RE: state farm insurance company
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RE: state farm insurance company - 8/27/2006 6:35:16 AM
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racko
Posts: 241
Joined: 2/17/2006
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quote:
ORIGINAL: mh0825
quote:
ORIGINAL: givemeroofs
Edit....Happy Birthday Mat, 21 is always a good one. If I had not known how old you are, I would have guessed a lot higher than 21 based on the maturity of some of your posts. Bottoms up...cheers.
Thanks!
Now after all this fuss about "my comments" on the ABC blog, I need to actually read this thread and see what the real topic is 
Mat, I want to extend a public apology to you here and now! I posted a couple of comments last night that I am ashamed of, and hopefully due to the timing of my post...maybe I deleted them before some of the readers saw them, including yourself. While I may have chastised you initially, my post ended with the hopes that it wasn't really you. I had second thoughts about that post immediately after posting, because that is not my nature...I might make a little fun of folks, and whatever, but I haven'tcrossed this line before...I hope. Only problem was, I should have gotten back on-line and deleted it before someone with more sense suggested it.
I will share those comments with you later via a PM, just so you know what I said (or think I kind of said)...but I'll not try to excuse my bad manners. I made a mistake, and also apologize to the rest of the CADO community for my "Jack-be-nimble-Jack jump-to-a-conclusion" remarks.
Additionally, Mat, I do not know you, but certainly do respect your response today after having been "thrown to the wolves" unknowingly. I'll have to admit, we may not have been ready for a lynching, but some may have been checking the price of rope!!
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RE: state farm insurance company - 8/27/2006 8:23:16 AM
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Chrisdenver
Posts: 3
Joined: 8/25/2006
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Storm, you make an excellent point (and post). All I can say, is the level of professionalism and intelligence from the folks responding to these posts are refreshing (after reading the ABC blogs). Seems like our society is too lazy to actually think for themselves without some journalist telling them how to think.
Chris
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RE: state farm insurance company - 8/27/2006 8:52:55 AM
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RedSupraT
Posts: 274
Joined: 10/31/2004
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quote:
ORIGINAL: catwoman
Yes it was, but how many people will believe it? The media has turned all big business
into the enemy of the people. Forget the fact that big business employs them , pays taxes, blah blah blah , not going into my conservative rant..
I would love to see a program exposing the real problem, I have found the many insureds do not read their policy. I have dealt with many that did not even understand the deductible! They sit in front of their agent nodding their head, while he is explaining their coverage, When he ask if they have any questions, they say no. They write the check and "poof" they have the insurance that their mortgage company requires. When a storm comes they not only want payment for everything, whether its covered or not, because they do not understand their policy. They need to do a show on how important it is to know what you are paying for.
The Sun Herald stated that these girls have a new job, they are consulting for various attorneys in lawsuits against insurance companies. I suppose ,the fact that they can select the print option on "sorted" and "handpicked" information, now makes them experts on fraud. In this same article they (the sisters) state that it took them a weekend to print out all of the information, that they had the help of 3 friends, and that they told their supervisor what they had done and continued to work there a while longer...before being let go. . Okay I have just took a chuck out of the hand that feeds me , I tell them, and they keep me around for a while? Give me a break! The sad thing is that , when and if these girls are proven wrong, there will not be coverage of it in any media forum.
Nice post!
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RE: state farm insurance company - 8/27/2006 9:38:53 AM
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givemeroofs
Posts: 303
Joined: 4/19/2004
Home base: Houston, Texas
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quote:
ORIGINAL: Gale
That was a good rebuttal.
I really don't think so. Throwing out numbers of how much was paid in claims is not a response to charges of falsifying engineering reports.
Either they did or they did not ask for findings to be changed.
The question of "did you falsify engineering reports?" needs to be answered with
1. Yes
2. No
3. We don't know but are sure going to find our ASAP because that would be wrong.
Telling us that you used about 1100 engineering reports does not answer the question.
...your honor, permission to treat the witness as hostile?
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RE: state farm insurance company - 8/27/2006 9:48:19 AM
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ALANJ
Posts: 108
Joined: 4/19/2004
Home base: BIRMINGHAM, AL
Status: offline
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Google
State Farm bad faith claims
Seems this is not the first time SF has had problems with engineers.
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RE: state farm insurance company - 8/27/2006 10:11:42 AM
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DAVIDR
Posts: 60
Joined: 12/2/2004
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Google has more than one search.
