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    CADO Flood\NFIP Support Page

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    This page provides information and resources related to the handling of flood claims.

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    Some information found on this page

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    On the National Flood Insurance Program (NFIP) Claims Manual
    On Renewing/Obtaining Flood Control Number
    NFIP Fee Schedule

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    Significant Flood Events include ...

    ——Source: NFIP

    Hurricane Katrina (2005) with 208,348 Paid Losses
    Hurricane Sandy (2012) with 114,846 Paid Losses
    Hurricane Harvey (2017) with 92,385 Paid Losses

Flood Damage

National Flood Insurance Program (NFIP) Claims Manual

Click here for Appendices for the NFIP Claims Manual

Links to the current edition and previous editions of the NFIP Claims Manual. (PDFs)

Current Claims Manual Effective 6/29/2023

Effective October 1, 2021
Table of Changes to the 10-2021 Manual
Effective May 1 2020
Effective June 1, 2019
Effective August 30, 2018
Effective September 2, 2013
The "read more" link will take you to the source the manuals, please check the Claims Manual section on that page,

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Colorado Flooding

Renewing/Obtaining Flood Control Number

Adjusters seeking to maintain their active registered status must attend an NFIP Claims Presentation each calendar year. Use the read more link for information about the qualification process or to contact the Bureau & Statistical Agent. Source: NFIP .

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Flooding

NFIP Fee Schedule

 9/29/2023 Update: FEMA has revised its NFIP Adjuster Fee Schedule. The revised NFIP Adjuster Fee Schedule will be effective on October 1, 2023, and is applicable to claims with dates of loss on or after October 1, 2023. The 2022 Increased Cost of Compliance (ICC) Fee Schedule was not revised. You can follow this link for the source of this update which is the WYO Company Bulletin W-23013

NFIP Adjuster Claims Presentation Schedule

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Governor Abbott Adds 24 Counties To Disaster Declaration

Roy
/ Categories: Flood
Governor Abbott Adds 24 Counties To Disaster Declaration

NFIP Flood Policy for the counties

TO ALL TO WHOM THESE PRESENTS SHALL COME:

I, GREG ABBOTT, Governor of the State of Texas, issued an Emergency Disaster Proclamation on May 11, 2015, certifying that the severe weather, tornado and flooding event that began on May 4, 2015, has caused a disaster in Bosque, Clay, Denton, Eastland, Gaines, Montague and Van Zandt counties in the State of Texas.  On May 15, 2015, I amended my proclamation of May 11, 2015, to include Cooke, Grimes, Hood, Navarro, Smith and Wise counties.  Severe weather, tornadoes and flooding continue in these and other counties in Texas.

THEREFORE, in accordance with the authority vested in me by Section 418.014 of the Texas Government Code, I do hereby declare a state of disaster in Archer, Bastrop, Bosque, Caldwell, Cass, Clay, Collin, Cooke, Denton, Dewitt, Eastland, Fannin, Gaines, Grayson, Grimes, Harrison, Hays, Henderson, Hidalgo, Hill, Hood, Houston, Jasper, Johnson, Kendall, Montague, Navarro, Newton, Nueces, Parker, San Jacinto, Smith, Van Zandt, Walker, Wichita, Wilson and Wise counties.

The above from: http://gov.texas.gov/news/proclamation/20934

 

