RE: "Isabel", is a Hot Potato headed behind?
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RE: "Isabel", is a Hot Potato headed behind? - 6/14/2004 1:47:41 AM
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Gale
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Joined: 4/19/2004
Home base: Murray, KY
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At best it does not look that good. The revolving door article at the bottom tells me there is no gatekeeper for the homeowners in many states. Only fox are hired to guard the hen house. When will state governments start working for the taxpayers instead of the carriers.
http://www.insurancejournal.com/news/midwest/2003/02/24/26446.htm
Michigan Insurance Commissioner Resigns
February 24, 2003
Michigan Financial and Insurance Services Commissioner Frank Fitzgerald has resigned, though he had two years before his appointed term expired.
New Gov. Jennifer Granholm, a Democrat, attacked insurance-based scoring as unfair and discriminatory during her tenure as attorney general and said Fitzgerald was too cozy with the insurance industry.
http://www.captiveassociation.com/extranet/archives/2002-07July/073002colorado.shtml
July 30, 2002) A.M. Best Co. has announced the Colorado Insurance Commissioner Kirven resigned effective August 9 and will pursue other career options. A spokeswoman for the division of insurance declined to comment about the reason for the resignation.
http://www.claimsmag.com/Issues/May03/reportersnotebook.asp
Released Louisiana Insurance Commissioner Resigns
On April 11, Jim Brown, Louisiana’s former insurance commissioner, was released from a federal prison in Oakdale, La., where he had served a six-month sentence for lying to an FBI agent during an investigation into the failure of Cascade Insurance Co.
http://www.badfaithinsurance.org/reference/HDenenberg/2001-02-26_WhyYouPayTooMuchForInsuranceGetWrongCoverageAndOftenCan'tCollectOnClaims.htm
Exactly what "revolving door" is the editor referring to? It's the door of an insurance commissioner's office, and it's called "revolving" because the commissioner typically comes in from a job in the insurance industry, and when he finishes a few years of service, he goes through the revolving door back into the service of the industry. In this case, the subject was George Nichols, who had served as insurance commissioner of Kentucky and as president of the National Association of Insurance Commissioners. But what happens in Kentucky is a long-standing national tradition in Pennsylvania, New Jersey, and across the country.
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RE: "Isabel", is a Hot Potato headed behind? - 6/14/2004 6:31:38 AM
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goose
Posts: 94
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katadj, you have hit the nail on the head about adjusters opting out of flood. Isabel was a disaster financially as far as flood claims were concerned. The fee schedule is ridiculous and I will not work under those conditions again. Fortunately, I had enough wind claims to make it work, but some vendors that were handling a different carrier did not have flood adjusters, so we did not get to do the accompying wind file, as was promised. Just the "minimumal" flood claim with the 3 visits to BFE. People who want you to work flood point out Allison as an example of a storm that you could make money on. This was not that type of flood. Also, being NFIP certified before the storm seemed to make no difference here. Like all big storms, classes were held on site with multiple updates. I was working this spring when the NFIP classes were in CA and TX, so I "missed" out this year. Yeah!
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RE: "Isabel", is a Hot Potato headed behind? - 6/14/2004 7:54:40 AM
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KileAnderson
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Home base: Baton Rouge, LA
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I'd much rather have someone who knows the insurance industry as the insurance commisioner than someone who has no clue.
On the subject of Louisiana Insurance Commisioner, the past THREE have all been indicted and served prison time for crimes commited in office. Amazing, isn't it?
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RE: "Isabel", is a Hot Potato headed behind? - 6/14/2004 8:19:11 AM
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Leam Kincaid
Posts: 52
Joined: 6/1/2004
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quote:
kile
I'd much rather have someone who knows the insurance industry as the insurance commisioner than someone who has no clue.
On the subject of Louisiana Insurance Commisioner, the past THREE have all been indicted and served prison time for crimes commited in office. Amazing, isn't it?
Sounds like all three "know" the political, judicial and insurance arena really well.
Sounds like people take personal risks for money, power, ego, influence or are just plain selfish in a greedy way.
