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Question about Crawford
Last Post 31 Aug 2007 10:45 PM by ntzjazz. 4 Replies.
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stephie76
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31 Aug 2007 03:39 AM  

After someone on here suggested that I apply to Crawford I sent them my resume this week. I applied for a staff position and to be on their roster. I was almost certain I would be turned down for both but I wasn't.

Yesterday they emailed a "New Hire Packet" to me. I'm still in shock and I'm not sure what I have been hired for. Not sure if it's the property adjuster or the roster.

Everything in the packet says " employee" not contractor and I had to fill out a W4. Of all the companies I have signed up with, none have required a W4. They are also asking for my entire life story, drug test, background check, etc. Some of this was requested for other companies but none asked for this much.

Is this normal for Crawford to sign up cat adjusters for their roster in this way? Or did I just get a staff job?

Steph

stephie76
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31 Aug 2007 03:51 AM  

I just talked to a friend on IM. I understand now... Crawford consideres cat adjusters "temporary employees".

Guess they really are different than all the others. I'm still very happy that I made the roster. Now let's see if I can get deployed.

Medulus
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31 Aug 2007 05:08 AM  

Just to make it a little clearer for those who may be confused about the employee language in some contracts, there are certain vendors who hire catadjusters as "as needed" employees.  These will primarily be companies who do work for State Farm, but includes others as well.  GAB and Crawford are the two largest who have this relationship with their adjusters.  I believe Pilot, Eberl's, Refroe, and Worley would also be in that list.  The ones with which I am most familiar will provide limited employee benefits as a result of this relationship.  They will typically provide workers comp coverage, E and O coverage, social security, use of certain adjusting programs under their license at discounted rates, and (in some cases) 401K or IRA plans.  These companies will also generally pay a portion of your commision as a perdiem without taking out taxes, but deduct taxes on the remainder so there is no need to pay estimated taxes. 

 

Steve Ebner AIC

"With great power comes great responsibility." (Stanley Lieber, Amazing Fantasy # 15 August 1962)
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31 Aug 2007 01:07 PM  

It is normal. Crawford does require that the new hire package be completed before you can be deployed.

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ntzjazz
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31 Aug 2007 10:45 PM  
a good thing about part of your commision being paid as perdiem, is that billing is paid based on cut off dates for each pay period. so when you first start out--it takes a little while for your billing to get into the "system". so when you do get paid for the first time--they catch you up on your perdiem first--back to day one---then the balance gets the hell taxed out it---but the the first tax free chunk (perdiem) is a shot in the arm when you need the cash!
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