2024 NFIP Claims Adjuster Presentations Webinar Registration Now Open Adjusters seeking to maintain their active registered status must attend an NFIP Claims Presentation each calendar year. Read more
NFIP Adjuster Fee Schedules – Fiscal Year (FY) 2024 Revision " FEMA has revised its NFIP Adjuster Fee Schedule. The revised NFIP Adjuster Fee Schedule will be effective on October 1, 2023, and is applicable to claims with dates of loss on or after October 1, 2023. The 2022 Increased Cost of Compliance (ICC) Fee Schedule was not revised." Read more
2023 Standard Flood Insurance Policy (SFIP) Commentary " FEMA is pleased to announce the release of its SFIP Commentary. The SFIP Commentary complements the NFIP Claims Manual (June 2023) by helping claims professionals quickly find current NFIP guidance relevant to key provisions and concepts contained within the Standard Flood Insurance... Read more
Redesign to the NFIP Claims Manual Posted Online The updated edition of the National Flood Insurance Program’s (NFIP) Claims Manual effective June 29, 2023, is now available at Flood Insurance Manuals and Handbooks | FEMA.gov. Read more
NFIP Adjuster Fee Schedules – Alternative Fee Schedule The information below comes the WYO Bulletin W-22007 issued 10/1/2022 The Fiscal Year (FY) 2022 WYO Financial Assistance/Subsidy Arrangement (“Arrangement”) at IV.C.2 authorizes the Federal Emergency Management Agency (FEMA), in its sole discretion, to authorize the use of an... Read more
NFIP Adjuster Fee Schedules – Fiscal Year (FY) 2023 Revision This information and the attachment is from the NFIP Write Your Own (WYO) Bulletin W-22001 issued 8/9/2022 "FEMA is pleased to announce the release of the 2023 NFIP Adjuster and Increased Cost of Compliance (ICC) Fee Schedules. Federal regulation requires fee schedule revisions to... Read more
NFIP Claims Manual with effective date 10/2021 This manual improves clarity of flood insurance claims guidance to NFIP Write Your Own (WYO) companies, flood vendors, flood adjusters and examiners, so that policyholders experience consistency and reliability of service. Source: FEMA Website Read more
NFIP Claims Manual Effective June 1, 2019 The purpose of the NFIP Claims Manual is to improve clarity of claims guidance to WYOs, vendors, adjusters, and examiners so that policyholders experience consistency and reliability of service. The manual provides processes for handling claims from the notice of loss to final payment. All... Read more
Hawaii Flood Policy Statistics as of 06/30/2018 County Name Policies In-Force HAWAII COUNTY 4,559 HONOLULU COUNTY ... Read more
Addendum to the NFIP Adjuster Claims Manual — Special Adjustment Issues: Fiberboard Sheathing/Blackboard On October 13, 2017, the National Flood Insurance Program (NFIP) updated the NFIP Adjuster Claims Manual by adding an addendum providing additional guidance on special adjustment issues surrounding perimeter wall sheathing. The addendum expands upon and replaces existing guidance found at... Read more
Special Adjuster Fee Schedule for Claims with a Date of Loss on or after August 24, 2017, through November 30, 2017 Hurricanes Harvey and Irma caused widespread flooding in Texas, Louisiana, the U.S. Virgin Islands, Puerto Rico, Florida, and the southeast United States. Due to the catastrophic impacts of these hurricanes and the increased demand for flood insurance adjusters, the Federal Emergency Management... Read more
New Guidelines for NFIP Adjusters A note about the use of the term “Authorized NFIP Adjuster” rather than “Certified NFIP Adjuster”: It is FEMA’s position that certification requires a more formal course of study and the successful passing of a series of examinations before certification is awarded,... Read more
NFIP Training Available Online The NFIP offers free online courses in basic and advanced flood insurance topics through the FEMA Emergency Management Institute. NFIP Training courses are free and open to anyone. Click on a link below to begin your self study course. (note: we first posted this in December... Read more
NFIP Coverage Comparison as of December 31, 2000 This chart shows provides a coverage comparison of the following NFIP policies. The Three Policy Forms There are three policy forms – Dwelling Form, the General Property Form, and the Residential Condominium Building Association Policy. Each is used to insure a... Read more
NFIP Information for Claims Adjusters Information on some of the resources for adjusters that can be found on the NFIP site. Read more
NFIP FACTS AND STATISTICS Subject: NFIP FACTS AND STATISTICS Description: NFIP Facts and Statistics provided by the Insurance Information Institute URL: http://www.iii.org/media/facts/statsbyissue/flood/ Read more
NFIP Residential Condominium Building Association Policy (RCBAP) A. COVERAGE A—BUILDING PROPERTY We insure against direct physical loss by or from flood to: 1. The residential condominium building described on the Declarations Page at the described location, including all units within the building and the improvements within the units. (Excerpt... Read more
NFIP General Property Form Subject: Policy: General Property Form Description: The General Property Policy Form may be issued to owners or lessees of non-residential buildings or units, or residential condominium buildings that are uninsurable under the RCBAP. Read more
NFIP Dwelling Form Subject: Policy: NFIP Dwelling Form Description: Quote from FEMA; The Dwelling Policy Form may be issued to homeowners, residential renters and condominium unit-owners, owners of residential buildings containing two to four units. In communities participating in the... Read more
NFIP Adjuster Fee Schedule 9/29/2023 Update: "FEMA has revised its NFIP Adjuster Fee Schedule. The revised NFIP Adjuster Fee Schedule will be effective on October 1, 2023, and is applicable to claims with dates of loss on or after October 1, 2023. The 2022 Increased Cost of Compliance (ICC) Fee Schedule was not... Read more