The Way It's Supposed To Work
|
Logged in as: Guest
|
NOTICE: We are no longer using this forum for discussions. Please follow the links to the new forums.
Catastrophe Central-The Adjuster's Forum : Community Center- Forums
New Site Registration : New Site Login
Login  | |
|
The Way It's Supposed To Work - 8/21/2006 10:54:43 AM
|
|
|
Medulus
Posts: 367
Joined: 4/19/2004
Home base: Lake Ariel, PA
Status: offline
|
I had a problem on one of my claims this week involving a boxed gutter built into the soffit of the roof of a ninety year old home. I had seen these before, but never encountered one that sustained damage. I wasn't sure the replacement materials were available, thought the insured should not lose this design feature of the home in order to make a repair, and was unsure of the cost of the item.
I didn't post it in the CADO forums because I wanted to get the best answer from the best sources I knew. So I sent an email to five experienced adjusters who I trust. I met every one of them through CADO. I got an answer I trusted over the weekend. I now know more than I knew before. My report is more knowledgeably written than it would have been if I didn't have these other valuable resource people to call on. I was also able to suggest a repair method to the insured, who was as much at a loss as I was.
I can't help but think that this is the type of connection with other adjusters that is a very important asset provided by CADO. This is the way it is supposed to work - whether someone chooses to ask the question here in the CADO forums or privately to some of the more experienced people who have or currently do frequent CADO. This has so much more value than asking a question and getting attacked for asking. If the person asking the question does not know the answer, surely many others do not know either.
< Message edited by Medulus -- 8/21/2006 10:55:07 AM >
_____________________________
Steve Ebner
"With great power comes great responsibility." (Stanley Lieber, Amazing Fantasy # 15 August 1962)
|
|
|
|
|
RE: The Way It's Supposed To Work - 8/21/2006 12:22:09 PM
|
|
|
inverse121
Posts: 57
Joined: 8/29/2005
Status: offline
|
Steve, could you please post the solution(s), so I don't have to email you ;) when I encounter a similar situation later this year (I hope)?
Chris
|
|
|
|
|
RE: The Way It's Supposed To Work - 8/21/2006 1:11:54 PM
|
|
|
Medulus
Posts: 367
Joined: 4/19/2004
Home base: Lake Ariel, PA
Status: offline
|
Here are the three responses that helped the most. I'm not identifying the respondents. They can speak for themselves if they care to. Appears to be a typical north east style built in box gutter. Usually made from 40# tin (terne metal) or galvanized. If it is the original, then the holes can be parched by soldering a piece of material over the holes. The problem is that the areas will be much weaker due to age. Suggest a replacement of the product, this will cost based on the material:Terne 15.00 LFGalvanized 12-13.00 Per lineal ft.Copper 20-22.00 Per lineal ft. Check the stretch out of the material, that is the total distance from the outside edge to the finished inside edge under the roof shingles. If it is 24" or less then you will have no problems.However, all the materials have to custom bent to shape and all seams soldered at no longer than about 12' lengths. Extremely labor intensive, expect 20-30 LF per day for a two man crew if done in the field.If possible to field measure and bend up in a shop, the project could be done in a lesser time and you would get 50-60 LF per day for a 2 man crew, The pricing is as remembered from some years ago, so an increase of up to 50% would not be unreasonable. And It looks like "box guttering" that is made out of the same materials that are used for built up roofing (felt and tar, etc). I grew up in ILL in a house built in 1900, and we had a lot of these on them. One thing that puzzles me is the 3 tab shingles in this area, above it. Most times you run into these gutters it is on roofing that has very little pitch to it or almost flat roofs (porches, etc). It is a hot mop job to do the repair, and I'd guess there are very few roofers that still work on these. These are built into the roof above where the soffit is and "boxed in", then lined with felt and tar, and generally goes through the roof at the ends into downspouts. Back when I lived up that way in the late 70's early 80's I had pricing on this, but been in rebel land since and it has been since hurricane Hugo since I've probably dealt with these. I'd suggest looking up some hot mop roofers and calling them and see if they work on box guttering and see if they can give you a price. Don't know if there would be a price in the claims program or not, but it could either be under roofing or guttering. Don't have a claim program activated to look it up. Hope this helps. And Box guttering is the word that had escaped me earlier in my response back to you, and I have only encountered this situation once or twice in my career and always in the Northeast. I don't recall a cost figure for replacement of such, but you could probably do an estimate based on materials and labor and then add a couple or three dollars per linear foot and be pretty much on the money. If I were a betting man, I would bet somewhere in the $14 to $18 per linear foot basis. Here is a picture of the guttering:
 Attachment (1)
_____________________________
Steve Ebner
"With great power comes great responsibility." (Stanley Lieber, Amazing Fantasy # 15 August 1962)
|
|
|
|
|
RE: The Way It's Supposed To Work - 8/21/2006 5:20:56 PM
|
|
|
PvtNvestigator
Posts: 120
Joined: 7/26/2005
Status: offline
|
Steve,I for one appreciate the shared info. I will print out your picture and post and place it in the gutter section of my Building Material I.D. and Repair binder in case I face a similar situation in the future. Thanks again.
_____________________________
William "Bill" Roberts
|
|
|
|
!! You are viewing a post in the forum archive.
NOTICE: We are no longer using this forum for discussions. Please follow the links to the new forums.
Catastrophe Central-The Adjuster's Forum : Community Center- Forums
New Site Registration : New Site Login
 New Messages |
 No New Messages |
 Hot Topic w/ New Messages |
 Hot Topic w/o New Messages |
 Locked w/ New Messages |
 Locked w/o New Messages |
|
Post New Thread
Reply to Message
Post New Poll
Submit Vote
Delete My Own Post
Delete My Own Thread
Rate Posts
|
|
User Agreement | Privacy Statement| Contact |Copyright 1995 - 2006 CatAdjuster.org. All rights reserved.
0.188
|
Printable Version
