RE: Down Time?
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RE: Down Time? - 9/17/2006 6:32:51 AM
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sbeau4014
Posts: 167
Joined: 4/19/2004
Home base: Wherever The Wind Blows, USA
Status: offline
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quote:
ORIGINAL: catwoman
After working clean up in Texas, we asked to be cut for a much needed rest.
Sorry Cat, I just read this and thought you asked to leave the job. As I mentioned earlier, a lot of IA don't qualify due to how they are set up with a vendor. It is my understanding that a 1099 contractor would not be qualified, but if you were actually an employee of the vendor you would be able to. There are both type of IA vendors out there so some of them have adjusters that get unemployment.
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RE: Down Time? - 9/17/2006 8:18:14 AM
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JGardner
Posts: 325
Joined: 2/28/2005
Home base: Daphne, AL
Status: offline
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I turn into a CADO junkie. Here's an old thread started in the Hurricane forum. Back in 2001, they were all wondering what to do with that season as there was no hurricane work the year before. Here you go: "What do YOU plan to do if NO HURRICANE hits this year?"
_____________________________
Jud
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RE: Down Time? - 9/17/2006 8:58:59 AM
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catwoman
Posts: 45
Joined: 7/12/2005
Home base: Mobile, Alabama
Status: offline
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No prob, sbeau. I have never drawn unemployment, and would much rather be working. but think why not? it's money that I won't have to take from my savings. Mass. pays 555.00 a wk. . Here in Ala. its 220.00. I see a road trip in my future.
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RE: Down Time? - 9/17/2006 11:15:13 AM
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tadle
Posts: 2
Joined: 8/6/2005
Status: offline
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There is no such thing as down time...tsk...tsk. We have set ourselves up by wearing multiple hats. We operate a daily claims service and are home inspectors. We recently started doing underwriting risk inspections for our carriers. One thing that I have tossed around in my head but have been too busy to run with...marketing locals to video and document the dwelling interior and personal property. My take is..."If the house is in a pile on the ground you will never know what was in the drawer in the back room." Feel free to run with it if it helps you make your cheese!
_____________________________
Tracy L. Adle AIC, SCLA, AIS, API
Independent General Adjuster
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RE: Down Time? - 9/17/2006 3:44:31 PM
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Action
Posts: 109
Joined: 2/22/2006
Status: offline
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Seriously...
Many things an adjuster can do during "down time." But why not list related work that will better one's knowledge. And why not use your adjuster experience to qualify you for the job. Here are my "tops of the list" (some of which I've done). Add yours:
1. Residential Building Supply Salesman--I'm talking about doing it all. You get the building plans and do a takeoff, figuring the number of studs, sheetrock, shingles, etc...and cost it out. Sound familiar? Some building supplies companies use the same or similar software you use for adjusting. Just tell them, "if a storm comes, I'm out'a here."
2. Related fields (more defined/focused): Window sales, truss sales, door sales (exterior entrance doors are best), sheetrock sales, concrete sales,...look at your house--down to the engineered joists and fairly new products like hardi-board siding. If you live on a coast, how about hurricane shutters? Flip through the yellow pages for related industry items.
3. Be a consultant: Start your own business with a newspaper add to help new home builders who want to take the project on themselves. Do the same as #1 idea and take your building list to two or three different suppliers to cost out and earn the business. (You can go further with this idea if you give the plans to the building supplies salesman.) Saving the owner-contractor money and time earns you a fee.
4. Building Inspector: Get your license and promote yourself--along with your adjusting background.
5. Mold Adjusting experience?: Propose to your local city councilman (the one who has say-so in spending proposals/dollar allotment) that you can assess all schools and municipal buildings for mold, for a fee.
6. Handy with a hammer?: Roofing and framing are good honest trades.
7. Detail Houses: From ripping out the carpet, spackling drywall holes and painting inside and out--make the home look like new. (I've done this) You can subcontract anything you don't feel comfortable with.
8. Use your imagination--here's one: As an adjuster, you can reasonably cost-out what it will take to paint a house. Put two small adds in your local newspaper; one "I'LL PAINT YOUR HOME," another, "I NEED PAINTERS!" You be the middle man, collecting and distributing the money, keeping the diifference for your trouble.
I can come up with many more. Maybe I'll write the book. Any more ideas out there? What do you do in your off time?
_____________________________
Charlie "Action" Jackson
www.magmagnolia.com
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RE: Down Time? - 9/17/2006 5:06:36 PM
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yebolu
Posts: 50
Joined: 2/10/2006
Status: offline
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Great ideas Charlie!!
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RE: Down Time? - 9/17/2006 6:51:00 PM
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Tom_Toll
Posts: 560
Joined: 4/19/2004
Home base: Austin, AR
Status: offline
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Well, well, Action does speak louder than words. Thanks Charlies.
_____________________________
Success is not final, failure is not fatal: it is the courage to continue that counts.
