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danguyer

USA
26 Posts

Posted - 03/05/2004 :  10:23:10  Show Profile
Let's see! Let me get this right. I pay a contractor $75 to gain access on a 2 story roof and I can make $27. I get to take s**t from the insured for not finding any damage on their roof and for bringing what is perceived my contractor on the site. I then get a conflict of interest lawsuit thrown at me for bringing my contractor onto the site. All that for a whopping $27.

WAIT!! It gets better.

$27 x 8 (inspections per day) = $216 per day

$216 - $80 (hotel & meals) = $136

$136 - $30 (gas, supplies & misc.) = $106

All that for 106 / 8 = $13.25 per file. That's great. Where do I sign up!!

This does not count the 1000+ miles I had to travel to get to the storm. I may not even make enough money to get home. Isn't that wonderful!! NOT!!!





Dan Guyer
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goose

57 Posts

Posted - 03/05/2004 :  10:43:36  Show Profile
Anybody remember the Grand 'Ol Opry comedian, Jerry Clower? One of his stories involved a trained monkey with a pistol that would go to the top of a tall tree to evict the racoons after the dogs had treed 'em. I would PAY 13.25 to see that.
"No, Bingo, shoot the one with shorts on, HE is the roofer, not the one with the clipboard. He's the one with the peanuts they paid him with."
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CCarr

Canada
1200 Posts

Posted - 03/05/2004 :  11:15:09  Show Profile
Dan, unfortunately, if after ascending the roof via the rented ladder, you do not find any damage, the math that you have used has to be further discounted; i.e. you no longer even net the $27 after ladder rental, you would actually be in the hole according to too many of the fee schedules available.

You could only net the chump change you noted if in fact there was $3000 to $5000 in insured damage that was found, documented, and reported on.

Ray, sorry big fella for what seemed like a rude step on your toes, nothing personal intended. But, the focus of the thread was related to a classified ad as the opening post, that turned into an economic review of that option.
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JimF

USA
1014 Posts

Posted - 03/05/2004 :  12:45:20  Show Profile
It strikes me that those reading all about how much one can or cannot make working on any particular fee schedule aren't making anything by intellectually dissecting a subject and then beating it to death. It's a great topic perhaps for a morning's coffee klatch for the old retired and newbee adjusters, but not very productive for the rest of the seasoned adjusters.

On an overall basis, those sitting at home not working on a fee schedule are making nothing. Nada. Zilch. Zero.

It's a heck of a lot more fun out here working than it is sitting by your phone waiting for it to ring. Get off your butts and do something to make your phones ring. Take a class. Get a designation. Call on some vendors. Send out your resume to new vendors. Attend insurance events or your local claims association. Network. 90% of the fee schedules out there will put money in your pocket if you want to work, are capable of properly adjusting claims, have the tools, equipment and knowledge, and have the initiative to sell yourself.

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JimF

USA
1014 Posts

Posted - 03/05/2004 :  12:51:35  Show Profile
BTW, the answer to the previous question is simple: Buy a 2 story ladder and learn how to use it.

This ain't the business for wimps and whiners.

Obviously some of you have way too much time on your hands and apparently absolutely nothing to do.

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CCarr

Canada
1200 Posts

Posted - 03/05/2004 :  14:21:40  Show Profile
Oh Oh, in years gone by I was told to send out an alert if I noticed a 'bad hair day' happening (by edit I best add) - to a certain someone; so tweet tweet, that's my whistle.

I've earned my keep for the week, but slap my ass and call me Jill, for wasting time on an economic assessment parody of renting a ladder.

If I might have distracted anyone with such foolishness, you damn well better get back to work, and be quick about it; and don't come up for air until you have memorized a new term or billed a piece of work.

Edited by - CCarr on 03/05/2004 14:45:22
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JimF

USA
1014 Posts

Posted - 03/05/2004 :  14:41:18  Show Profile
So so sorry to hear you're having a 'bad hair' day!

But Thanks for alerting us!

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KileAnderson

USA
875 Posts

Posted - 03/05/2004 :  16:03:33  Show Profile
Jim, are you are starting to sound like me. You better get some sleep.
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JimF

USA
1014 Posts

Posted - 03/05/2004 :  16:26:38  Show Profile
Kile, since you are out here in the field like me, no doubt you would not even think about "renting a ladder" or even "renting a roofer" to inspect your claims. We'll leave such amusing topics for the armchair quarterbacks and the ivory tower boys who wouldn't know the north end from the south end of a ladder anyway.

I can't imagine any seasoned adjuster even taking such a foolish idea as proposed by Doctor Roof of renting a ladder seriously. Ignorance, as they say, is bliss.

I have never been on a storm where there wasn't an adjuster around able and willing to help or even handle a steep or high roof when a newer, older or more fearful adjuster couldn't inspect a roof, for whatever reason, be it fear or lack of proper training or equipment.

Further, I have found most roofers more than willing to assist or even climb the steep or dangerously tall roofs for free whenever asked to do so by an adjuster who cannot for whatever reason ascend a roof.

Yes, there are some roofs next to impossible to climb unaided, but it never hurts an adjuster simply to turn the dangerous roof file back in to a carrier or vendor with an explanation.

Climbing roofs comes with the territory of being an adjuster, and for those frail of heart, perhaps they need to find another vocation which will allow them to coast along in an safe easy arm chair environment somewhere.

It does highlight my day in amusement that others would waste so much time on such a useless topic as renting a ladder from a roofer instead of either furthering their personal growth or discussing the very real changes which you and I are seeing in adjusting take place out here. But since you're out here working Kile, you and I already know that. Armchair quarterbacks don't!


Edited by - JimF on 03/05/2004 16:35:32
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goose

57 Posts

Posted - 03/05/2004 :  17:28:58  Show Profile
BWAHAHAHAHAHAHAHA! Sic 'em Jim. I spit coffee on my monitor from that one. I probably shouldn't laugh, though. I have been writing contents lists so much, that I may need retraining this year in order to remember how get the ladder off the rack.
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