makes one think, all this is just about money,

Most of the insureds I deal with are honest. I've had some understate the replacement value of their personal property (RCV endorsement) so badly I had to ignore them. When replacing window beading after a hurricane, one insured told me it was all from the sun. After comparing some fresh plastic with old dry plastic in the breaks, I got him to admit the hurricane didn't make it any better.

One insured met me at my vehicle with apology, "I meant to call you; I don't think I have enough damage to meet my deductible." She had a $250 deductible; her claim was over $40,000. That's not gold digging!

Maybe the guy with damage to the center part of his shingles more consistent with hammer than hail was less than a saint. There was another with with scores of concrete tiles glued back together with six different colors of adhesive, but even he admitted a "couple" of these had been patched prior to the storm...after I asked him.

I never met a dishonest insured. Some of them stretched the truth a little after we met, but on first contact they were all perfectly honest. Being from Texas, I see exaggeration more as optimism than dishonesty.

If it doesn't fit...adjust it.

Randy Cox

Lots of widespread damage Sunday and after midnight from Arizona to Georgia. Just enough to give the local IA,s a week of overtime work.

If you have more than 10 years in property claims you may connect with some of the local IA,s for a week or two,s work. You will need a good resume, very good skills AND some closed files to submit to local IA.s in several states. They will call your reference,s, IF you get a call back. This also works on winter storms. Try to get a national directory of National Assoc. of Ind. Adj. directory. I have hired out of town adjusters in the past and been hired this way.Large carriers hired this way 30 years ago; but I think all use the vendor/contract system now.

LOL.