| Author |
Message |
    
Mark Gehring (Markg)
Rating: N/A
Votes: 0 (Vote!) | | Posted on Monday, May 15, 2000 - 11:19 am: | 
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Hi, I'm a licensed Private Investigator in Houston, TX, looking for the best way to get into catastrophe adjusting. I have a background in property, casualty, auto and work comp claims from jobs I had in Los Angeles in the '80s, (2 years). I've found the Dearborn-Leonard Schools in Houston area that provide training for Texas 04 license; property, fire, allied lines and allied marine, but there must be a way to find a sponsoring agency that can help defer the cost of school, or replace it with in-house training for licensing? Does anyone have any suggestions, agencies, contacts that might help me out?
Also, my Mom is having health problems in Iowa. If possible, I'm hoping to find a way to work out of Iowa temporarily (3-4 months) and then return to Texas as a home base where I am licensed as a PI. There is an 04 class coming up in early June 2000 in Houston, so I have some time to work with, but maybe I would be better off getting some kind of adjusting license in Iowa? But I'm leaning towards taking the class which I think is mandatory for licensing requirements in Texas.
Ultimately, I would like to travel world-wide on assignments and report to home office(s) via Internet/fax etc. Maybe eventually years from now, working on staff or with an agency SIU. Does this sound like a realistic scenario? Would appreciate any helpful comments or suggestions.
Thanks, Mark |
Jim Flynt (Jim)
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, March 30, 2000 - 4:50 pm: |
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For those who may have questions about adjuster licensing in states which require testing, most of them are using ASI Services to conduct their testing.
The adjuster licensing information for 25 states can be found at the ASI Services website located at http://www.asisvcs.com |
optilab99
Rating: N/A
Votes: 0 (Vote!) | | Posted on Monday, February 14, 2000 - 4:51 pm: |
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to all the people that e-mailed me with some good advice thank you.only one problem though my computer shut down and i lost all my stored mail,so if you remember me,please e-mail me back so i can print all that info out.thanks optilab99@aol.com or optilab99@hotmail.com |
Disappointed2
Rating: N/A
Votes: 0 (Vote!) | | Posted on Monday, February 14, 2000 - 12:05 pm: |
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Disappointed, your pen name post I perceive to be in the more respectable category. Employment is essential to most of us, including myself.
To be precise, I respect all posts, pen named and/or signatured. Some I find less rewarding than others. But, do not propose stopping any of them. The ones with language offensive to me, I let pass on into the past.
To repeat, real world has a necessity for pen names as a defense against some destructive forces.
Keep them coming. Good luck to all us seeking to be gainfully employed.
Feel free to send me any comments to my email also. |
Disappointed
Rating: N/A
Votes: 0 (Vote!) | | Posted on Sunday, February 13, 2000 - 11:44 am: |
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Disappointed 2, I often read these posts and think of what an IA once remarked, "The keyword in this business is Independent", to which I replied, "Wrong word, 'Employed'". There may be some IA's who are independently wealthy, this one is not. I would rather work for a few weeks and "weather" the storm of a less than desirable company or supervisor than to sit home and be unemployed. Sometimes we don't have a choice of who we work for IF we want to work. My bank balance tells me every month this is the career I CHOSE. Rather be employed. |
Bill Richard
Rating: N/A
Votes: 0 (Vote!) | | Posted on Sunday, February 13, 2000 - 9:28 am: |
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SparkyB, I do not comment often but I believe that your posting deserves a response. All of your observations are valid. Part of being adults is accepting the challenges in our chosen career paths, learning what is required of us to suceed, overcoming the obstacles that negative influence can create and not compromising our ethics and standards. Whining rarely gets us anywhere except an invitation to leave early from an assignment. At the risk of sounding "cliche" or stealing someone elses catch phrase and without reading anything theological into this comment, I truly believe that on the average, the "reward" we receive is equal to the "effort" we put forth. Thank you for your post. |
Ghostbuster
Rating: N/A
Votes: 0 (Vote!) | | Posted on Saturday, February 12, 2000 - 12:54 pm: |
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I have learned in my many travails with Lil Ed's big ol insurance company, that The most prevalent problems arise from these sources:
#1 We are independents with independent attitudes and ways of doing things and they are NOT!
