11

Dec

2018

Identification of Water Damages in Adjusting Hurricane Claims for Water Losses Other Than Flood

Source: North Carolina Department of Insurance

Author: CADO Admin

....

In adjusting hurricane damage claims for homes within the 1968-1997 applicable residential code period, it is important that the inside of the walls be checked more carefully than
newer construction to ensure that moisture hasn’t seeped into the walls that will eventually result in mold and interior wall rot. If adjusters do not look for moisture build-up trapped inside the wall, then this damage could be missed, causing mold and rot to proliferate and resulting in bigger problems for homeowners in the future.

...

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27

Nov

2016

Arizona Department of Insurance

Author: CADO Admin
WHO MUST BE LICENSED?

You (individual or business entity) must be an Arizona-licensed adjuster in order to act as an adjuster or to hold yourself out to act as an adjuster unless the scope of your activities is limited to one or more of the following conditions (ARS § 20-321):

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6

Feb

2015

Wyoming Adjuster Licensing Information

Source: Wyoming Department of Insurance

Author: CADO Admin
Legal Authority:  

Pursuant to Wyo. Stat. § 26-9-219(c), a Wyoming adjuster’s license is required unless the loss is of an unusual, uncommon or unique nature requiring special expertise or knowledge not readily available among adjusters licensed in this state, or for the adjustment of a series of losses resulting from a catastrophe common to those losses. This form may be used to register emergency adjusters who will be employed by an insurer in the state of Wyoming for a time frame of 90 days. This form is not an application for a permanent adjuster license.
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6

Feb

2015

Alaska Independent Adjuster Licensing Information

Author: CADO Admin
Independent Adjuster
An independent adjuster represents the interests of the insurer.

You need an independent adjuster license to adjust claims on behalf of an insurer that is not your employer.

Reciprocal Nonresident License
You are required to hold an independent adjuster license in your home state to qualify for a reciprocal license.

If your home state does not offer an independent adjuster authority, you will need to pass the Alaska Adjuster exam, and Alaska will be your designated home state.

(the above is from the state's website.

Unlicensed Adjuster Single Loss or Catastrophe

Does Alaska have any special provisions that apply to adjusters who may need to only adjust
a single loss or adjust catastrophe losses?

Yes. A nonresident independent adjuster, who is not Alaska-licensed but who is licensed and in
good standing in his or her home state may act as an adjuster and adjust a single loss in this state
during a calendar year, or may act as an adjuster and adjust losses arising out of a catastrophe
(which is declared by the director) if, within 10 days after the start of the investigation or
adjustment, the nonresident adjuster advises the director in writing of the adjustment (AS
21.27.860(a)).

An unlicensed adjuster is required to comply with the Unfair Claims Trades Practices
Regulations. 

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6

Feb

2015

Alabama Independent Adjuster Requirements

Source: ALDOI

Author: CADO Admin
Definition

An "independent adjuster" is a person who, for compensation as an independent contractor or as an employee of an independent contractor, undertakes on behalf of an insurer to ascertain and determine the amount of any claim, loss, or damage payable under a contract of property, casualty, or workers' compensation insurance or to effect settlement of such claim, loss, or damage. Ala. Code § 27-9A-3.
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Number of views (12169)
Article rating: 5.0

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