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RE: Down Time? - 9/17/2006 9:40:27 PM
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jwg
Posts: 36
Joined: 9/12/2006
Home base: Texas
Status: offline
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I guess I'm lucky. Good wife with a good job. She watched the money while I was on a storm. Now I just get to do honey do's and play Mr. Mom. I did see her outside today doing a funny dance, shouting something to the Hurricane/Storm gods, I don't know whats up with that!
JWG
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RE: Down Time? - 9/17/2006 11:39:43 PM
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jtate
Posts: 4
Joined: 10/2/2004
Status: offline
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Besides being an Independent Adjuster. I am also a Union Plumber. So when the storms are over, I call the Union hall and have them put me back on the bench ready for work. In my particular state, I have not had to wait for work long at all. I tried the Daily Claims, but traveling all over the state with gas prices as they are, the pay just barely covered my fuel expenses.
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RE: Down Time? - 9/18/2006 12:24:02 AM
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rass3742
Posts: 131
Joined: 7/6/2005
Home base: Spokane, WA
Status: offline
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I received a call last year from an insurance restoration company who had gotten my name from an IA friend of mine. He was looking for an estimator to help write bids. No project managing, just estimating.
You could propose your estimating services during your "off season," [which might last 18 months this time, the way things are looking] and work for a % of the accepted bids.
_____________________________
Things are never so bad they couldn't be worse.
Count your blessings.
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RE: Down Time? - 9/18/2006 1:09:59 AM
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racko
Posts: 241
Joined: 2/17/2006
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quote:
ORIGINAL: jtate
Besides being an Independent Adjuster. I am also a Union Plumber. So when the storms are over, I call the Union hall and have them put me back on the bench ready for work. In my particular state, I have not had to wait for work long at all. I tried the Daily Claims, but traveling all over the state with gas prices as they are, the pay just barely covered my fuel expenses.
Hmm....8.5 cents a mile on your co veh & you pay the gas, or 49 cents a mile on your veh? , let me guess who that vendor is. I smell peaches.
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RE: Down Time? - 9/24/2006 1:53:47 PM
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jwg
Posts: 36
Joined: 9/12/2006
Home base: Texas
Status: offline
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Hey, maybe we could start another property adjusting school!
Just takes a website, a few pages copied from a book at the public libray, and a meeting room at the local Holiday in and we're in business.
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RE: Down Time? - 9/24/2006 3:01:19 PM
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GAMAR
Posts: 44
Joined: 10/4/2005
Status: offline
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Being a newbie I had to laugh after last season about all of the pipe dreams of greater rewards, I will study and try to learn more, but as for me Home inspection work, Fry cook, and go into my music room and record for fun my next song, it will be be The Who.....
Pick Up my guitar and Play
Just like Yesterday
Get and my knees and prayyy
I'll see a storm Again
LOL
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RE: Down Time? - 9/27/2006 3:12:56 PM
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dcmarlin
Posts: 145
Joined: 2/10/2006
Home base: Morrison, CO
Status: offline
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Today's Song
Styx - Too Much Time On My Hands
Sitting on this barstool talking like a damn fool
Got the twelve o'clock news blues
And I've given up hope on the afternoon soaps
And a bottle of cold brew
Is it any wonder I'm not crazy? Is it any wonder I'm sane at all
Well I'm so tired of losing- I got nothing to do and all day to do it
I go out cruisin but I've no place to go and all night to get there
Is it any wonder I'm not a criminal?
Is it any wonder I'm not in jail?
Is it any wonder I've got
Too much time on my hands, its ticking away with my sanity
I've got too much time on my hands, its hard to believe such a calamity
I've got too much time on my hands and its ticking away from me
Too much time on my hands, too much time on my hands
Too much time on my hands
Well, I'm a jet fuel genius - I can solve the worlds problems
Without even trying
I have dozens of friends and the fun never ends
That is, as long as I'm buying
Is it any wonder I'm not the president
(he's not the president)
Is it any wonder I'm null and void?
Is it any wonder I've got
Too much time on my hands, its ticking away at my sanity
I've got too much time on my hands, its hard to believe such a calamity
I've got too much time on my hands and its ticking away from me
Too much time on my hands, too much time on my hands
Too much time on my hands
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RE: Down Time? - 9/27/2006 10:25:24 PM
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GAMAR
Posts: 44
Joined: 10/4/2005
Status: offline
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Another song from my Rock star days LOL
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RE: Down Time? - 9/27/2006 11:43:45 PM
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PORTASATGUY
Posts: 338
Joined: 9/15/2005
Home base: Homeless
Status: offline
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OLA!
_____________________________
R. Estes
Life is short LIVE IT!
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RE: Down Time? - 9/27/2006 11:57:36 PM
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jeff28
Posts: 3
Joined: 8/14/2006
Status: offline
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Thanks Roy. I Needed a laugh.
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RE: Down Time? - 9/28/2006 8:06:06 AM
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jlombardo
Posts: 340
Joined: 4/19/2004
Home base: clearwater, fl
Status: offline
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Roy,
You are so wrong.........
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RE: Down Time? - 9/28/2006 9:56:04 AM
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doppler
Posts: 79
Joined: 7/12/2005
Status: offline
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Uh oh! Can't wait to see the fall-out on that last one.
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