#2 A good or bad storm is usually the result of personality conflicts with the supervisor.
#3 Our inability to adjust to their ever changing procedures. Like one old cat rat once said, "This storm aint the last storm!" |
SparkyB
Rating: N/A
Votes: 0 (Vote!) | | Posted on Saturday, February 12, 2000 - 12:31 pm: |
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Come hell or no water, ice and the likes, I have been moving forward with my head up, and my eyes straight on the road to obtain every license and certification I can manage to stuff in my back pocket.
I too have had many negative expierences with the master of disasters "SF", however, a good friend taught me a very valuable lesson. "Just do it." Don't complain or tick and moan, just do the job you are asked to do. It was pointed out to me in VA by my roomie, that although we were working for the same adjusting firm,(different carriers)and working the same neighborhoods. His billing for the same risk losses were on average double that of mine.
I laughed at the stupid reasons "SF" kicked back files and the crap they dished out to him on a weekly basis. I taunted him for wearing red and white. He then pointed out the facts that "SF" had provided him with two phones, six shirts, a computer with software, paper & ink for his printer, film for his camera, developing when necessary, clip boards and roof chalk and "Yes" bought him a 36'ft. ladder and the mounts for his truck, ropes and a harness to handle two & three story claims. He was only required to return the phones & computer on his departure. His expenses were limited to gas, food and lodging. Within two months, I was on my way home. My roomie however, stayed as requested and worked for six additonal months with a steady feed of rather good paying claims.
At this time I have heard no compalints from him about the "Little or no work" available to us storm adjusters. He set a good example. Working for "SF" may not be his first choice, however it was worth the time to learn what the professor wants to make an "A" grade despite the crap they dished out, it has paid more than a few bills at his home.
I suggest it would be wise to obtain the ceritifications for SF, AF, Farmers, NFIP and anything else that time will allow you to obtain. As in the medical field, continuing education is a requirement to keep up with any standard in the profession. Shouldn't the same apply to our profession not just limited to a few states? You don't have to work for any of the companies you get cerified for, but it sure is a handy tool in your resume to show you've been there, and have that. It's a challange. "GO FOR IT"
What's next? I guess I can work on getting those thirty some odd licenses from the states that require them. Idle hands only ticks the wife off. "Get a job!", she yells. |
Bill D. Burnett
Rating: N/A
Votes: 0 (Vote!) | | Posted on Saturday, February 12, 2000 - 11:03 am: |
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It is refreshing to see a pen name (Disappointed)with well spoken, positive/negative (depending on the perceptor), realistic comments.
Grammer/spelling not the important issues to postings as much as a serious intent to communicate valid and helpful information.
As a Mr. Curre/Curry points out in his recent posting reference, "You can't take them at their word. You've got to take a look at their performance."
This applies to all sides, carriers, vendors, adjusters.
In the real world, it can be necessary to use pen names for personal survival. I read all the postings. Sometimes it is necessary to persevere to get through the trash.
I do not like or agree with many of the trash postings, but they make me aware (one view) of the incidents and the people that generate these comments.
So let them all come. Information is usually helpfull ... the good, the bad, and the ugly.
In closing, trash comments without real names often, but not always, deserve the least respect.
Signed, Disappointed2/Bill Burnett |
Disappointed
Rating: N/A
Votes: 0 (Vote!) | | Posted on Saturday, February 12, 2000 - 1:28 am: |
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Fritx-Cat--finally found the web page--not sure if this guy is real or just a person somewhere way out in left field. I understand his frustration, I have had similar frustration with the big one but I still maintain if someone asks a legitimate question, we, all of us, should have the good manners to give him a legitimate answer. Been there, been covered in paperwork, and had them recant their directive. My point was not that they were the best or greatest but that we owe an answer in a professional manner. We all, I'm sure have our favorites, for one reason or another. We go, we do the best we can and we come home and sometimes worry about the insureds we have touched in one way or another. Hopefully we have conducted the claim in a fair and equitable manner for all concerned. I always try to treat them in a manner I would want to be treated. No one likes to be told, "it's not covered", but it's a whole lot easier if we say it in a mannerly, professional way.