< Message edited by Leam Kincaid -- 6/14/2004 8:20:33 AM >
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RE: "Isabel", is a Hot Potato headed behind? - 6/14/2004 8:21:29 AM
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Leam Kincaid
Posts: 52
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quote:
Leam Kincaid, Gale, getmrs, ALANJ, nebcat, goose, KileAnderson
Another good morning to ya'll.
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RE: "Isabel", is a Hot Potato headed behind? - 6/14/2004 9:30:01 AM
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katadj
Posts: 684
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From outside sources it appears that Anthony Lowes resignation was in the works prior to the "Isabel" incident.
As we all realize the chain of command has lengthened.
1) Head Dog= Federal Government
2) Homeland Security
3) FEMA
4) FIMA
5) FIA
6) NFIP
7) WYO's & NFIP Direct
8) US
It sure is dishearting down here, what can be changed?
How about a fee schedule thats better than the present one established years ago?
How about some AUTHORITY to settle losses?
How about some serious training for the new commers?
How about testing and then certification?
Yup, there are a lot of reasons to work any other type of losses.
Bring on the hurricanes, hail, tornado, ice dams, freeze, fires, or any other claims that can be effectively, purposefully and properly adjusted and settled.
Just another $.02 worth....................................
< Message edited by katadj -- 7/10/2004 11:24:27 AM >
_____________________________
"Excellence often first appears as error. It is only in retrospect that wisdom emerges from ignorance and success from failure." Abraham Lincoln
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RE: "Isabel", is a Hot Potato headed behind? - 7/5/2004 4:10:37 PM
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Gale
Posts: 736
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Home base: Murray, KY
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http://www.floods.org/PDF/SIGN0803.pdf
This is NFIP payout hhistory since 1978. Historically it has been a very small program when it comes to number/size of claims paid.
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RE: "Isabel", is a Hot Potato headed behind? - 7/6/2004 11:22:03 AM
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katadj
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Home base: New Hope, PA
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Seems any posts that were made to page eight (8) of this thead have been relegated to cyber space.
If any one has a print out of the posts, (Page 8 Only), it would be appreicated if you could fax it to the webmaster.
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RE: "Isabel", is a Hot Potato headed behind? - 7/9/2004 3:39:37 PM
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katadj
Posts: 684
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Home base: New Hope, PA
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Yet another letter sent to insured's involved in this continuing opera.
http://bsa.nfipstat.com/wyobull/w-04033.pdf
_____________________________
"Excellence often first appears as error. It is only in retrospect that wisdom emerges from ignorance and success from failure." Abraham Lincoln
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RE: "Isabel", is a Hot Potato headed behind? - 7/10/2004 3:48:42 PM
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Admin
Posts: 346
Joined: 4/18/2004
Home base: Texarkana, Texas
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This is about the missing posts or page 8.
Dave and Gale have sent me what I believe to be most of the missing posts. While I do not think I will be able to restore them I will be able to add them thread using cut and paste and will try to do so tonight.
Thanks,
Roy
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RE: "Isabel", is a Hot Potato headed behind? - 7/15/2004 6:49:00 PM
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katadj
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Home base: New Hope, PA
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One of the above links to 2700 Dare County , North Carolina Insured's, Invite's to another look see?
http://bsa.nfipstat.com/wyobull/w-04033.pdf
_____________________________
"Excellence often first appears as error. It is only in retrospect that wisdom emerges from ignorance and success from failure." Abraham Lincoln
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RE: "Isabel", is a Hot Potato headed behind? - 7/16/2004 12:08:03 AM
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katadj
Posts: 684
Joined: 4/19/2004
Home base: New Hope, PA
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The bleacher seats seem to be a much more comfortable location than the "hot corner",in light of this item.
http://www.thewbalchannel.com/news/3532452/detail.html
_____________________________
"Excellence often first appears as error. It is only in retrospect that wisdom emerges from ignorance and success from failure." Abraham Lincoln
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RE: "Isabel", is a Hot Potato headed behind? - 7/16/2004 3:39:49 PM
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Russ
Posts: 95
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Home base: Saint Petersburg, FL
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I think we are only talking about those individuals (2) with enough clout to push the right buttons!!!. I'm shocked that they have not paid these claims and moved on. I had one claim re-open and it was only to bump up the estimate (scope and price was agreed to at proof signing). Maybe Flood Insurance will go back to the public sector.
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