Hurricane Construction News
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Hurricane Construction News - 12/13/2004 9:24:18 PM
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hcn
Posts: 2
Joined: 12/11/2004
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The state of Florida has suggested a pricing guide for hurricane related reconstruction economics.
This topic has been created in order to help consolidate information regarding varying forms of property damage, various reconstruction processes and varying cost range(s) for Construction trade craftsmen, and other construction professionals, in various regions throughout Florida.
As most hurricane, hail, wind-rain storm reconstruction experts know, the severity and destructive variables of covered cause(s), sound and reasonable reconstruction processes and fair market trade costs values, are only truly learned through actual field experience, and should not be "guesstimated" at.
As seasoned General Construction professionals who specialize in hurricane, hail and etc. reconstruction projects-investments, we welcome any other seasoned or aspiring construction-reconstruction professional, or others, to help with our efforts to assemble state wide news and information in regards to the next 4 issue constants surrounding insurance claim related construction work-
1. What different forms of immediate and latent property damage potential exists from the varied dynamics [of high wind pressures and wind carried-moisture / debris] typically affecting exterior-interior construction products?
2. What are sound and reasonably necessary construction-reconstruction processes to anticipate to have to perform for a [wind-debris-moisture] related project?
3. What is fair compensation and profit margins for a project investment risk?
4. Why might some Contractors and Adjusters not properly assess eco-damage, account for necessary reconstruction processes and sound business cost economics?
< Message edited by hcn -- 12/14/2004 10:45:04 AM >
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RE: Hurricane Construction News - 12/13/2004 10:09:22 PM
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olderthendirt
Posts: 570
Joined: 4/19/2004
Home base: homeless
Status: offline
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From the Insurance Commissioners guideline for what Insurance companies will pay contractors
Roofs trusses $1.25 Sheathing .74 3 tab $100 spanish tiles $430 Flat concrete tile $200; Drywall 1.10 to 1.25 Flooring vinyl $9 sy painting .26 sf etc
published in the Miami Herald 9-12-92
_____________________________
Still sliding down the razor blade of life
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RE: Hurricane Construction News - 12/13/2004 10:36:26 PM
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katadj
Posts: 692
Joined: 4/19/2004
Home base: New Hope, PA
Status: offline
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Well, perhaps they should publish the names and phone numbers of 100 or so contractors that will work for the published pricing. They are only 100 to 200 % LOW.
Latest news on the Treasure Coast is Labor for 3-tabs at $80.00 SQ, and add the materials, sales costs, overhead, insurance etc, and if you can find an application for under 285-300 you are lucky.
Grab it, it will not last long.
_____________________________
"Excellence often first appears as error. It is only in retrospect that wisdom emerges from ignorance and success from failure." Abraham Lincoln
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RE: Hurricane Construction News - 12/14/2004 7:57:16 AM
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hcn
Posts: 2
Joined: 12/11/2004
Status: offline
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Well formed wind / moisture damage assessments, anticipated reconstruction processes-protocols and sound cost structures allows for the professional catastrophe experienced reconstruction-restoration Contractor and catastrophe experienced-construction business experienced insurance claim Adjuster to agree to sound construction-reconstruction issues and market norms.
Taking the 4 issues above, and considering them one-by-one, may help many reach claim settlement conclusions that all involved can agree to-
1. What different forms of immediate and latent property damage potential exists from the varied dynamics [of high wind pressures and wind carried moisture / debris] typically affecting exterior-interior construction products?
Over the years it has been helpful to take a (exterior-interior) top-down approach to repairing / replacing wind-moisture damaged construction materials.
Many times in high wind / various winds situations, especially those where the winds are above 60-70MPH+ for hours and hours on end, roofing systems on both residential and commercial structures become stressed to the point of becoming damaged to one degree or another.
As a example, to a general (reading) audience, "Composition" fiberglass shingles are a low end, but weather effective, roofing system material of choice for new construction professionals, reconstruction professionals and homeowners. The "lifespan" of those types of shingles are rated for 20-50 years of utility service with said service depending on the manufacturer and the environment the shingles are weathering in. Some contain the metal "zinc", in small amounts sprinkled throughout the body of the shingle, to act as a fungus growth inhibitor. These types of shingles (at the time of this writting) are required per Florida building code.
With some basic fiberglass shingle information in hand, how can one tell the difference between natural and daily weathering damage verses severe weathering damage?
Well, let's start with natural weathering of a 20/25 year three tab shingle. In Florida, one may get 15-20 years of rain sheeting functionality out of those products if they age without an "Act-of-God" (Hail-Wind-Wind Borne Debris-Rain) damaging cause affecting them. With natural weathering, approximately 4%ish of granular loss, (a shingles top-external UV protective component) occurs per year.
At the end of a 20 year span a 20 year shingle may lose 80% of its granular component. Conversely, shingles "age" unnaturally, per high hail-wind-rain trauma, and when one's become familar with the age / history of (shingle) roofing systems they are assessing for damage, they may, in time, be able to gauge wind carried / debris caused granular loss and shingle body damage verses daily weathering "damage".
With that said- What are other / different forms of (composite) shingle damage that can occur during high wind / hurricane type scenarios?
1. Shingles can loosen / detach from their bond to the tar tab of the shingle below it.
The tar tab can then become coated with debris and the debris can become embedden to the tar tab and not allow the shingle to reattach per (solar heat weld.)
2. A detached shingle can be stressed to the point of only fracturing on the top end of the shingle.
3. The shingle fractures and wind pressures eventually cause the shingle to partially tear or become completely torn off.
4. Newer shingles still tightly sealed after a storm, can be "shimmed up" on their outside edges from high wind borne debris being forced under their outside edges.
This damage can readily allow for previously (weather hidden) nails to become vulnerable to sheeting water migration-solvency-penetration.
5. Somewhat like wind borne / driven (and sufficiently solid and voluminous) peasize to baseball+ size hail damage dynamics, wind borne debris (sand, pebbles, acorns, berries, seeds, fruit, branches, twigs, construction material, etc.) can bruise, scar, scour-blast off the granular component and also cause deeper damage to the body of composite shingles.
Comparing the incoming side of a wind damaged shingle roofing system, to the outgoing side, including inspecting-comparing the ridge and hip shingle trim material can provide very contrasting looks in regards to a wind-wind borne debris damage verses daily weathering-aging.
Also, the "weak" outside edges of wind-debris damaged shingles can be void, or nearly void, of the factory placed granular component (on the incoming side of the storm affected roof) and still be much more intact on the opposite or outgoing side of the roof. Even the body of fairly new shingles may show substantial wind-debris forced [granular component-shingle body (exposed fiberglass matting)] loss if the abrasive action of the wind borne debris is substantial.
A very careful inspection with an experienced damaged property forensics professional, seasoned reconstruction-restoration professional or seasoned insurance adjusting professional may help clarify the degree of wind related damage, and all its flavor's and intensities to shingles or other construction materials..
< Message edited by hcn -- 12/14/2004 10:44:29 AM >
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