We touch the insured's lives at a time when they are for the most part, at their lowest point in their lives. We can either spout off and make it just that much worse for them or be the best we can be and make it as painless as possible. It is never a positive time in their lives but we, as professionals, can choose to either take a negative or positive path by our words and actions. Get the point?? |
R.D. Hood
Rating: N/A
Votes: 0 (Vote!) | | Posted on Friday, February 11, 2000 - 4:13 pm: |
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Try the link using the following precursor: Http://
It works,
http://graham.main.nc.us/~bhammel/INS/sfadj.html |
Disappointed
Rating: N/A
Votes: 0 (Vote!) | | Posted on Friday, February 11, 2000 - 2:48 pm: |
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I never said it was my favorite, just that he was owed a legitimate answer and not a smart reply. I don't prefer one over another. |
THE PHANTOM
Rating: N/A
Votes: 0 (Vote!) | | Posted on Friday, February 11, 2000 - 2:36 pm: |
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HEY FRITX-CAT
PLEASE SHARE THAT ADDRESS AGAIN---CAN NOT BRING ANYTHING UP.
THANKS |
Fritx-Cat
Rating: N/A
Votes: 0 (Vote!) | | Posted on Friday, February 11, 2000 - 1:24 pm: |
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Disapointed
Maybe you should read the information at the following link;
graham.main.nc.us/~bhammel/INS/sfadj.html
you can cut and paste this link to your browser. I am sure that there are many more articles like this.
Why was SF voted the most ruthless corporation in america in 1999? |
oldtimer
Rating: N/A
Votes: 0 (Vote!) | | Posted on Friday, February 11, 2000 - 12:34 pm: |
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Many of us are catadjusting because we have had up to here with the farm metality, not just SF.
We all have preferences and short of starving we exercise them.
I can't conceive working the farms, do not need the hasstle. |
Disappointed
Rating: N/A
Votes: 0 (Vote!) | | Posted on Friday, February 11, 2000 - 11:32 am: |
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Why would anyone tell someone asking a legitimate question to forget the largest insurer of homeowners? Couldn't pass the certifications or just too lazy to work at it? Simple math will tell you the larger the insurer the more claims....duh!! When someone asks a simple question it would appear that someone should answer him with a polite, informative answer or in the alternative, just say nothing. If we are professionals, then let's act like it and not like some smart mouth kid. |
ben thar
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, February 10, 2000 - 9:40 pm: |
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best advice if to forget state farm. |
optilab99
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, February 10, 2000 - 12:48 pm: |
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I,Have just recieved my 17-04 license for the state of texas to adjust claims.But I'm alittle lost as to what to do now.I have been told i need a sponsor(which sponsor?)and that i have to take the state farm certification process.I am really getting lost.If somebody out there does not mind i would gladly appreciate some insight into my questions.Please contact me at the e-mail address provided....Thank You..
completly confussed.
e-mail=optilab99@aol.com or optilab99@hotmail.com |
Jim Flynt
Rating: N/A
Votes: 0 (Vote!) | | Posted on Monday, February 07, 2000 - 7:41 pm: |
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Response to "Moving" regarding Arizona adjuster licensing requirements.
The information you are seeking can be found on the Arizona Insurance Commissioner's Office website at http://www.state.az.us/id/ or by calling the License Division at 602-912-8470.
From reading the information on their website it would appear that you will be required to take the Arizona license exam, the time period is from 1 to 4 weeks, there is a background check including submission of fingerprints, and you would start continuing education requirements within the two year period after obtaining the Arizona license for adjusters.
