The definition of 'flood' is likely to cause more pain for victims as they attempt to make insurance claims.

Lawyer Katherine Lane says disputes with insurers over flood claims have already started. Lane, who is the principal solicitor at the New South Wales Consumer Credit Legal Centre, says a colleague at Legal Aid Queensland is dealing with a case where homeowners in Toowoomba have filed a claim for storm damage (which is covered by their policy) but the insurer is saying the damage was caused by flood, which is not covered.

Welcome to the world of flood cover. Lane, who also oversees the operations of the Insurance Law Service, says there will be a lot of disputes arising from claims for damages caused by the floods.

The above comes from a smh.com.au article, click here to read the full article.