of the American Legion. Saved 90,000 dollars as an Administrator by mitigating book loss and developing other cost saving mechanisms. Volunteer for Hands On Greenville
REFERENCES – Available upon request.
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