The administrative rules and most of the application forms are downloadable from the website.
Hope this helps. |
Moving
Rating: N/A
Votes: 0 (Vote!) | | Posted on Monday, February 07, 2000 - 7:01 pm: |
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I hold a Texas adjusting liscense,but am wanting to move to arizona. Could anyone please give me some incite as to what i need to do as far
as;continuing education,background checks(how far does arizona go back),the amount of time alloted before i have to retest,if that time has psed.and
any criteria that I may need to meet to hold a arizona liscense. Thank You |
Jim Flynt
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2000 - 11:48 am: |
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I have received confirmation from the Insurance Commissioner's Offices in Colorado and Missouri advising that neither state requires adjuster licensing for independent insurance adjusters, although there are licensing requirements for Public Adjusters.
Therefore, 33 states REQUIRE licenses and 17 states as well as the District of Columbia DO NOT.
The MOST UP TO DATE list of states NOT REQUIRING an adjuster's license are:
Colorado, District of Columbia, Illinois, Iowa,
Kansas, Louisiana, Maryland, Massachusetts,
Missouri, Nebraska, New Jersey, North Dakota,
Ohio, Pennsylvania, South Dakota, Tennessee,
Virginia, and Wisconsin. |
Jim Flynt
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2000 - 11:05 am: |
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Bob Hill does appear to be correct in stating that Missouri DOES NOT REQUIRE a license for independent adjusters although they do require one for insurance consultants and public adjusters. I have read the Missouri Insurance Regulations this morning and a reading of such appears to agree with his statement. I have taken the additional step of emailing the Insurance Commissioner's Office in Missouri just to be on the safe side, and if the response indicates anything different, I will post the response here.
Thank Goodness the roads here are impassable, or I would not have time for all this research.
I am going to suggest to Roy, that we at CADO contact each state's Insurance Commissioner's Office on a regular basis so that CADO can keep the rules for each state straight for all of our readers. CADO is going to be THE SOURCE for the most accurate and up to the minute news in adjusting. |
Bulletin Board
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2000 - 10:42 am: |
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Name: Bud Trice
Email: bud_trice@us.crawco.com
Date: 27 Jan 2000
Time: 07:23 AM
Bulletin
Flynt prevails again!! See below received this morning from Nebraska DOI .....
"Nebraska does not license company or independent adjusters, however, if the individual is a public adjuster they may be required to obtain a consultant license depending on what duties they perform.
Since I am assuming you are making inquiry on behalf of an independent or company adjuster no licensing would be required in Nebraska.
Should you have additional questions regarding this matter, please let me know." |
Bulletin Board
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2000 - 10:35 am: |
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Name: bOB hILL
Email: BDHJR46@AOL.COM
Date: 27 Jan 2000
Time: 05:20 AM
Bulletin
TO THE BEST OF MY KNOWLEDGE MISSOURI DOESN'T NEED LICENSE,ONLY PA'S |
Bulletin Board
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2000 - 10:34 am: |
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Name: Jim Flynt
Email: Y2CADO@aol.com
Date: 26 Jan 2000
Time: 10:22 PM
Bulletin
To reflect a recent change in the licensing requirements for adjusters to the list previously posted, Hawaii does now in fact, require adjuster licensing, Hawaii requires passing of a test in order to obtain a Hawaii insurance adjuster's license.
Further information can be obtained directly from the Hawaii Insurance Commissioner's web site at http://www.hawaii.gov/insurance/ .
Keeping up with the licensing reequirements for all 50 states and the US territories is a job that I do not want and I rely on NAIC, FC&S, and Best's to provide me the most up to date information available. Should a CADO reader in a particular state witness a change in state licensing law, please notify us here and we will confirm such with that state's Insurance Commissioner's Office for publication here.
