Roy Cupps
CatAdjuster.org Founder
Advanced Member
Posts:567
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| 20 Jan 2009 07:43 PM |
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These types of recalls can sometimes lead to the deployment of Cat Adjusters.
At least they have in the past.
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OkcLarryD
Veteran Member
Posts:755
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| 20 Jan 2009 09:37 PM |
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I don't think I've ever written an estimate on a cookie.
I guess there's always a first time for everything, huh? |
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| Larry D Hardin |
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Jim
Member
Posts:385
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| 20 Jan 2009 10:44 PM |
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OK, So we've gone from peanut butter,to spinach, to salsa, and now back to peanut butter. I wonder what the dart will hit next.
JWG |
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| I know the voices aren't real, but sometimes they're right! |
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Tom Toll
Moderator & Life Member
Senior Member
Posts:1704
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| 21 Jan 2009 11:10 AM |
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| Remember that little plastic pipe that put many vendors and adjuster to work. This peanut butter recall is huge and literally could put some of us to work. |
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| Success is not final, failure is not fatal: it is the courage to continue that counts. |
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Mike Kunze
Advanced Member
Posts:636
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| 22 Jan 2009 04:16 AM |
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| This PB deal is BS. But hold on to your hats for the bottled water fiasco. |
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OkcLarryD
Veteran Member
Posts:755
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| 22 Jan 2009 09:00 PM |
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| At least the folks in Lynchburg know how things are done. |
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| Larry D Hardin |
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dcmarlin
Member
Posts:107
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| 23 Jan 2009 12:51 AM |
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As the jingle said: "Have another nutter butter peanut butter sandwich cookie."
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Mike Kunze
Advanced Member
Posts:636
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| 26 Jan 2009 01:28 AM |
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| Unfortunately...or I guess, realistically and righfully, most alleged widespreaed food product defects or contaminations will not land in an IA's hands. If it does, it will be a 1-time deal with a very high-paid expert in the field, who is not reallly an IA as we all view it. That same expert will handle the C&O at the alleged sites of contamination(s). While there may be claimants across many states, they will be coming forth via the info-mercial solicitations by the law firms several months after the fact. The local IA may receive an assignment here and there, but it will ultimately be tendered back to the source of the product. So, yes, if a small Mom & Pop doesn't recognize it early enough, they might call their own carrier before telling the claimant to contact the proper source. There are those exceptions of course, when the owner's pet cat happens to wander too close to the meat grinder while Sal is outside having a smoke. As parts of Tabby's collar begin to show up in the taco salads, and the shells are a little bit furry, the local IA probably tends to get a little busy. Never accept a free meal or sample in these situations, nor even a beverage produced on the premises. It is permissable, however, to share a 6-pack with the insured in the back alley while out of the sight of local authorities...as long as you purchased it, and the insured donated the cigars that were going to go bad due to weather conditions anyway. |
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Medulus
Moderator
Advanced Member
Posts:663
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| 26 Jan 2009 10:03 AM |
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| Actually, how an IA may become involved is this: XYZ Company, manufacturer of peanut butter, hires a large adjusting firm like GAB or Crawford. They, rather than committing their regular staff to an assignment that might tie them up for years, hire some independents with casualty as well as property experience and bring them into a central location. There they process and evaluate the claims as they come in. The ultimate settlement will likely be dictated by XYZ and/or their insurance carrier, and you pay the claim in accordance with their wishes. It is primarily a desk job similar to claims examining on a major hurricane, doing litigation files after a major event, handling a major environmental loss like the Exxon Valdiz, or a large FEMA exposure like the Los Alamos Wildfires. |
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Steve Ebner AIC AMIM
"With great power comes great responsibility." (Stanley Lieber, Amazing Fantasy # 15 August 1962) |
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OkcLarryD
Veteran Member
Posts:755
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| 26 Jan 2009 09:08 PM |
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Steve,
If you have XYZ's address, I'd be happy to bless them with my resume. |
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| Larry D Hardin |
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Roy Cupps
CatAdjuster.org Founder
Advanced Member
Posts:567
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| 26 Jan 2009 11:05 PM |
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It's about like Steve states, I have seen IAs deployed on events similar to this in the past while the numbers may be small, 3-20 in most cases, there are deployments. My first man make Cat was a refinery explosion in New Orleans, since then I have seen others. The Exxon Valdez was 2 years in Alaska and not all desk work.
In recent past there have been deployments for all kinds of man make cats, bad gas, pet food, bad hamburger, grass fires caused by refineries, oil spills and plant fires. Adjusters have skills that are needed in events like these. For example in explosions adjusters are often needed to estimate the damages to the dwellings and buildings or to count anoles (weird but true), the claimant stated that the explosion ran them off, a business interruption claim. Sometimes evacuations and peanut butter can also lead to BI claims.
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Medulus
Moderator
Advanced Member
Posts:663
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| 27 Jan 2009 03:49 PM |
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Larry,
I hear that XYZ hired the Shriners as the "Service Company" to handle their claims. The Shriners hired Guy Snappy and the Applebee's parking lot guy. You will have to ask them where the action is. (At least that's the way I hear it.) |
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Steve Ebner AIC AMIM
"With great power comes great responsibility." (Stanley Lieber, Amazing Fantasy # 15 August 1962) |
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OkcLarryD
Veteran Member
Posts:755
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| 27 Jan 2009 08:36 PM |
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And I went by Applebee's today and didn't stop.
I always miss the good jobs.
Phooeeeeyy |
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| Larry D Hardin |
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Mike Kunze
Advanced Member
Posts:636
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| 28 Jan 2009 01:59 AM |
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| I heard on a radio broadcast tonight that the PB production facility (don't know which or where) was aware of salmonella presence, but was not legally required to report it. They were legally required to test for it, but not required to report it. OK, that means they began the recalls, but they were not legally required to make the recalls nor legally responsible if they didn't? So, is it such an isolated or small exposure to illlness, that it becomes the decision of the producer whether or not to make it public and to take responsibility? Apparently so, and thus explains the high self-insured liability limiits of your P&G's, etc. How many times have you blamed something on the flu, or something you ate, but were never aware that somewhere across our nation there were another 5000 people with the same problems? Generally, it's a minor inconvenience and not life threatening, but maybe pretty widespread and never associated with the cause because of the "non-required" reporting. Is that a bad thing? Probably not if you think back over the past 200 years and the improved packaging & shipping conditions. Depending on the person, the alleged contaminated product may or may not make them sick...particularly peanut butter, which is notarious anyway in the world of allergenics & hypochondriacs. |
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OkcLarryD
Veteran Member
Posts:755
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| 28 Jan 2009 09:35 PM |
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| As I have previously stated,.........at least the folks in Lynchburg know how to do it right. |
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| Larry D Hardin |
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Roy Cupps
CatAdjuster.org Founder
Advanced Member
Posts:567
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| 17 Feb 2009 09:58 AM |
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Could salmonella be excluded under the liability policy?
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Mike Kunze
Advanced Member
Posts:636
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| 18 Feb 2009 03:00 AM |
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| The firm of Nguyen Kanwe Skrewm will have a hayday with this one. Watch your local cable infomercials late at night for details. |
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