|
iadjstm2 -> RE: Mike Hillis (3/17/2006 11:18:37 PM)
|
Roy, Big Bob, and others,
I so appreciate your anticipated help in this matter. You asked for more information so here goes. We are in Lancaster California which is about 60 miles north of Los Angeles. I am having trouble with the information I am getting from the insurance company regarding their denial of the policy. I can't find anywhere a notice that the policy was going to be cancelled. In fact, the payment due was for only one month not for multiple which would be more believeable to me if she were behind in payments. We have presented a claim to the insurance company and are for the 3rd week still in a waiting game. I have had to provide bank statements that don't show anything but, have done so because we were asked. We have been waiting all this time and the longer it goes the worse it is for my mom. Yesturday we got a preliminary "no coverage" from the underwritting department but are asked to still wait because thier are special circumstances only we don't know what they are. It is like there is something that the insurance company is aware of that they did wrong and is just trying to make sure that they can cover their behinds completely before they deny the claim completely. We have gotten information from the agent and the lender that they were not notified that policy was cancelled. I am not sure what that means but, I guess that is what is taking so long. The file adjuster brought a contractor out with her to look at the loss when she came to do a first inspect and so I know the damages are between $180,000.000 - $220,000.00 but I have yet to see any estimate. That contractor is exactly what I am afraid of because when a second file adjuster came out who handles big losses, she found that the contractor didn't even know how to properly measure and diagram the rooms.
Everytime we go into the house it puts my mom into a deeper depression. After the news yesturday, she just started crying and 4 hours later she was still crying and just couldn't stop. She doesn't know why she keeps getting punished. Mike and her had been married for 36 years when he died and had been together since they were 15 years old. The only time that they were apart was when he was on a Catastrophy. They had just bought the truck and 5th wheel so she could go with him because my baby sister was graduating from high school. Now, she is so alone and misses him so much. This fire is even worse as she admitted to me that she has managed to get through his death is by thinking that he is simply on a very long Catastrophy and that he would be home later. Well, the fire destroyed his office. All of his awards, certifications, licenses, class completions, seminar completions, course completions, etc, are gone now. All of his manuels, equipment, everything that he had for working cats is gone. She has to face that he isn't coming back now which makes this even more devistating. You can see on the walls where all of the photo frames were on the walls for the various awards he got for the different seminars and stuff were that have melted into the walls now and have to be removed with the remaining sheetrock. The only thing that we can do right now is just board up that room because there is no money to do any of the repairs and the city has agreed to let us do that but, they are demanding that she do so much other work that I don't know how to fund.
Big Bob, you said that many CADO member members will want to help when they get more information well, I hope I have given that. Now, I need more information from adjusters. What loop hole could they be worried about? If there is anyone near here or even not near here who would want to look over what little I have, please let me know. I am desperate. I can't stand seeing my mother's health deteriorating like it is so quickly. She just cries all the time. I have to help her somehow. I just have to. I know someone out there can do that. I have read the posts that have been put here to her and they did help when I read them to her but then she got the dollar amout of damages and that was all it took to knock her into massive depression.
I am sorry if this is wordy and hard to follow. I am trying to sort through so many feelings myself and still trying to find someway to get her help.
Some of you have asked if I could set up an paypal account and I have checked into that and I could but they charge me a fee for each one. I think that the best way to send a donation to help my mom is to send it to :
Sue Hillis
c/o D'ette Hillis Goodner
1251 W. Ave L-12
Lancaster, Ca 93534
You said that they Calvary is ready to go but needed to know where to go well, I hope that they know where to go now. If now, please don't hesitate to email me personally. My email address matched my dad's it is IADJSTM2@aol.com. His email address was [email=Iadjstm@aol.c]Iadjstm@aol.c[/email] when he was here and got a kick out of me always following him around saying me too daddy me too.
Please to anyone who can help, please let me know what to do. I really need to know what to do and where to turn. I feel like this site is my one and only hope.
|
|
|
|