My Thanks to a great friend and great adjuster, Lee Mushaney of Bakersfield, California for bringing this change in Hawaii regulation to my and our attention. |
Bulletin Board
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2000 - 10:32 am: |
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Name: Jim Flynt
Email: Y2CADO@aol.com
Date: 26 Jan 2000
Time: 04:35 PM
Bulletin
I will agree to disagree disagreeably with the Gentleman who has suggested that Colorado and Nebraska require adjuster licensing. Pursuant to my earlier post, the National Association of Insurance Commissioner's (NAIC) reports that these two states as well as the others outlined do NOT REQUIRE LICENSES. Further, the same information was also checked using the latest bulletins from the FC&S Service as well as the Best Guide to Insurance Adjusters.
For those inclined for more detailed information, I commend to the reader the State Insurance Commissioner's web sites for the State of Colorado at http://www.dora.state.co.us/insurance and for the State of Nebraska at State of Nebraska
I stand by my original post and the information contained therein. |
Bulletin Board
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2000 - 10:29 am: |
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Name: jay leierer
Email: leierer@pldi.net
Date: 26 Jan 2000
Time: 04:11 PM
Bulletin
COLORADO AND NEB. DUE REQUIRE LIC. TO ADJUST PROPERTY BUT DO RECP. WITH YOUR HOME STATES. I WAS TOLD THIS AND DID RECIEVE THESE FROM THESE STATES INS. COMM. |
Bulletin Board
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2000 - 10:28 am: |
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Name: Bill Richard
Email: brichard@cjetcorp.com
Date: 26 Jan 2000
Time: 02:35 PM
Bulletin
In addition to Jims information I found these sites that will somewhat explain the licensing requirements for Georgia. GA Sec1.html or Insurnace Com. The first is the actual asi site and they are charged with administering the testing, the latter is the Georgia Insurance Commissioner’s site. I found asi's site more informative but it took an actual call to the commission to find out that a North Carolina license is reciprocal. If anyone else has information concerning this, please post. |
Bulletin Board
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2000 - 10:25 am: |
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Name: Property Adjuster
Email: propclaims@yahoo.com
Date: 26 Jan 2000
Time: 12:37 PM
Bulletin
Jim Flynt: Thanks for the licensing info. You are a great resource. I really appreciate your efforts. |
Bulletin Board
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2000 - 10:22 am: |
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Name: Jim Flynt
Email: Y2CADO@aol.com
Date: 26 Jan 2000
Time: 11:31 AM
Bulletin
Property Adjuster, 31 States require insurance adjuster's licensing.
The following states DO NOT REQUIRE adjuster licensing nor do they have a licensing process for adjusters (Note: this is not true for those operating as a Public Adjuster which requires a different type of adjuster's license):
Those states NOT REQUIRING AN ADJUSTER'S LICENSE are as follows:
Colorado District of Columbia Hawaii Illinois Iowa Kansas Louisiana Maryland Massachusetts Nebraska New Jersey North Dakota Ohio Pennsylvania South Dakota Tennessee Virginia Wisconsin
(SOURCE: NAIC - National Association of Insurance Commissioner's 1999) |
Bulletin Board
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2000 - 10:21 am: |
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Name: Property Adjuster
Email: propclaims@yahoo.com
Date: 26 Jan 2000
Time: 06:24 AM
Bulletin
I understand that only a handful of states require adjuster licensing. I know of Texas, Florida, West Virginia, South Carolina. What are the other states? Your input will be greatly appreciated. |
Bulletin Board
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2000 - 10:20 am: |
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Name: Jim Flynt
Email: Y2CADO@aol.com
Date: 25 Jan 2000
Time: 02:33 PM
Bulletin
Mark, Georgia does have an adjuster licensing requirement although it is generally waived and not required for a catastrophe storm event. |
Bulletin Board
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2000 - 10:19 am: |
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Name: Mark Gammill
Email: msgammill@earthlink.net
Date: 25 Jan 2000
Time: 01:34 PM
Bulletin
Does anyone know if you have to be licensed in Georgia to settle claims there? Any feedback would be appreciated. |
