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Reconstruction Man
124 Posts |
 Posted - 01/28/2004 : 12:44:39
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--Admin
"Reconstruction Man this is a pro adjuster pro insurance industry site. There are as you know plenty of other sites on the web that would welcome your views. I suggest that you look for your feedback on one of those sites. I will offer to post a link to your post on another site so that those that wish to reply can. However, this does not seen to be going anywhere on this site and is causing disruptions. I'm not afraid of the censorship word."
We realize who and what this site represents. It is to be commended, again, for it's existence.
However, our postings have created very good responses directly here on this site and privately because of this site. The heavy handedness of some CADO members does not trump the fair mindedness of others. We thought this site was about open discussion based on rational open mindedness and we were right...minus the mob mentality types input.
CCarr and many others are aware of how certain clubhouse members here like bullying and cheap rhetoric as dialog tools of choice. It was interesting to watch how others tried to convince him that he and others should bend their moral stand.
We understand the bullying thing. We do not understand our productive topics being locked, or the venomous position of those involved with personal attacts. We ask for you to look at both sides, and flavor, of the conversations and see if the pressure you have been getting to lock us out is based on the actual conversations being had...or exaggerated imaginings from a very select few that are poisoning the air of this site. |
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CCarr
Canada
1200 Posts |
Posted - 01/28/2004 : 14:04:32
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Well goodness me, look at me, wading into this cess pool of a thread that has long ago lost its purpose.
It was just yesterday that Ghost gave me a great example, when he removed the fog from the mirrors. You should have paid better attention.
Now, this reminds me of a week every 4 or 5 years that I endure at a cottage with all of my wife's brothers and sisters, children etc etc. It is no secret to her that I ignore some of them, hardly tolerate others, and generally don't enjoy standing around the BBQ with most of them; for a long list of reasons. The feeling is probably mutual, but my list is better than their list.
But, have some strange yokel walk onto our beach and call one of my sister's in law an unsavory name, or call one of my brother's in law a bully; then turn to me and say Carr knows it to be true - and my piece of hickory draws a line in the sand and is ready to come up swinging.
You are out of line Recon Roger.
I can take care of myself and co-exist in this community, and don't need or want your input about it.
I, for one, don't want your critique of our sandbox; nor have I any interest in your dirt.
You have probably been successful enough to take this thread far enough away from anything meaningful, that it will likely and fortunately be locked soon. |
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Reconstruction Man
124 Posts |
Posted - 01/28/2004 : 14:45:29
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--CCarr
This strange "yokel" came to your beach to problem solve. Groundwork was laid to try to receive objective feedback. No unsavory names have been thrown, and as for hickory sticks...well they are great for whittling peace pipes too.
The bullying has been obvious to many here...
If defending our opinions is supposed to be done with silence...well... that just does't seem like a fair thing to expect...And the topic thread / issues have been blurred by avoidance of the main point evident in the "How Insurers[s] Underpay Caims" topic...How does bizarre estimating = fair claim settlement practice...and the largeness of that problem being perpetuated against trusting people.
And with all due respect, rather than being out of line, we feel we are quite aligned with all facts that the "How Insurers[s] Uderpay Caims" topic, that brings to a head what other postings make clear...bizarre estimating / claim settlement practices exist and need to stop.
Certain people perpetuate it...certain people will stop it. We make no judgements about anyone here, although we like to think we can discern when someone is being kinda'...you know..."mean"...
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JimF
USA
1014 Posts |
Posted - 01/28/2004 : 15:16:55
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Here's another posted little ditty from Con Man's Favorite website, AllstateInsuranceSucks.com.
Is it just my imagination or could my intuition be on to something?