NFIP Flood Policies In-force for the counties listed above as of 3/31/2015 

County Name Community Name In-force
Archer County Archer City, City Of 1
Archer County* 38
Holliday, City Of 1
Lakeside City, City Of 7
Total: 47
Bastrop County Bastrop County * 368
Bastrop, City Of 54
Elgin, City Of 21
Smithville, City Of 21
Total: 464
Bosque County Bosque County* 32
Clifton,city Of 24
Cranfills Gap, City Of 1
Iredell, City Of 1
Meridian,city Of 1
Valley Mills, City Of 1
Walnut Springs, City Of 2
Total: 62
Caldwell County Caldwell County* 143
Lockhart, City Of 27
Luling, City Of 25
Martindale, City Of 32
Mustang Ridge, City Of 1
Niederwald, City Of 1
San Marcos, City Of 550
Total: 779
Cass County Atlanta, City Of 32
Hughes Springs, City Of 7
Linden, City Of 2
Queen City, City Of 2
Total: 43
Clay County Clay County* 33
Henrietta, City Of 19
Total: 52
Collin County Addison, Town Of 20
Allen, City Of 116
Anna, City Of 3
Carrollton, City Of 321
Celina, City Of 6
Collin County* 235
Dallas, City Of 3,743
Fairview, Town Of 60
Farmersville, City Of 7
Frisco, City Of 274
Garland, City Of 539
Josephine, City Of 14
Lavon, City Of 5
Lowry Crossing, City Of 19
Lucas, City Of 32
Mckinney, City Of 202
Melissa, City Of 4
Murphy, City Of 43
New Hope, Town Of 4
Parker, City Of 54
Plano, City Of 806
Princeton, City Of 7
Prosper, Town Of 8
Richardson, City Of 287
Royse City, City Of 25
Sachse, City Of 58
St. Paul, Town Of 2
Van Alstyne, City Of 3
Westminster, Town Of 2
Weston, City Of 3
Wylie, City Of 60
Total: 6,962
Cooke County Callisburg, City Of 1
Cooke County* 119
Gainesville, City Of 158
Lindsay, City Of 10
Muenster, City Of 10
Total: 298
Denton County Argyle, Town Of 34
Aubrey, City Of 13
Bartonville, Town Of 16
Copper Canyon, Town Of 10
Corinth, City Of 59
Cross Roads, Town Of 8
Denton County* 364
Denton, City Of 466
Dish, Town Of 2
Double Oak, Town Of 14
Flower Mound, Town Of 298
Fort Worth, City Of 2,292
Haslet, City Of 10
Hickory Creek, Town Of 12
Highland Village, City Of 71
Justin, City Of 12
Krugerville, City Of 3
Krum, City Of 16
Lake Dallas, City Of 20
Lakewood Village, Town Of 2
Little Elm, Town Of 51
Northlake, Town Of 6
Denton County Oak Point, City Of 17
Pilot Point, City Of 3
Roanoke, City Of 7
Sanger, City Of 16
Shady Shores, Town Of 38
Southlake, City Of 150
The Colony, City Of 47
Trophy Club, Town Of 92
Westlake, Town Of 8
Total: 4,157
Dewitt County Cuero, City Of 173
Dewitt County* 138
Yoakum, City Of 17
Yorktown, City Of 25
Total: 353
Eastland County Cisco, City Of 4
Eastland County* 110
Eastland,city Of 35
Ranger, City Of 3
Rising Star, City Of 2
Total: 154
Fannin County Bonham, City Of 49
Ector, City Of 1
Fannin County* 97
Leonard, City Of 4
Trenton, City Of 5
Whitewright, City Of 1
Total: 157
Gaines County Gaines County * 2
Seagraves, City Of 10
Seminole,city Of 7
Total: 19
Grayson County Collinsville, City Of 5
Denison, City Of 24
Grayson County* 178
Gunter, City Of 20
Howe, Town Of 3
Pottsboro, Town Of 1
Sherman, City Of 242
Southmayd, City Of 1
Tioga, Town Of 8
Total: 482
Grimes County Grimes County * 88
Navasota, City Of 70
Total: 158
Harrison County Harrison County* 151
Marshall, City Of 68
Uncertain, City Of 10
Total: 229
Hays County Bear Creek, Village Of 2
Buda, City Of 31
Dripping Springs, City Of 3
Hays County* 692
Hays, City Of 4
Kyle, City Of 49
Mountain City, City Of 4
Wimberley, Village Of
Damage to homes reported
166
Woodcreek, City Of 36
Total: 987
Henderson County Athens, City Of 14
Chandler, City Of 11
Enchanted Oaks, Town Of 1
Eustace, City Of 1
Gun Barrel City, City Of 24
Henderson County* 191
Log Cabin, City Of 1
Mabank, City Of 2
Malakoff, City Of 4
Payne Springs, City Of 5
Seven Points, City Of 3
Star Harbor, City Of 4
Tool, City Of 8
Trinidad, City Of 1
Total: 270
Hidalgo County Alamo, City Of 26
Alton, City Of 25
Donna, City Of 62
Edcouch, City Of 8
Edinburg,city Of 1,216
Elsa, City Of 31
Hidalgo County * 3,626
Hidalgo, City Of 27
La Joya, City Of 25
La Villa, City Of 11
Mcallen, City Of 2,043
Mercedes, City Of 172
Mission, City Of 889
Palmhurst, City Of 8
Pharr, City Of 220
Hidalgo County Progreso, City Of 2
San Juan, City Of 68
Weslaco, City Of 369
Total: 8,828
Hill County Blum,city Of 8
Hill County* 35
Hillsboro, City Of 12
Whitney, Town Of 20
Total: 75
Hood County Decordova, City Of 13
Granbury, City Of 73
Hood County* 430
Lipan, City Of 1
Tolar, City Of 3
Total: 520
Houston County Crockett, City Of 10
Grapeland, Town Of 4
Houston County* 42
Lovelady, City Of 2
Total: 58
Jasper County Jasper County* 147
Jasper, City Of 40
Kirbyville, City Of 23
Total: 210
Johnson County Alvarado, City Of 5
Briaroaks, City Of 6
Burleson, City Of 120
Cleburne, City Of 152
Crowley, City Of 32
Godley, City Of 4
Johnson County* 305
Joshua, City Of 37
Keene, City Of 8
Total: 669
Kendall County Boerne, City Of 174
Kendall County * 367
Total: 541
Montague County Bowie, City Of 6
Montague County* 51
Nocona, City Of 3
Saint Jo, City Of 1
Total: 61
Navarro County Corsicana, City Of 129
Dawson, City Of 2
Kerens, City Of 1
Navarro County* 63
Total: 195
Newton County Newton County* 138
Newton, City Of 1
Total: 139
Nueces County Agua Dulce, City Of 44
Bishop, City Of 57
Corpus Christi, City Of 20,110
Driscoll, City Of 27
Nueces County* 4,608
Portland, City Of 1,017
Robstown, City Of 592
Total: 26,455
Parker County Aledo, City Of 6
Annetta South, Town Of 1
Annetta, Town Of 4
Azle, City Of 105
Millsap, City Of 2
Parker County * 316
Reno, City Of 7
Sanctuary, City Of 1
Springtown, City Of 36
Weatherford, City Of 135
Willow Park, City Of 12
Total: 625
San Jacinto County Point Blank, City Of 18
San Jacinto County* 299
Shepherd, City Of 5
Total: 322
Smith County Bullard, City Of 2
Lindale, City Of 2
Smith County * 208
Tyler, City Of 361
Whitehouse, City Of 8
Total: 581
Somervell County Glen Rose, City Of 34
Van Zandt County Canton, City Of
Grand Saline, City Of 5
Van Zandt County* 79
Van, City Of 9
Wills Point, City Of 13
Total: 106
Walker County Huntsville, City Of 120
New Waverly, City Of 2
Walker County Riverside, City Of 3
Walker County* 163
Total: 288
Wichita County Burkburnett, City Of 8
Iowa Park, City Of 25
Pleasant Valley, City Of 16
Wichita County* 172
Wichita Falls, City Of 949
Total: 1,170
Wilson County Floresville, City Of 25
La Vernia, City Of 43
Poth, City Of 14
Stockdale, City Of 6
Wilson County * 120
Total: 208
Wise County Boyd, City Of 1
Bridgeport,city Of 26
Chico, City Of 4
Decatur, City Of 10
Lake Bridgeport, City Of 6
New Fairview, City Of 2
Rhome, City Of 1
Runaway Bay, City Of 95
Wise County* 123
Total: 268