Attornies Defrauding Insurance Companies / Public Adjusters Defrauding Insurance Companies / Incompetent
Property Adjusters
I would not judge all in the above professions by an article. It appears that no profession is above temptation.
I know good people in all three professions. I think prejudging or casting doubt on a entire profession or even
a carrier based on a few is wrong.
_____________________________
DAVID C. ROLLINS
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RE: state farm insurance company - 8/27/2006 11:31:17 AM
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ALANJ
Posts: 108
Joined: 4/19/2004
Home base: BIRMINGHAM, AL
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Seems CNN has jumped on board this thing. Just watched a story of additional homeowners,lawyers changed reports etc.. SF and Allstate refused a interview.
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RE: state farm insurance company - 8/27/2006 11:39:00 AM
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Janice_Toll
Posts: 78
Joined: 4/19/2004
Home base: Austin, AR
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Does anyone else wonder why those two are so nervous? They've been in front of a TV camera before. The leg swinging and playing with fingers caught my attention more than their statements.
_____________________________
Janice R. Martin-Toll
You rest, you rust!
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RE: state farm insurance company - 8/27/2006 11:56:07 AM
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mark1965
Posts: 25
Joined: 11/7/2005
Home base: granbury tx
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worked with state farm on wilma......thay told me to pay pay pay...........................................
_____________________________
you can do it....
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RE: state farm insurance company - 8/27/2006 12:13:20 PM
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BobH
Posts: 103
Joined: 2/2/2006
Home base: San Luis Obispo, California
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The entire show alleges that SF changed "wind damage" engineer report to "flood damage" in order to avoid paying the claims.
When I saw the show, the first thing that struck me was the alleged "wind damaged homes" with nothing left but a slab were RIGHT AT THE EDGE OF THE WATER. The interview with the lady named "Nguin" (Vietnamese) you could see the water on the horizon as they were interviewing her. And the interview with the elderly Dr. who was standing on the slab remaining of his home was RIGHT ON THE WATER. You could see that they were less than 10' above sea level, and that some neighboring structures had been elevated, but all that remained of the neighboring homes were the piers.
The Dr's house was NOT ELEVATED, and obviously swept away by the rising waters (which also took out the elevated homes). It is a documented fact that the sea level rose 18 to 22 feet depending on where you were, and these people are ON the waters edge. The force of moving water at 5 MPH is greater than wind moving at 100 MPH. It will push the framing off the slab, and wind simply doesn't do it as "cleanly". It leaves more junk attached to the J-bolts on the slab.
It is what it is. These 2 homes were flooded, "Game Over".
The engineer who said his report had been altered without his knowledge spoke like a dork, and pointed to windblown trees as to the "proof" that there was wind damage. Sure the house had wind, but the area FLOODED, and if he thinks the wind picked the slab clean he was WRONG. We are not talking about a house 100 miles inland.
Some engineers are good, others have "Junk" reports. I did a claim at Katrina where an engineer missed a lot of broken rafters because he didn't take the time to go up in the attic. Just because he has the "seal of approval" doesn't mean he knows what he is doing.
In a perfect world, the guy they had representing State Farm would have been interviewed standing on the same "slabs" and saying "this water rose 18 feet, and these homes were flooded" "The satellite images show that flooding occurred beyond these homes, inland another mile" "Flood damages are covered under the NFIP policy, not the Homeowners policy" "If you were a homeowner in Colorado, you wouldn't want to pay the higher premium for flood coverage that you don't need" "That is why it is offered separately as-needed".
I don't like to hear people bash State Farm, they better not do it around me.
Bob Harvey
PS: The 2 homes shown on 20/20 were NOT in New Orleans, this is not a case of slowly rising water filling up the lowlands. Any of you that worked along the coast line KNOW that homes were "swept" right off the slab. Moving water will take out anything in it's path.
< Message edited by BobH -- 8/27/2006 3:13:55 PM >
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RE: state farm insurance company - 8/27/2006 12:15:04 PM
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olderthendirt
Posts: 570
Joined: 4/19/2004
Home base: homeless
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Just a thought. It is one thing to wistle blow and turn over your imfo to the state or to the press. These two turned over their data to the king of torts, who immediately (if not sooner) hired them. Wonder what the confidentiality agreement says. Also, I recall something several months ago about an engineering firm that was working for one of the big companies that was accused of changing documents from field sub contractors (engineers) before submitting them. While I do not believe and major insurer would have a policy like suggested, read the bad faith judgements, people in the field sometimes have different ideas.
