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jlombardo
USA
212 Posts |
 Posted - 11/07/2003 : 06:04:05
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What are "CERTAIN OTHER ADJUSTERS???"
12. INSURANCE COMMISSIONER JOHN GARAMENDI DECLARES "EMERGENCY SITUATION" IN SOUTHERN CALIFORNIA COUNTIES - INSURERS ALLOWED TO EXPAND USE OF ADJUSTERS IN RESPONSE TO THOUSANDS OF HOMEOWNER CLAIMS
LOS ANGELES - Due to the unprecedented destruction caused by Southern California wildfires, I have today declared an Emergency Situation in the following areas, per Section 14022.5(a) of the California Insurance Code: San Diego, San Bernardino, Ventura, and Los Angeles counties. This action will allow insurers to use certain additional adjusters as resources to help cope with the enormous demand that will come from affected homeowners. As these additional adjusters enter the market, I will continue to vigorously enforce the law as it applies to the use of these and all other adjusters. Be assured that the Department of Insurance will also continue its efforts to provide help and support to all who have been impacted by the fires
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olderthendirt
USA
370 Posts |
Posted - 11/07/2003 : 06:47:18
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| It sounds good for the voters, but did he really say anything? Maybe he means that he is going to collect the names for ease of future litigation. |
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1NuCat2
10 Posts |
Posted - 11/07/2003 : 07:28:57
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| Does that mean they are expecting a huge # of claims to start rolling in? |
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KLS
USA
10 Posts |
Posted - 11/07/2003 : 10:08:52
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| If we read the statute, the commissioner is required to issue this emergency order so that non-CA licensed adjusters can be assigned claims. Without the order only CA licensed adjusters could be used. The vendors/insurers still have to assign a CA licensed person to be responsible for the work these non-CA licensed adjusters do though (a liability I would not want to bear personally in such a litigious state). In essence it is a formality we see in most other states when the state is faced with major CAT losses. The statute states that there is a 180 day window with a 180 day extension possible for these non-CA licensed adjusters to work. Many states limit the time to as little as 90 days (KY). It bears repeating again here that if you want to be called and work more, get your advanced adjuster certifications/training and have those state licenses in place where you want to work most. |
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Bill Hill
USA
10 Posts |
Posted - 11/08/2003 : 09:48:02
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I have been in San Diego Area for about one week. Deployed here by a vendor that I worked for in NC without any problems. The vendor called myself and two others based on information which turns out to be wrong, i.e. the claims were not there. I've spoken to several people out here in the business and basically the claims are not surfacing yet. Sure the total losses are being reported but there are a lot of claims involving just the outbuildings, trees, plants, etc. These could be substantial losses if you stop and think about it. 5% of cov A , etc. see what I mean. I thought CA people were claims aware.
This has been a big LLLoser for me to date. I'm going home in a few days if things don't start popping. By the way the fire fighters did an outstanding job of saving many homes out here. The insurance industry ought to kick in and award each fireperson 1K as a Christmas bonus. |
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Red
24 Posts |
Posted - 11/09/2003 : 18:47:31
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Bill, You can bet your sweet rearend the CA folks are claims aware.
You can also be assured they probably know the policy better than
most of the adjusters that are working the claims. They are just waiting for their Attorney. He will postpone til the very last minute so they can file a DOI complaint. Tell ya folks this maybe one of the biggest nightmares to come along since the EQ. |
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danmeler
25 Posts |
Posted - 11/11/2003 : 06:57:09
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| Email from my buddy working the fires. On T/E for Farmers doing total losses. Working 16+ hours a day has so far made about $500 per (day his share of the billing). When it comes to working large losses I'd put this guy up against ANYONE for speed and quality...he's as good as they come. This is far less than he expected and at this point he's wishing they'd put him on a daily instead of T/E. Says among other impediments, there's tons of paperwork California requires that he was not familiar with. As you might expect, his expenses are sky high...they paniced (sp?) and forced him to fly there (then wait for 2-3 days for any claims) so he's driving a rental car. |
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345
USA
28 Posts |
Posted - 11/11/2003 : 20:12:12
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| Received word from IA in CA working USAA on daily rate. They instructed several IA's to turn in their files and this was their last day on the payroll. |
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jlombardo
USA
212 Posts |
Posted - 11/12/2003 : 07:15:21
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| Were they asked to turn their files in due to poor handling, or has USAA freed up enough of their staff people to conclude the volume of claims??? |
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345
USA
28 Posts |
Posted - 11/12/2003 : 17:12:03
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| Not poor handling, adjuster many years experience and lots of files w/USAA. Assume that files were reassigned to staff people. |
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jlombardo
USA
212 Posts |
Posted - 11/12/2003 : 17:23:41
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345,
Thanks for the response....Seems like USAA is starting to alienate the IA s........Hope your friend did enough to cover expenses and then some...... |
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rrr6pk
USA
2 Posts |
Posted - 11/13/2003 : 08:43:54
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In response to Bil Hill's post of 11/8.
Many people in California are claims aware.
We have seen a large drop in claims in Califonia over the last couple of years, much of it due to tougher underwriting. People just do not want to be cancelled due to claims frequency. Especially in brush areas.
MOLD did a number on everyone in the industry but things will change as they always do.
Maybe, you can get some work from the freak hailstorm that occurred yesterday in South Central L.A.
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betadjuster
4 Posts |
Posted - 11/13/2003 : 20:34:19
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| What's the deal with the fires anyway. Are IA's getting work or are the claims being handled in house? Can someone at ground zero give us an idea what is going on? |
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sseale
4 Posts |
Posted - 11/14/2003 : 13:57:44
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| Moved to the CLassified. |
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danmeler
25 Posts |
Posted - 11/21/2003 : 10:30:47
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| Friend of ours working fires in the Lake Arrowhead area for State Farm on a daily rate....her share is about $425 per day. No idea how long she might be there, but is just hoping not to be released before making a FEW dollars.....which if you ask me, is ALL she can hope to make at that rate no matter how long she's there. OUCH!! |
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Update on Fires in California
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