Saturday, August 30, 2008
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Subject: Metlife-- current or past experience?
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Mike LUser is Offline

Member
Posts:7


06/28/2008 7:10 AM  

I've been offered a gig with Met and they've been a little sketchy with details of past claim count for the territory.  Its a territory that includes 19,600 policies in force.

 

Anyone here have any experience working for Met or have any resources to public info on claim counts?

Les LammersUser is Offline

Ft. Myers FL
Member
Posts:55


06/28/2008 9:07 AM  
If they will not provide that stat, and they certainly know what it is, what else are they not telling you? Are you expected to cover the whole territory? How large is it?
Ray HallUser is Offline
Adjuster
Houston, TX
Member
Posts:785


06/28/2008 10:59 AM  

This not knocking Met, but they have milage points from certain towns in the grid. They do not have a great billing schedule, and its hard to pay for xactimate 25.0 with all the bells on 4 to 5 a month. No short form reports, a underwriting form and a caption report required in about 72 hrs.

Bob HarveyUser is Offline
Gold Member
California, Central Coast
Member
Posts:381


06/28/2008 11:07 AM  
Is the Gig working as "staff" or as an "independent"? (I got the impression it would be staff).

I don't have experience with that particular carrier, but if the salary is going to give you a nice stable, predictable income, they supply a car and gas, and you need the gig, I would take it as a potential great step in the career.

Seems like any staff adjuster will be overloaded, at least during some seasons of the year, it's just part of the job description. That which doesn't kill you will make you stronger.
Jud GardnerUser is Offline

Daphne, AL
Member
Posts:135


06/28/2008 11:16 AM  

That was my initial question- staff or independent.  Then, are you a vendor or an individual that will be receiving the claims? 

Any company can give you policies in force.  They may have a pretty good estimate on how many claims will result over a monthly or yearly period, but that's exactly what that is, an estimate.  A fair plan type of company will have a high number of claims filed, whereas a company with selective underwriting processes will have a much lower ratio.

Mike LUser is Offline

Member
Posts:7


06/28/2008 12:58 PM  

Its a staff field position. 

I'll be responsible for the whole territory, but I'll have the option of hiring an IA, writing it from my desk after 1st contact or sending it straight to a ktor.  Basically anything within an hour drive that requires an inspection will be inspected by me.  Anything else, except as warranted by circumstances like severity or a high volume of claims from a certain far-flung spot, will be my option to handle as I please.

But, the tail of all the claims will be mine to handle, whether I inspect or not.  So, I consider the 07 claim count to be relevant.

 PS-- geographically and demographically, the territory is a lot like IL. 

 

 

Jim GaryUser is Offline
Adjuster
Mineral Wells, Tx
Member
Posts:230


06/28/2008 1:27 PM  

If its a staff position, you claim count will probably have a max, per day or week. Unless your hoping to watch afternoon TV every day, you will be expected to work a full day regardless of claim count. I have worked a few Met claims, both auto and property, they like their i's dotted and their t's crossed, and sometimes in reverse, depending on who got the rear chewing at the last BCO meeting. I have worked auto claims for months with no problem, then all the sudden get every line questioned on an estimate. For the most part they were easy to work with.

The good part will be the check every week, the paid expenses, the check every week, the retirement acct, the check every week, the paid vacation, and did I mention the check every week.

 

Good Luck, sound like a good gig,

JWG

 


I know the voices aren't real, but sometimes they're right!
Mike LUser is Offline

Member
Posts:7


06/28/2008 1:51 PM  

I've never had a staff position with a daily or weekly claim limit.  Every carrier I've worked for has had a policy of allowing unlimited daily new claims.

 

What are the carriers that put on a cap?  Never known anyone with that perk~

Les LammersUser is Offline

Ft. Myers FL
Member
Posts:55


06/28/2008 1:52 PM  
Posted By Mike L on 06/28/2008 12:58 PM

Its a staff field position. 

I'll be responsible for the whole territory, but I'll have the option of hiring an IA, writing it from my desk after 1st contact or sending it straight to a ktor.  Basically anything within an hour drive that requires an inspection will be inspected by me.  Anything else, except as warranted by circumstances like severity or a high volume of claims from a certain far-flung spot, will be my option to handle as I please.

But, the tail of all the claims will be mine to handle, whether I inspect or not.  So, I consider the 07 claim count to be relevant.

 PS-- geographically and demographically, the territory is a lot like IL. 

So you will handle a whole state. Farm out what you don't inspec and review those claims when they are submitted. I'd still like to know the '07 numbers.  

 

 

 

Ray HallUser is Offline
Adjuster
Houston, TX
Member
Posts:785


06/28/2008 2:02 PM  

I chirped up too soon, take the job.

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