| Author |
 Topic  |
|
C Macey
USA
12 Posts |
 Posted - 10/27/2003 : 20:03:56
|
| Hey I would be happy to get enough work to make it worth my time. I will let the macho men handle the high numbers and I will make sure they are done right and on time.. :) |
 |
|
|
ALANJ
USA
159 Posts |
Posted - 10/27/2003 : 20:04:01
|
| I worked with Ted P. on this last storm. He did 155 plus. |
|
|
|
Debby
USA
10 Posts |
Posted - 10/27/2003 : 20:09:12
|
Kile- Your friend would be correct on average the small tract home of approx 1600 sqft is starting at 300K house and land. Values are really wacko in this state. Tho I cant complain about it to much since mine is up too.
You would be amazed at how many do not insure correctly |
|
|
|
TCRestore
USA
12 Posts |
Posted - 10/27/2003 : 20:21:28
|
| 1300+ and yes some of the neighborhoods that burned down were very affluent. NE of San Diego you would be hard-pressed to find a house under $500.000. Today I went to the fire in San Bernandino and most affected, I saw, were high priced homes. One insurance adjuster I spoke to said his company actually did call for their CAT team. |
Avery Morar, Marketing Director
WWW.TodaysConstruction.com
Avery@TodaysConstruction.com
24/7 (714)936-3716
|
|
|
|
Ghostbuster
476 Posts |
Posted - 10/27/2003 : 22:30:21
|
I have a gut feeling the carriers will do their utmost to handle this in-house.
|
|
|
|
ALANJ
USA
159 Posts |
Posted - 10/28/2003 : 05:07:19
|
| I think it will be impossible to handle all the smoke, ash and ale claims in house. IMHO, I think this is going to be one of the highest volume claims event anyone has ever seen. The population in the area affected is unbelievable. I worked the EQ and a couple of wind storms out that way. Smoke and ash is showing up on weather radar. Think about that. |
|
|
|
betadjuster
4 Posts |
Posted - 10/28/2003 : 05:28:08
|
| I agree with Alan. I've worked on numerous disasters in California including the 1993 Fires, 1994 Northridge EQ, 1995 Floods and so on. My friends tell me that it is raining ash and soot all over Los Angeles and San Diego. Along with the 1100+ fire losses, there's going to be tons of smoke claims. Pack your bags boys and girls. |
|
|
|
okclarryd
USA
106 Posts |
Posted - 10/28/2003 : 06:50:00
|
| Well, GB, you need to see your favorite internist. Pilot already has folks onsite with claims inhand. Have a nice day. |
|
|
|
danmeler
25 Posts |
Posted - 10/28/2003 : 07:12:17
|
| What no one seems to have addressed so far in this thread is the likelihood of the major carriers putting everyone on a DAILY rate and cracking the whip at will. Think Norhridge Earthquake. The way our buisness goes these days you can bet they don't plan on shelling out $15K billing fees per dwelling to vendors. AND, whatever the carriers want to do, the vendors will eat it up like kids licking a cake frosting bowl...with big smiles on their faces. These are of course just my personal opinions, based on experience and observation. How it will play out is anyone's guess. I'm wrapping up Isabel here in Baltimore this week and have found it to be the least profitable hurricane I've ever worked....AND 85 relatively small wind claims (requiring endless paperwork and unbelievable windshield time) do not a good storm make!! Anyway, hopefully I'm all wet on this thing and those of us who work the fires will find it to be a satisfying and rewarding experience. |
|
|
|
Ghostbuster
476 Posts |
Posted - 10/28/2003 : 08:05:05
|
| Wow! You're right! This thing seems to keep on growing! |
|
|
|
Red
24 Posts |
Posted - 10/28/2003 : 10:47:53
|
Whoever comes to work Fire claims. Just something you should know
The Insurance Commissioner is already popping off his mouth. Making
statements like Childs did in Florida during Andrew. ALL OVER THE MEDIA and saying that if "you have any problems with the insurance company, you call me" "these insurance companies will be paying you promptly and without any delay". So think about it folks, as you all know already about 1-4 people out here either are attornies or want to be attornies or have one on retainer. This could be a nightmare in the making. Just food for thought |
|
|
|
ALANJ
USA
159 Posts |
Posted - 10/28/2003 : 10:54:01
|
| Time and Expense, just like mold and the eq. |
|
|
|
Quaka
Cuba
17 Posts |
Posted - 10/28/2003 : 13:37:18
|
I handled the fire losses in Florida a few years back. Guess what the carriers did. Capped the fee schedule, made you " photo total " the risk, take a risk perimeter measurement. Basic info, all for about 250.00 per file. The carriers went as far as handling ALL ALE and Content issues, direct with the insured's. The industry is falling into a mediocre arena, in that seasoned pro's are no longer needed. Read this month's CLAIMS MAGAZINE, that will open your eyes, for those of you who do now how this industry is changing. We prefer only commercial work and continue to make enough to have fun. I can honestly say , if the carriers could do without outsourcing to us, they would. I would be very suprised to see any IA Cat adjusters in place in California.
We were advised by a former client, that their trend is to use the Serv-Pros and Service Masters for their take offs and estimating. We are back to the cycle of the carriers using any " Free " outsouce that they can find.
I know I would tell the restoration companies in California to go door knocking. They might get to deodorize a few homes out of this. |
Quaka Mole |
|
|
|
Ghostbuster
476 Posts |
Posted - 10/28/2003 : 14:07:40
|
Very good points, Red. We might also mention the state income tax for ALL the out of state people that come in to work. The lingering lawsuits that will drag you back years later. That wonderful California mentality that is not at all like the good folks in Real America.
Any more aspects y'all want to add here? |
|
|
|
Tom Toll
USA
154 Posts |
Posted - 10/28/2003 : 16:39:02
|
I agree with Ghost, unless there are in excess of 2,000 + losses, no cat vendor will participate. There will be more ALE, Loss of Use, and smoke/debris claims than anything else.
If you have never worked California, you best think about taxes you will owe, cost of doing business, and mileage. Its not ordinary there. I was born in Santa Monica, but would be reluctant to go without a guarantee of certain monthly income and the vendor furnishing at least 10 Mil in E & O. Get ready for the judicial system and PA's. |
|
|
|
Topic |
|
Update on Fires in California
Forum Locked
