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margar -> RE: The Case For Mobile Home Tie-Downs (7/2/2006 5:23:28 PM)
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Steve
It amazes me sometimes how basic maintenance practices are overlooked by the insured when it come to mobile homes. I was inspecting a loss in January in my home stste of Ky.
Cause of loss was a ruptured water line . The insured had left town for 2 weeks without shutting the water off. claim was reported when neighbor seen water leakig under the trailer. When I arrived at the loss site there was no underpinning and 30 M,P,H winds had pulled about half of the bellywrap and insulation from the trailer. Not to mention it was about 6 degrees the night of loss.
It was amazing when the insured was giving me this incredulous blank stare when I was trying to explain why it was their responsibility for maintenance as far as having underpinning on the trailer in the dead of winter.
By the way the sad part was the mobile was less than 2 years old. The water damage had done a real number on the walls and floors. I wish there was something i could have done to help out but there is somrthing to be said for common sense.
mark
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