The Cado Hall of Fame
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The Cado Hall of Fame - 9/10/2006 8:58:13 PM
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JGardner
Posts: 325
Joined: 2/28/2005
Home base: Daphne, AL
Status: offline
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The Forums of CADO are marked with a colorful history that display many distinguishing hues of stimulating dialogue, life lessons, expert advice, humorous blunders, and of course, the passionate diatribes. Because of this history, CADO has become the online Mecca for the Insurance Industry’s niche of Independent Catastrophe Adjusting
For me, CADO helped me in numerous ways: I found my first two (2) Catastrophe IA firms, I learned about laser tape measures, my approach to applying policy coverage was improved, I learned about industry trends, I learned the value of using correct grammar even in a casual setting, I met some terrific people, and earned a greater appreciation for opportunities to continue my education. These are just a few.
Without CADO, I know for a fact that I would not have made it as far as I have today. In addition to the troves of information available, this site has been supplied with a terrific pulse. This pulse is driven by an eclectic mix of adjusters who have contributed much to make this site beneficial as well as interesting.
With that said, this thread is dedicated to identifying any particular Person, Thread, or Post that made a significant contribution to this website or had a significant impact on you. Try to search the archives and bring in threads from there. For many, looking through the archives may stir a sobering surprise.
Two rules apply for this thread*:
1. Please post one subject (person, thread, or post) per post.
2. In your description, make it easy to reference this post quickly via hyperlink or a copy of the web address. If it is a person, include an easy way to locate a sample of their contribution to CADO.
*Of course, Mr. Cupp’s Terms of Use still applies.
_____________________________
Jud
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RE: The Cado Hall of Fame - 9/11/2006 3:03:48 PM
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margar
Posts: 241
Joined: 3/18/2006
Home base: Benton, KY
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Here is my choice for the Hall of fame post it was tough but I must tip my hat to this one. I was fairly new to the site and was overwhelmed to see the support for an individual going through a hard time. It showed me character
~~~~~~~~~~~~~~
To let everyone know, Tom Toll was taken to the hospital for an emergency
apandectomy, he is recovering in Covington, LA. Janice siad that he had a few
problems he is dealing with during his recovery. Lets all keep Tom & Janice
in our prayers.
Tom get well soon, Iam ready to cook out at the RV park. Janice let me know if
you need anything.
P.S. This can be an e-get well card for Tom, you know he will be watching Caddo
so leave him your best wishes here.
Title: Get Well Soon - Tom Toll......................
Author: AllcatMan
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RE: The Cado Hall of Fame - 9/11/2006 3:20:18 PM
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claims_ray
Posts: 43
Joined: 8/8/2006
Status: offline
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Here here!
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RE: The Cado Hall of Fame - 9/11/2006 6:22:26 PM
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Gale
Posts: 739
Joined: 4/19/2004
Home base: Murray, KY
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Wendy join the crowd. Many have done that in the past so Roy gave us a delete button. : )
Get Well Soon Tom.
This is Tom. This occurred last year. Thank all of you, very much. I am doing okay.
< Message edited by Tom_Toll -- 9/11/2006 6:41:41 PM >
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RE: The Cado Hall of Fame - 9/14/2006 6:38:58 PM
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JGardner
Posts: 325
Joined: 2/28/2005
Home base: Daphne, AL
Status: offline
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Here is a thread from the old version of CADO (I am not aware of how many versions there are- three maybe?). I was reading through and looking for old posts about hail damage and found this thread in a section called Roof Related.
The reason I picked this thread is because it begins with a question by an adjuster out in the field that was put on CADO by Roy Cupps. As each post was added, they were full of information and insight that helped this adjuster find the answer they needed. The things you won't find here are short tempers and bunny trails: Modified bitumen roof.
IMHO, this is what CADO is beginning to look like again.
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RE: The Cado Hall of Fame - 9/14/2006 6:55:59 PM
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trader
Posts: 1203
Joined: 4/19/2004
Home base: Houston, TX
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Good job Jud. It is nice to see this community of adjusters trying to educate and help the less experienced.
