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CatDaddy
USA
310 Posts |
 Posted - 11/01/2003 : 14:43:16
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I-Dog, I believe the idea of an adjuster’s organization is a good one. Being a member of society of professionals sets your commitment apart from others in the same field. Coming together to share ideas, seeing how others do it, training, keeping up with trends in our industry; all great things to have at your disposal. Again, its sounds a lot like what I believe CADO’s mission to be. And, to answer your question, when vendors are considering candidates, having this designation or association might be a deciding factor on one’s resume. BUT….all of that depends on the reputation and purpose of the organization. Like I cautioned, if the agenda seems to have a unionistic smell, revealing your association with such an organization could have just the opposite affect.
Everyone wants to be, work with, and hire professionals. We are all looking for an edge to stay in front of the ones behind us in line. We all have other designations and training certifications that benefit us in some ways. Would the Association of Professional Insurance Adjusters be one of those? We’ll have to wait and see.
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Edited by - CatDaddy on 11/01/2003 14:46:08 |
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CCarr
Canada
1200 Posts |
Posted - 11/01/2003 : 15:17:47
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Well we have wandered here, but I need a break from trying to align the fee schedule numbers.
We have mentioned that "line up" of adjusters a few times.
What are the key requisites to "positioning" in that line?
Critique mine, I'm not a real cat adjuster, so I can only suppose; or add your own to either list.
An adjuster can see the front of the line because:
(a) repeat performance expectation by vendor
(b) relevant accreditation/training beyond minimum requirements
(c) vendor personal knowledge of adjuster
(d) referral to vendor of adjuster by reliable source
(e) resume (at face value) exceeds position requirements
An adjuster can not see the front of the line because:
(a) repeat performance non-expectation by vendor
(b) no accreditation/training beyond minimum requirements
(c) resume (at face value) may meet, but not exceed requirements
(d) resume (at face value) does not meet position requirements
(e) vendor has no personal knowledge of adjuster
(f) vendor has not met adjuster, but may have a negative perception |
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jlombardo
USA
212 Posts |
Posted - 11/01/2003 : 16:06:59
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Catdad,
I am not on a soap box.... and I do not have a clue as to how you can twist my statement about being a professional and being treated and paid like a professional into the statement that "what an adjuster gets paid does not determine whether he is a professional or not."
You seem to have a tendency to take statements out of context and twist them for your own agenda. The statement I made was simple......and clear.... We are professionals and should be treated and paid accordingly. Very simple statement and concept.....and no, I will not see you out there due to prior local commitments.....I had to pass on the hurricane, due to work load with a local vendor....and from what I am hearing, I did not miss much... |
Edited by - jlombardo on 11/01/2003 16:08:56 |
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CatDaddy
USA
310 Posts |
Posted - 11/01/2003 : 17:32:46
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Sorry Lombard. I've been getting my replies on this site and my company email mixed up lately. Maybe I meant to say all that to them. Sorry.
We're all professionals. The industry owes us!
Later,
CD |
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KileAnderson
USA
875 Posts |
Posted - 11/01/2003 : 17:44:11
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| Just spoke to a buddy of mine. He's been offered a 1 year commitment to work the fire in Cali for day rate. I don't know if it's 7 days a week or what the day rate is or if expenses are covered or not. We'll see how it goes. He hasn't made up his mind on taking it yet. |
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CatDaddy
USA
310 Posts |
Posted - 11/01/2003 : 19:40:58
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| I heard the same thing Kile. Didn't hear the 1 year commitment part though. Better read the fine print. |
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CCarr
Canada
1200 Posts |
Posted - 11/01/2003 : 22:24:13
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Got an email from a buddy working the fires in California. He has seen signs of Eberl and Worley troops in the area for Big Red.
Seems to be some chat and caution about committed pay schedules. Some indications that the early talk to get stormtroopers is about a "file rate", then changed to a "daily rate" once the adjusters arrived.
