Virtual Claims Adjuster
08 March 2015
Notice Issued to Protect Oklahomans Who Have Earthquake Insurance

Notice Issued to Protect Oklahomans Who Have Earthquake Insurance

OKLAHOMA CITY – The Oklahoma Insurance Department is taking a proactive step to protect Oklahomans who buy earthquake insurance. Today the Department released a bulletin to property and casualty insurance companies to address important issues surrounding earthquake insurance. 

“We want to make sure everyone is clear on earthquake insurance,” said Oklahoma Insurance Commissioner John D. Doak. “Oklahomans need to know what they are buying. Insurers need to know my expectations regarding the interpretation of polices.  And adjusters need to know how to evaluate an earthquake claim.”
02 March 2015
Legislators Introduce Bill To Change Adjuster Licensing In Florida

Legislators Introduce Bill To Change Adjuster Licensing In Florida

LEGISLATORS INTRODUCE BILL TO CHANGE ADJUSTER LICENSING IN FLORIDA NEW PROPOSED LAW TO REQUIRE ADJUSTERS TO TAKE THE STATE TEST Currently, adjuster candidates who obtain an approved designation are exempt from taking the state licensing test. On February 24, 2015 two bills were introduced into the FL Legislature. 
06 February 2015
Wyoming Adjuster Licensing Information

Wyoming Adjuster Licensing Information

Legal Authority:  

Pursuant to Wyo. Stat. § 26-9-219(c), a Wyoming adjuster’s license is required unless the loss is of an unusual, uncommon or unique nature requiring special expertise or knowledge not readily available among adjusters licensed in this state, or for the adjustment of a series of losses resulting from a catastrophe common to those losses. This form may be used to register emergency adjusters who will be employed by an insurer in the state of Wyoming for a time frame of 90 days. This form is not an application for a permanent adjuster license.
06 February 2015
Alaska Independent Adjuster Licensing Information

Alaska Independent Adjuster Licensing Information

Independent Adjuster
An independent adjuster represents the interests of the insurer.

You need an independent adjuster license to adjust claims on behalf of an insurer that is not your employer.

Reciprocal Nonresident License
You are required to hold an independent adjuster license in your home state to qualify for a reciprocal license.

If your home state does not offer an independent adjuster authority, you will need to pass the Alaska Adjuster exam, and Alaska will be your designated home state.

(the above is from the state's website.

Unlicensed Adjuster Single Loss or Catastrophe

Does Alaska have any special provisions that apply to adjusters who may need to only adjust
a single loss or adjust catastrophe losses?

Yes. A nonresident independent adjuster, who is not Alaska-licensed but who is licensed and in
good standing in his or her home state may act as an adjuster and adjust a single loss in this state
during a calendar year, or may act as an adjuster and adjust losses arising out of a catastrophe
(which is declared by the director) if, within 10 days after the start of the investigation or
adjustment, the nonresident adjuster advises the director in writing of the adjustment (AS
21.27.860(a)).

An unlicensed adjuster is required to comply with the Unfair Claims Trades Practices
Regulations. 

06 February 2015

Alabama Independent Adjuster Requirements

Definition

An "independent adjuster" is a person who, for compensation as an independent contractor or as an employee of an independent contractor, undertakes on behalf of an insurer to ascertain and determine the amount of any claim, loss, or damage payable under a contract of property, casualty, or workers' compensation insurance or to effect settlement of such claim, loss, or damage. Ala. Code § 27-9A-3.
08 August 2014

Declaration From The State Insurance Commissioner Regarding Assistance Of Nonresident Unlicensed Adjusters

Pursuant to Hawaii Revised Statutes (“HRS”) § 431:9-201(b), Insurance Commissioner Gordon I. Ito has determined that nonresident adjusters can operate in the state without a Hawaii license to assist with the anticipated amount of work that could be more than current capacity in the islands. 

The Insurance Division wants to ensure that adjusters and insurance companies will be able to respond to the homeowners' needs within a reasonable time.  Nonresident adjusters must comply with the following in order to operate in the state without a license pursuant to this statute for up to 30 days from the date of registration:  see the attached pdf for additional details

06 June 2014
Texas Department of Insurance - COMMISSIONER'S BULLETIN #B-0014-14

Texas Department of Insurance - COMMISSIONER'S BULLETIN #B-0014-14

TO: ALL COMPANIES, CORPORATIONS, EXCHANGES, MUTUALS, RECIPROCALS, ASSOCIATIONS, LLOYDS, OR OTHER INSURERS WRITING PROPERTY AND CASUALTY INSURANCE IN THE STATE OF TEXAS AND TO THEIR REPRESENTATIVES AND AGENTS, AND TO ADJUSTERS, PUBLIC ADJUSTERS, ROOFING CONTRACTORS, AND THE PUBLIC GENERALLY

RE: House Bill 1183

 The Texas Department of Insurance issues this bulletin to remind insurers, insurance adjusters, and public insurance adjusters that the 83rd Texas Legislature (2013), enacted House Bill 1183, effective September 1, 2013, which establishes prohibited conduct of insurance adjusters, public insurance adjusters, and roofing contractors. 
20 May 2013
Major damage' as huge tornado rips through neighborhoods south of Oklahoma City

Major damage' as huge tornado rips through neighborhoods south of Oklahoma City

A monster tornado packing winds as strong as 200 mph roared through the Oklahoma City suburbs Monday, pulverizing block after block of homes, wrecking an elementary school and leaving fires burning out of control.

Crews were frantically searching an estimated 30 square miles of wreckage and only beginning to get a sense of the destruction as night fell. Initial reports from NBC affiliate KFOR said at least four people were killed in the suburb of Moore, including a mother and child, and hospitals reported several dozen injured.

28 February 2013
Christie Administration Announces Insurance Mediation Program to Expedite Sandy-Related Claims

Christie Administration Announces Insurance Mediation Program to Expedite Sandy-Related Claims

Trenton, NJ - Continuing the Administration's commitment to assist New Jersey residents in swiftly resolving their Sandy-related insurance claims, Governor Chris Christie and New Jersey Department of Banking and Insurance (DOBI) Commissioner Ken Kobylowski announced the release of a Request for a Qualification (RFQ) to establish a new mediation process that gives consumers the option to settle disputed cases without resorting to costly and time consuming lawsuits.

"This process is needed to help alleviate the hardship being experienced by residents whose property was damaged or destroyed by Sandy," said Governor Christie. "As of February 15, the percentage of claims closed is now 87% overall and 91% for homeowners. This mediation program is an opportunity to expediently resolve outstanding claims so that residents can continue to rebuild their lives."

22 February 2013

New York reports more than 270,000 insurance claims paid after Sandy

"More than 270,000 claims have been paid by 24 insurers since Hurricane Sandy damaged and flooded Staten Island and other parts of New York City as well as Long Island and its suburbs last fall, New New York officials report."

"The average time from claims report to inspection ranged from three days for Arch Insurance Group, with 242 commercial claims, to 20 days for State Farm with 55,592 claims, noting its wide array of claims, complexity and damage severity."

12345
Upcoming Events