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RE: The Cado Hall of Fame - 9/15/2006 10:36:41 AM
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JGardner
Posts: 325
Joined: 2/28/2005
Home base: Daphne, AL
Status: offline
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Here is an individual post given by one of the most knowledgeable and experienced adjusters I have had the pleasure of meeting. Brett Thompson is proof that it's not necessarily the quantity of years that give you experience, but it is the quality one seeks to extract out of each assignment as they go.
This guy went to an Advanced Xactimate course just like everyone else who's eager to brush up on those estimating skills. During the course, he offered explanations and additional insights about the software that the instructor could not provide. After it was over, he was offered a full refund for assisting the instructor in clearing up tricky questions made by others attending the course. He just didn't get much out of it except for the drop and fill feature which is new to the 2004 version.
The thread also makes for a good read and can still be posted on (unlike the older threads that are locked). Everyone, please consider adding your insights and/or tips on this thread with regard to improving your efficiency in the field.
-------
Edited portion:
Actually, the post I wanted to include was this one. The above link refers to the thread I wanted to mention.
< Message edited by JGardner -- 9/15/2006 11:37:23 AM >
_____________________________
Jud
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RE: The Cado Hall of Fame - 9/18/2006 11:28:01 AM
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JGardner
Posts: 325
Joined: 2/28/2005
Home base: Daphne, AL
Status: offline
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Tom Toll and his Knowledge and Attitude thread, IMHO, is an easy and obvious contribution that had an impact on most everyone who's come here. I've always enjoyed the uplifting anecdotes and words of wisdom provided here. In the peak of a storm assignment, this is a beneficial distraction while perusing the CADO pages for industry related information. It always helps to be reminded to have the right attitude.
Without the right attitude, all your skills and experience can easily be for naught.
_____________________________
Jud
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RE: The Cado Hall of Fame - 9/20/2006 9:38:37 PM
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JGardner
Posts: 325
Joined: 2/28/2005
Home base: Daphne, AL
Status: offline
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Wow. Earlier today, Roy Cupps dug up an old course outline that Clayton Carr referred to in regard to handling fire claims. The outline begins a thread that contains several lengthy posts that expand on the outline's bullets. Therein, is a generous supply of practical knowledge regarding fire claim investigations.
Thanks to Mr. Carr for contributing this information!
< Message edited by JGardner -- 9/21/2006 10:27:28 AM >
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RE: The Cado Hall of Fame - 9/21/2006 2:18:48 PM
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StormSupport
Posts: 89
Joined: 5/23/2006
Home base: Coastal VA
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There are so many that I consider "Great Ones" that exemplify the standards for nomination into a "Hall of Fame", I've had a difficult time with this task.
Of course, Mr. Toll and Mr. Carr were two of the obvious choices, but not the only ones, so agreeing with those nominations, I will choose another that I feel also deserves to be nominated into the CADO Hall of Fame.
R.D. Hood aka Katadj has shown his dedication to the industry, knowledge, and positive attitude throughout his postings on a consistent basis. Professionalism, courtesy, and knowledge are constant through his many contributions to this forum. Trying to find one single post that displays an example is a difficult chore, however, I will add this post as an example of the character I see shining through.
(sorry about adding the entire post, I tried to add the link and I guess I'm "link challenged" as it wouldn't work...<sigh>)
quote:
ORIGINAL: katadj
Many in life, have a very self effacing outlook and attitude. These may be justified in their minds, but totally alien to another.
Our lives should be, and could be, patterned after those that we respect and have made a difference in the outcome of our lives.
Each of us has patterned our thoughts, actions and behavior after a respected predecessor, be they a relative, an icon of business, a personal friend, or someone that has had a significant influence on us.
WE are responsible for our own thoughts and actions, and cannot pass the buck, when thing go sideways, at least not those of us that have any self respect.
The biblical adage of " Let he who is without sin, cast the first stone". Can be applied to our daily lives, if we allow it.
xxx has started a thread of insight into ourselves, our daily actions, our treatment of others, especially our clientèle, and for this KUDOS are proffered.
For us to "be all we can be" is not just a statement, it is a mission in life, follow it and we will all benefit.
