Katrina Photos

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Katrina Photos - 1/27/2006 9:04:02 PM

DWC

Posts: 32
Joined: 9/10/2005
Status: offline Share your Katrina photos with us................as 'olderthandirt' loves to say, "in complete awe of nature"

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Doug W. Cheves
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"What we do for ourselves dies with us....what we do for others remains immortal" Albert Pines

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RE: Katrina Photos - 1/27/2006 9:12:45 PM

DWC

Posts: 32
Joined: 9/10/2005
Status: offline Photographer unknown.............

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Doug W. Cheves
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"What we do for ourselves dies with us....what we do for others remains immortal" Albert Pines

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RE: Katrina Photos - 1/27/2006 9:19:29 PM

olderthendirt

Posts: 570
Joined: 4/19/2004
Home base: homeless
Status: offline Some have yet to start to clean up

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Still sliding down the razor blade of life

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RE: Katrina Photos - 1/27/2006 9:23:44 PM

olderthendirt

Posts: 570
Joined: 4/19/2004
Home base: homeless
Status: offline Sobering sign.

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< Message edited by olderthendirt -- 1/27/2006 9:26:21 PM >

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Still sliding down the razor blade of life

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RE: Katrina Photos - 1/27/2006 9:57:31 PM

RedSupraT

Posts: 274
Joined: 10/31/2004
Status: offline

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RE: Katrina Photos - 1/28/2006 10:44:44 AM

Devita

Posts: 22
Joined: 7/9/2005
Status: offline Hoober Goober found.........

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RE: Katrina Photos - 1/28/2006 12:37:35 PM

FlyingAdjstr

Posts: 14
Joined: 11/12/2004
Status: offline This barge operator appears to be looking for a $500 fine for dumping.

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< Message edited by FlyingAdjstr -- 1/29/2006 9:46:21 PM >

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RE: Katrina Photos - 1/28/2006 1:03:01 PM

Devita

Posts: 22
Joined: 7/9/2005
Status: offline House on wheels

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RE: Katrina Photos - 1/28/2006 3:38:35 PM

FlyingAdjstr

Posts: 14
Joined: 11/12/2004
Status: offline I saw a few of those, too.

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RE: Katrina Photos - 1/28/2006 9:21:08 PM

persdawg

Posts: 13
Joined: 9/6/2005
Status: offline

Amazing

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RE: Katrina Photos - 1/29/2006 2:07:50 PM

Eli Haney

Posts: 3
Joined: 6/12/2004
Status: offline Listen up, Ya"ll,

Lets see how many of you know the answer to this question. Not that I am looking for the correct answer, as for I know. What would this be covered under homeowners or flood? It was a claim in Erath LA.

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RE: Katrina Photos - 1/29/2006 9:22:40 PM

khromas

Posts: 611
Joined: 4/19/2004
Home base: Houston, Texas
Status: offline Not flood. The HO would cover damage ONLY IF the cows were NOT owned by the insured.

Actually had a real-life claim with a cow on the roof of a home that flooded to the eaves. Happened in Seguin, TX and the cow punched holes in the roof. Rain came through those holes and damaged contents that had been put in the attic above the flood waters. Someone got the cow down before I got there but there was video on NBC and MSNBC. Never found out who owned the cow or there would have been subro or at least a BBQ out of the deal.

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RE: Katrina Photos - 1/30/2006 7:43:08 AM

Devita

Posts: 22
Joined: 7/9/2005
Status: offline I think it's covered by "cow chips".

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RE: Katrina Photos - 1/30/2006 7:45:33 AM

Devita

Posts: 22
Joined: 7/9/2005
Status: offline I would love to be the glass supplier for this

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RE: Katrina Photos - 1/30/2006 8:47:43 AM

sbeau4014

Posts: 167
Joined: 4/19/2004
Home base: Wherever The Wind Blows, USA
Status: offline Would the physical damages to the house be covered even if the insured owned the cows? No doubt any damages wouldn't be covered to the cows themselves, but what exclusion would be applied to decline a claim to the dwelling caused by the cows if they were the insured? Would these be considered domestic animals? How does the "business pursuits" portions of the exclusion read (for the dwelling damages, not other structures or 3rd party)?

< Message edited by sbeau4014 -- 1/30/2006 8:54:20 AM >

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RE: Katrina Photos - 1/30/2006 10:22:02 AM

rmayeux

Posts: 5
Joined: 10/29/2004
Status: offline I took this accross the street from my loss.. in Violet ,La. St. Bernard Parish.

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< Message edited by rmayeux -- 1/30/2006 10:27:09 AM >

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RE: Katrina Photos - 1/30/2006 10:26:18 AM

rmayeux

Posts: 5
Joined: 10/29/2004
Status: offline Buras , La water tower. If you can see, notice the radio tower that is bent over on top of the water tower.

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< Message edited by rmayeux -- 1/30/2006 10:30:53 AM >

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RE: Katrina Photos - 1/30/2006 10:28:14 AM

rmayeux

Posts: 5
Joined: 10/29/2004
Status: offline Is this cow covered? Braithwaite , La.

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RE: Katrina Photos - 1/30/2006 11:31:13 AM

khromas

Posts: 611
Joined: 4/19/2004
Home base: Houston, Texas
Status: offline
quote:

ORIGINAL: sbeau4014

Would the physical damages to the house be covered even if the insured owned the cows? No doubt any damages wouldn't be covered to the cows themselves, but what exclusion would be applied to decline a claim to the dwelling caused by the cows if they were the insured? Would these be considered domestic animals? How does the "business pursuits" portions of the exclusion read (for the dwelling damages, not other structures or 3rd party)?

I quote from the HO-9R (04-93)
Section I - Perils Insured Against - Coverage A - Dwelling and Coverage B - Other Structures
We insure against risks of direct physical loss to property described in Coverages A and B; however, we do not insure loss:
2. caused by:
h. animals owned or kept by an insured.

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Kevin Hromas
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Definition of a LIBERAL: a person who is so open-minded that their brains have fallen out!

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RE: Katrina Photos - 1/30/2006 11:35:16 AM

Devita

Posts: 22
Joined: 7/9/2005
Status: offline Lower 9th, just east of the canal, everything washed out, only steps left

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