*****************************************
Name: Public Issues Publications
E-Mail: publicissues@hotmail.com
City/State: South Padre Island / Texas
Remote Name: 66.68.220.122
Date: March 16, 2003
Comments:
Hello everyone, We are a General Contracting Service that specializes in both residential and commercial Property Restoration / Reconstruction. We also support a "Research and Knowledge Management" division. Over the last 10 years, here in Texas, we have been involved in numerous restoration projects. Out of necessity we have composed a "A Consumer Insurance Claim Guide & Questionaire for Insurance Agents" that answers questions based on consistant "Issues" that come up after an "Incident" that will lead to an Insurance claim. We feel, these questions, properly addressed, will help all (Policy Holding or Not) Home Owners, Business Owners and Automobile Owners before, during, or even after an "Incident". The questions are direct, and designed for "Plain Language" answers from Insurance agents and, if necessary, their Insurance companies. We are, of course, asking for a modest donation to cover the printing and postage. You may decide the amount. $10+ is a suggested amount. We will return your donation (on return of the questionaire)if you feel the knowledge was not helpful. Our mailing address is P.O. Box 40153 South Padre Island Texas, 78597. Please Do Not Send Cash. Please clearly print your return address.Any check or money order can be made out to: "Public Issues Publications" or e-mail us at PublicIssues@hotmail.com The Questions, and built-in "Issues", are very "common" (once a claims "process" begins) and are designed for you, or someone you know, to negotiate for what they have been promised / paying for (or will pay) as insurance protection through their premiums. The inherently included principles can also be applied to other types of insurance / claims needing settlement. We are certain you will find the "A Consumer Insurance Claim Guide & Questionaire For Insurance Agents" very helpful as your insurance "issues" unfold... P.S. Please make sure your Agent (or potential agent) signs off on the questionaire and states (at the end of the questionaire)the insurance company they have used as a guideline to answer the questions. If they need to send the questionaire to their insurance company/s...keep a copy for your records. Also, please mail us back an agent answered and agent acknowledged (signed) copy of the questionaire for our records and case study being assembled. Remember this...You are entitled to the questions being answered by your agent / insurance company. They are being paid for a service that is critical to your well being at many levels. Expect nothing less than respectful and timely cooperation. -Thanks and Take care.
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Reconstruction Man
124 Posts |
Posted - 01/28/2004 : 15:24:00
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--JimF
It's not your imagination...you are definitely on to something...A more indepth publication is coming to downloadpress.com |
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JimF
USA
1014 Posts |
Posted - 01/28/2004 : 15:44:20
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Hey Ghostbuster, am I a hound dawg or what?
BTW, does anyone here think I am being a little too rough on the lil' feller by still referring to him as "Con Man"?
Any thoughts anyone? |
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pilot48
USA
78 Posts |
Posted - 01/28/2004 : 16:49:24
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JimF, setting aside our porblems, look into Adjusters International aka National Association of Public Insurance Adjusters.
Beneke & Company |
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R.V. Winkle
USA
155 Posts |
Posted - 01/28/2004 : 17:22:52
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Recon,
Again, who is this "we".
If your motives are to better the insurance industry, one that is state, not federally controlled, hats off to you, IF your efforts are purely altruistic. You will need a lot of time and frequent flier miles.
I still do not understand who you really are and what you are trying to gain. If you want O&P for roofs, that is not an issue that anyone here, as stated to you in dozens (please do not let it accumulate hundreds more) of posts can do for you. I do not feel guilty by writing estimates using the carrier guidelines, that enable my insureds to rebuild after a loss.
We are not, for the most part, with a few exceptions, employees of insurance carriers. I do not, in advance wish for any insights on that topic to be painfully expounded upon. I know we act on behalf of the carriers. Having not worked for an evil carrier yet (do evil carriers exist in a free marketplace?)....I'm still at a loss as to your true intent.
I have worked thousands of claims. I have helped, as has most here, I expect, insurance consumers in need far beyond the scope and compensation of my assignments. Most of the adjusters here do that on a daily business. You see, we get a sense of satisfaction doing our jobs, helping people, and for the most part we have enough left sometimes, to pay some bills.
I have never had one claim that I am aware of where the insured was not made whole under the policy terms and conditions of the contract they purchased. You may want more for roofing down in Texas, but I'm not sure, again, what your motives are. For you to make more?
Do you think the policyholders you claim to be fighting for their behalf would want their premiums to go up by the increased costs of paying you more money? You think the carriers will not increase premiums if they pay out more for losses than they did before? This, when they (both insureds and carriers) can get the job done, and are right now, by reputable people who are profitable? And the consumers are happy? They can always vote with their dollar, and there are carriers lined up to take the business of the unhappy ones.....