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RE: The Cado Hall of Fame - 9/22/2006 4:08:57 AM
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JGardner
Posts: 325
Joined: 2/28/2005
Home base: Daphne, AL
Status: offline
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Great selection Meg. Dave has been a long time poster on CADO and his insights are welcomed by many.
My next one has to do with a coverage question that Jim Flynt brought up, which borders on the bizarre . He has contributed many coverage scenarios in the past that have done much to stretch our ability to consider coverage in everyday scenarios. If you dig around, you will find a few in the old sections of CADO.
While this post/scenario is short and has a single answer, it represents the assortment of colorful claims scenarios that Mr. Flynt created as a basis for teaching coverage. This link will take you to the thread titled Cannabilism and the answer to the question posed in his initial post (the first post of this thread starts at the bottom of the page and works upward...backwards):
Posted on Wednesday, August 25, 1999 - 1:11 am:
From time to time every adjuster either has a coverage question or has to stop and think about the aspects of policy coverage.
I offer this topic for those, especially NEWBEE'S, who may have a question regarding a policy coverage issue.
If you have a question, post it here, and we'll all work together to find the right answer.
Just to get everyone started, I offer the following question, and will provide an answer by this weekend if no one else gets it right (yes, I do know the one correct answer). PS: If you have ever heard me discuss this question on a storm, please pass and let's see how many others know the answer.
The question is: What is the only ISO filed form which specifically EXCLUDES "Cannabalism" as a Covered Cause of Loss? (Honest to God, this is a serious question with only ONE RIGHT answer.
Good Luck and a case of cold Coors for the first correct answer (compliments of me).
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RE: The Cado Hall of Fame - 9/24/2006 9:54:52 PM
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Action
Posts: 109
Joined: 2/22/2006
Status: offline
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quote:
ORIGINAL: JGardner
Great selection Meg. Dave has been a long time poster on CADO and his insights are welcomed by many.
My next one has to do with a coverage question that Jim Flynt brought up, which borders on the bizarre. He has contributed many coverage scenarios in the past that have done much to stretch our ability to consider coverage in everyday scenarios. If you dig around, you will find a few in the old sections of CADO.
While this post/scenario is short and has a single answer, it represents the assortment of colorful claims scenarios that Mr. Flynt created as a basis for teaching coverage. This link will take you to the thread titled Cannabilism and the answer to the question posed in his initial post (the first post of this thread starts at the bottom of the page and works upward...backwards):
Posted on Wednesday, August 25, 1999 - 1:11 am:
From time to time every adjuster either has a coverage question or has to stop and think about the aspects of policy coverage.
I offer this topic for those, especially NEWBEE'S, who may have a question regarding a policy coverage issue.
If you have a question, post it here, and we'll all work together to find the right answer.
Just to get everyone started, I offer the following question, and will provide an answer by this weekend if no one else gets it right (yes, I do know the one correct answer). PS: If you have ever heard me discuss this question on a storm, please pass and let's see how many others know the answer.
The question is: What is the only ISO filed form which specifically EXCLUDES "Cannabalism" as a Covered Cause of Loss? (Honest to God, this is a serious question with only ONE RIGHT answer.
Good Luck and a case of cold Coors for the first correct answer (compliments of me).
Couldn't find the ISO form excluding cannibalism (there are hundreds of ISO forms) but I imagine it may have something to do with Marine Insurance and the old maritime laws or the cannibalization of human parts--growing industry (I imagine those parts would be insured during shipping, unless for instance, they are not packaged and iced properly or not harvested in a timely manner [exclusions?]:
Cannibalism refers just to eating of one’s own species, you may claim. Not so. The following definitions appear in Merriam-Webster’s Collegiate Dictionary, Tenth Edition (1996). Cannibalize: (1) to take salvageable parts from (as a disabled machine) for use in building or repairing another machine; (2) to make use of (a part taken from one thing) in building or repairing something else. Cannibalism: (1) the usually ritualistic eating of human flesh by a human being; (2) the eating of the flesh of an animal by another animal of the same kind; (3) an act of cannibalizing something. Cannibal: one that eats the flesh of its own kind. To eat means to consume. According to these definitions, the use of parts from one body in another is cannibalizing the dead body, and the user, who has consumed the dead part, is a cannibal.