_____________________________
Still sliding down the razor blade of life
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RE: state farm insurance company - 8/27/2006 1:03:31 PM
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catwoman
Posts: 45
Joined: 7/12/2005
Home base: Mobile, Alabama
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I did not see the show, but in the reports that I have read, there was no mention of the sisters going to Renfro first, and no statement from Renfro. I have seen Pilot go to bat for the insured many times, I do not know anything about Renfro, but I would assume that they would react the same. Don't they all make their money according to a fee schedule? I haven't heard of a company being paid according to the amount that they SAVE the carrier. Am I being niave?
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RE: state farm insurance company - 8/27/2006 1:06:05 PM
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Crescent
Posts: 4
Joined: 8/22/2006
Status: offline
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I have worked for State Farm as an independent for numerous CAT assignments including Katrina....I have worked for numerous other companies as well. I have never seen an insurance company who is there for their customers. Most of the time, if there was a question about something they went ahead with decisions which favored the insured, they just paid, paid , and paid in all cases. With all due to respect to other insurance companies...I will say one think....STATE FARM rocks. Trust me...I got into insurance field because I was mad at State Farm vey mad at them at the beginning....but..trust me...now I love them...no other insurance company looks for reason to cover the claim, rather than deny.
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RE: state farm insurance company - 8/27/2006 2:42:33 PM
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PORTASATGUY
Posts: 338
Joined: 9/15/2005
Home base: Homeless
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In one of the Media slides I looked at (I think it was AOL) It was Stated that these Girls are on the PAYROLL of SCRUGGS.
State Farm Is Among the BEST insurance companies (along with most all others in my opinion) , As far as QUALITY CONTROL, Siding with the POLICY as stated, PAYING CLAIMS in a timely manner, ETHICS, and Honor across the board, I have had the Privilege to work with.
For anyone to say Less than That, to me is completely UNTRUE. We live in a SUE HAPPY SOCIETY. I would BET that for EVERY DOCUMENT THESE GIRLS EMBEZZLED ( I SAY THAT HAVING SIGNED A CONFIDENTIALITY AGREEMENT AS APART OF THEIR WORK PERFORMANCE) there are 1000 + Documents that will defend State farm.
Most People I have learned Buy Insurance so that they can procure financing as it is a must, And most people do not even know what they have bought. And are quick to point fingers at times of negligence on their part!
Since State farm Is a MUTUAL COMPANY, the rest of the POLICYHOLDERS LOSE, and can Thank these Girls, and SCRUGGS, for RATE INCREASE! I can Honestly Say, that If I WERE a Homeowner, I would BE OUTRAGED at these allegations and the effect it will have on my RATES, and would FURTHER DEFEND State Farm! My Opinion and 2 cents!
_____________________________
R. Estes
Life is short LIVE IT!
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RE: state farm insurance company - 8/27/2006 9:55:23 PM
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ALANJ
Posts: 108
Joined: 4/19/2004
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removed
< Message edited by ALANJ -- 8/28/2006 8:46:16 AM >
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RE: state farm insurance company - 8/28/2006 9:43:41 AM
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texas dave
Posts: 26
Joined: 7/21/2006
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well after having sat and listened to the report friday night. I got to thinking about what was said and presented ,sounded more like someone trying to toot their own horn. perhaps the girls are upset with state farm over something who knows or honestly cares.the purpose of the shredding truck was to shred , shred documents that state farm did not need or want falling into the wrong hands ( privacy act ) as for the engineer it sounded like his report was corrected for errors . but who really knows, all in all i think state farm did whatever they could to help the insureds. but their lawyer came off like someone uninformed on anything if the girl's claim is true and they did give state farm a copy of everything as they stated.you would think he would have had some answers to a little of it. or perhaps waiting to see what is presented in court if it goes that far.
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RE: state farm insurance company - 8/28/2006 1:53:35 PM
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claims_ray
Posts: 43
Joined: 8/8/2006
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quote:
ORIGINAL: texas dave
if it goes that far.
Oh, It will go that far. Scruggs will make sure of that. He want's a class action lawsuit against any major carrier that he can throw into the mix.
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