I just simply do not get you. We help people for a living. What do you do? And who is WE? |
Edited by - R.V. Winkle on 01/28/2004 17:25:57 |
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Red
24 Posts |
Posted - 01/28/2004 : 18:35:08
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| obviously guys ReCon man either is Preg. or he has a frog in his pocket in order to get the WE. |
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JimF
USA
1014 Posts |
Posted - 01/28/2004 : 20:00:49
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Well red meat lovers, dinner is served (Ghostbuster this gentleman over here would like another pinot noir with his dinner please).
Oops, I mean, here is another little ditty from one of the rocket scientists over at you know who's favorite think tank, er, website. This one from the archives for back in June-August 1999.
Thought you lads might enjoy this one. They were no doubt talking about some of you.
*****************************************
Name: J. Carter
E-Mail: jmcart1@pacbell.net
City/State: Los Angeles, CA
Subject: Re: Honest Adjuster
Comments:
Gary,
This is exactly what I am talking about. The company's now have a certification program for each company. The programs are not very good and most adjusters can pass the tests easily. Cat adjusters are "Catastrophic Adjusters". Some of the companies are Pilot, Wardlaw, NCA, CATS Unlimited, Crawford-THG, and GAB. There are other companies also. The cat adjusters from Texas do not know exactly what is going on. They go to a school that administers the Texas State exam and they guarantee that you pass. The test is not a comprehensive test on all phases of insurance. These adjusters are and were the main problem of the Northridge earthquake.
If I can be of any further help please let me know.
Jim Carter
*Editors Note: Jim (Carter), thanks for the quick response to my question . I knew there was something fishy about someone with Honest in their name. Its like the used car salesman who says "Trust me", or the Insurance salesman that says "Your in the good hands." |
Edited by - JimF on 01/28/2004 20:06:20 |
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Reconstruction Man
124 Posts |
Posted - 01/28/2004 : 20:10:01
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--R.V. Winkle
If anyone estimates claims as described in our "How Insurers[s] Underpay Claims" topic...then that bizarre estimating method = unfair claim settlement practice whether the carrier instructed ones to estimate that way or not, or an adjuster is aware of it or not.
--RED
Actually...the frog is pregnant. |
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KileAnderson
USA
875 Posts |
Posted - 01/28/2004 : 21:21:47
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Reconman,
You would have a better shot at selling Memphis bar-b-que sandwiches smothered in cheese in the middle of Tel-Aviv than you have of getting anyone here to come around to your point of view. I am currently working on a storm where we have paid well over 5000 claims for hail damage and I am willing to bet that we have included O&P in less than 50. We include it when a general contractor is necessary. Like when there are many trades involved and some sort of scheduling and coordination will be necessary to do the repairs. If we are only paying for roof and gutters (the majority of claims on this storm and most other hail storms) we don't include O&P because a GC isn't needed. The insured makes 2 calls one to the roofer and one to the gutter guy and the job is done. Nobody else needs to charge 20% to make those 2 calls.
Bottom line is, if O&P is required the company will pay it. If you just want to make a profit for calling a roofer then you are in the wrong business and definitely on the wrong web site. |
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jlombardo
USA
212 Posts |
Posted - 01/28/2004 : 21:23:55
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| Roy...How do we use the new function that you recently installed....the one wher you can block someone out?????Please elaborate, as I have found the perfect poster to practice on..... |
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jlombardo
USA
212 Posts |
Posted - 01/28/2004 : 21:26:43
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| Recon Man...Before I zap you...Please go to the Roofing Forum, Thread "Rubber Roofing", contact Jenny......See if you can help protect her from one of your buddies in the roofing trade....sound like she need a super hero like yourself.... |
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JimF
USA
1014 Posts |
Posted - 01/28/2004 : 21:29:35
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Con Man, since you are now a big time writer, editor and publisher of a book, the least you can do is let me review your rough draft and edit out all the mistakes of fact and grammar I am sure you haven't had time to research and edit.
A good re-edit alone, would save forests of trees while cutting the size of your book down by at least 90 percent.
I won't charge you a thing other than you agree to dedicate the book to Ghostbuster and I for our inspiration in motivating you to cure this malaise within the vast evil empire of conspirators amongst the brothers.
I've already uncovered one mistake so huge it almost makes me laugh that any reader would take you serious. |
Edited by - JimF on 01/28/2004 21:32:33 |
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O&P History Question
Forum Locked
Topic Locked