The only difference between the cannibalization in the case of the shipwreck and the cannibalization taking place in our hospitals is that no money was involved in the former, and lots of money is involved in the latter. Once you start to worship Mammon, nothing remains sacred. Our society frowned on cannibalizing human corpses as ghoulish when no money was to be made, but now promotes it with enthusiasm when large amounts of money are in the offing.
The consumption of body parts from cadavers in medical operations has exploded…. Today, in the United States, a billion-dollar economy has grown out of the cannibalizing of dead bodies for parts…. Taking of body parts from one dead human…in order to extend the life of another human…would have better been described as “cannibalization.”
A joke comes to mind--One cannibal to another as they are eating a clown: "This taste funny to you?"
How about that answer?
_____________________________
Charlie "Action" Jackson
www.magmagnolia.com
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RE: The Cado Hall of Fame - 9/25/2006 12:14:47 AM
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rass3742
Posts: 131
Joined: 7/6/2005
Home base: Spokane, WA
Status: offline
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I spent an hour on-line looking, to no avail (as regards ISO).
The only thing I could find was the India Insurance Co. LTD. It has a Poultry policy that excludes cannibalism. I don't believe it was based on an ISO form, but that would lead me to guess that maybe ISO has a similar form.
"Alex, I'll take Chickens eating chickens for $800."
_____________________________
Things are never so bad they couldn't be worse.
Count your blessings.
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RE: The Cado Hall of Fame - 9/25/2006 9:17:32 AM
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JGardner
Posts: 325
Joined: 2/28/2005
Home base: Daphne, AL
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I'm sorry guys, the link taking you straight to the answer was provided in my post above. It was colored in blue and if you click on it, it will take you there. Here is the web address taking you to the answer: http://www.catadjuster.org/discus/messages/4080/4151.html
_____________________________
Jud
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RE: The Cado Hall of Fame - 9/25/2006 9:28:58 AM
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StormSupport
Posts: 89
Joined: 5/23/2006
Home base: Coastal VA
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Eric, don't want you beating your head against the wall on that question!
Below is the answer (it was in the original post) so I don't get credit for great research, only the ability to click "next" LOL
Posted on Friday, September 03, 1999 - 11:25 am:
THE CORRECT ANSWER to the coverage question: Which ISO "filed" form specifically EXCLUDES "Cannabalism" is:
THE (INLAND MARINE) "MINK RANCHER'S FORM."
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RE: The Cado Hall of Fame - 9/25/2006 11:03:14 AM
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trader
Posts: 1203
Joined: 4/19/2004
Home base: Houston, TX
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This fact is well known among the inland marine adjusters working live turkey losses. (1) How long does the farmer have to keep the dead birds for the adjuster to inspect.(2) Which event usually results in the most deaths.
1. Phew ee 72 hours bring you mask.2. Hail storm are very bad. Either the hail kills the birds in the open, they look up and drown, or they stamped to a corner of the fence and you a have a pile five foot high.
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RE: The Cado Hall of Fame - 9/25/2006 11:35:06 AM
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rass3742
Posts: 131
Joined: 7/6/2005
Home base: Spokane, WA
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I better read the post more thoroughly next time. I must have scanned down to the bottom too quickly; I didn't realize that Jud was quoting Jim's earlier post, I thought he was posing the question for the first time. Now that I read it again, I see where my mistake was.
But hey, I had the right idea, just the wrong animal. LOL.
_____________________________
Things are never so bad they couldn't be worse.
Count your blessings.
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RE: The Cado Hall of Fame - 9/25/2006 12:51:06 PM
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Action
Posts: 109
Joined: 2/22/2006
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"Mink Rancher's Form!" Of course! (I feel so stupid.)
_____________________________
Charlie "Action" Jackson
www.magmagnolia.com
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RE: The Cado Hall of Fame - 9/26/2006 8:18:47 AM
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StormSupport
Posts: 89
Joined: 5/23/2006
Home base: Coastal VA
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OK, interesting little sojourn into policy.
Now, let’s get back on topic.....
And the next "Hall of Famer" is.......................................drum rolls please!
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