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Archive through January 30, 2000Cecelia28 1-30-00  3:04 pm
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be honest
Posted on Friday, March 17, 2000 - 4:13 pm:   

Actually, informally the program was ongoing for years. Many of the staff and adjusters who were on unrealistic production schedules used whatever means it took to keep the job and feed the family. When files were audited no one cared how the file points were achieved, or how good the adustment was or wasn't. The file was closed in X amount of days, and everybody went on down the road. Guess I could go on but .......well,
alanjackson
Posted on Friday, March 17, 2000 - 4:05 pm:   

A friend of mine is a Travelers approved contracter. They refer to it as PC NET. The losses are emailed to the contractor. He then inspects the loss and takes digital photos. He then writes the estimate on the Travelers estimating program,(PC NET). Digital photos and the estimate are emailed to Travelers. After the estimate and photos are approved, Travelers emails a work authorization to the contractor. Contractor then is allowed to sign up the job.

Sounds like adjusting to me.
Dan Stelly
Posted on Friday, March 17, 2000 - 3:06 pm:   

The DRP program I think began back in the early 70's, created by Allstate and really was pertaining to auto body shops. The current program launched by Travlers\Aetna has been dubbed "Contractor at once". I believe their concept is to send out approved contractors, on their list in a rotation order and when they receive the estimate from the contractor the in office adjuster reviews and adjust the scope of damage at that point. Say it was a shower pan and the contractor had replaced some framing material damaged by rot\deteroation, this is not a covered item, the staff adjuster would adjust or have the contractor make the changes. In this situation the carrier IS NOT crossing the line. I do not think in a cat\storm the contractors could begin to stay up with the volume of claims. What are your thoughts? This program is alive and being used in Houston, Texas.
Greg Achee
Posted on Friday, March 17, 2000 - 1:37 am:   

Jim,
I could be wrong, but last time I checked, AIG was the largest Carrier in the United States,with State Farm running second, and that Allstate had entered into an agreement with Putnam funds to handle long term annuities. AIG also owns Putnam Funds, and would be ill advised to "let" someone take their business. Also, it has been brought to my attention in past weeks that Zurich bought the Japaneese holdings of Allstate, but declined on the U S holdings.
Allstate has been implementing buy back plans as fast as they can replace the money, one such plan was just implemented last month.
One other note, there is a head bashing and power struggle going on right now with the CEO of Travelers and Citicorp. Who do you think will win?
I have just purchase an additional block of Allstate at probably the most discounted price we will ever see them. Money to be made here without reinspections..lol.
Good luck
Greg

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