Don't know if that ties into what Kile mentioned or not, but I'll have more specifics in a day or so, But, it is worthy of attention - to be sure one more time - you know before you go. |
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BuckyS
14 Posts |
Posted - 11/01/2003 : 22:48:49
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How do you know before you go when the vendor/carrier baits and then switches after you get there? (File rate promised and day rate delivered)
Any suggestions? |
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jlombardo
USA
212 Posts |
Posted - 11/02/2003 : 05:28:16
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| Ask Catdaddy, he knows all.......but does not want anyone to know whom he is.....why are folks afraid to use their real name on CADO??? Especially folks like "Catdaddy", who obviously have so much information to share.....Catdaddy???? interesting "name"...something to do with felines.....or lack of?????? or????? |
Edited by - jlombardo on 11/02/2003 06:11:33 |
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345
USA
28 Posts |
Posted - 11/02/2003 : 06:46:53
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| An adjuster friend reported that he is in CA on the fire claims for USAA and is on a daily rate schedule. He has been there 3 days and no files to work yet. |
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Ghostbuster
476 Posts |
Posted - 11/02/2003 : 07:03:46
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Buckys, perhaps in these changing times the need for written contracts of employment is here. I think this is in complete contradiction to the established way of doing business based on trust in a man's word over the telephone, but I don't recall the carriers being as predatory in their dealings with the independents, either.
Catdaddy, as a loyal company man won't like this, but this is a sample of the reactions we are being forced into to protect ourselves. Each of us is a company in business to provide a professional service. Agreements between companies are called contracts. These contracts must be in writing to carry weight in court when one of the parties to the contract goes askew. A bait and switch tactic of 'file pay' then 'daily rate' may or may not be want you want. To enforce your agreement a written contract of service would lay down the options.
(Here's where our pal ALANJ can chime in since he has gone to law school.)
Yeah, I know the howls of protest in the back of the room don't like the concept of changing the old ways of trust over the telephone. I also hear are the snarls to the side of the room about the carrier/vendor shenanigans. It is human nature to be resistant to the concept of 'change'. We all want things to stay the same, or even better, to go back in time to the good ol' days. I know I do, too. But, that won't and can't happen. As small businessmen, our greatest strength is the ability to quickly adjust to new business conditions. Independent adjusters adjusting to new adjusting situations, that's what we do. If that means that all agreements must now be written contracts transmitted by FAX and strictly adhered to with substantial penalties contained within the contract to protect both parties interests, then a changin' we will be.
Catdaddy, this ain't a union, it's worse. It's real fire breathing business decisions made by a whole bunch of small busineses lining up at the courthouse to seek action against squirrely vendors and ladder climbing carrier honchos changing the rules in midstream at the expense of the little guy in the field.
Dare I say it? Could this not be another big benefit of our CADO Professional Trade Association membership? Nah...you already knew that. |
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BuckyS
14 Posts |
Posted - 11/02/2003 : 07:04:05
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Ahhhh the old day rate and no files. Just another day in paradise.
Pass me another daiquiri and would someone please clean the pool. |
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ALANJ
USA
159 Posts |
Posted - 11/02/2003 : 08:19:44
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| I agree with ghost. Get the little ole written agreement faxed to you before leaving. Nothing like a real written agreement to argue over at the courthouse. Can you say fraud in the inducement. (Lied to get you there.) A organization could provide fill in the blank contracts to the masses. I would never work day rate on this stuff. Hourly or by the file only. I have spent plenty of time in S.CA. The expenses and taxes will kill you. Nothing left to live on or bank away. |
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CatDaddy
USA
310 Posts |
Posted - 11/02/2003 : 08:50:11
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GB, if that is what happened, its certainly not good business. I personally have never been at a site where that happened and I have been to many. I have never heard of any large carrier using that tactic to get people to sites. And yes Lombardy, I am privy to information that you are not. I know things you don’t so shoot me. Situations like this one have never been one of those things though.
I am sure most of you could see this next remark coming but I will say it anyway. Doesn’t this sound more like a vendor’s ploy than that of a carrier? Surely when the vendor got the call, the pay schedule was discussed up front. Its up to the vendor to get you there. Just a thought.
Like I said, I see lots of written information concerning this subject. This move is not in the playbook.
CD
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Edited by - CatDaddy on 11/02/2003 10:42:44 |
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CCarr
Canada
1200 Posts |
Posted - 11/02/2003 : 09:30:53
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I don't know where the notion came from that any carrier would be party to the alleged "bait & switch" on fees.
Remember where the independent contractor is on that 3 link food chain, all your dealings are with a vendor from the first call, to when you receive your files.
If there is any foundation to these allegations, it makes no sense to me that carriers would have anything to do with it, or even be officially aware of it. Once a carrier has the vendor lined up and the "go" button pressed, they have no time or interest in how the vendor gathers their stable of required adjusters.
If this situation exists between vendor(s) and adjusters, nothing good can come from it from the standpoint of a carrier relative to their big picture medium and long term. |
Edited by - CCarr on 11/02/2003 09:32:28 |
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Update on Fires in California
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