Source of the above data:  http://bsa.nfipstat.fema.gov/reports/1011.htm

 

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FEMA Press Releases

Here are some recent Releases

Here is a link to the FEMA Press Releases official website. The source of the releases above.

Need Flood Adjusters


Need Flood Adjusters? Click here to see those that report they are NFIP Certified  Adjusters please check and update your information if needed.

WYO Company Bulletins

Source: The National Flood Insurance Program | FloodSmart | NFIPServices

Follow these links to see all WYO Bulletins and to check on new Bulletins:  2023 Bulletins | 2022 Bulletins | 2021 Bulletins
 

Flood Losses

Below is a link to a FEMA page that provides reports that can be downloaded which provides flood insurance losses per state.The table on that page includes open claims, closed claims, and claims closed without payment.

 
Below is another link that takes you to a page on the  Insurance Information Institute, Inc. website that provides Flood Statistics.

Flood Adjuster Capacity Program Manual

This manual has publish date of July 2019, here is a summary from the manual.

"FEMA is dedicated to increasing the nation’s disaster resiliency. To this end, FEMA’s NFIP is working hard to increase the number of households and businesses that are protected by flood insurance. As the flood insurance policy count grows, FEMA will need to maintain a high level of customer satisfaction throughout the claims process. To make this possible, FEMA has initiated the Flood Adjuster Capacity Program (FACP) and is partnering with WYO Companies, independent adjusting firms, and individual adjusters to increase the number of claims adjusters who are trained and available to help NFIP policyholders after flood events. The FACP will work to strengthen and enhance recruitment, training and professional development for claims adjusters nationwide."

Here is a link to the manual

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Additional Resources


NFIP Training Available Online

Roy
The NFIP offers free online courses in basic and advanced flood insurance topics through the FEMA Emergency Management Institute. NFIP...

NFIP Dwelling Form

CADO Admin
Subject: Policy: NFIP Dwelling Form Description: Quote from FEMA; The Dwelling Policy Form may be issued to homeowners,...

Flood Discussions

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