Roof ESX

Tags - Popular | FAQ  

PrevPrev Go to previous topic
NextNext Go to next topic
Last Post 01/06/2009 1:22 PM by  BobH
This is how I learned Cat Adjusting - IKE! - Check out these shots.
 35 Replies
Sort:
Topic is locked
Page 2 of 2 << < 12
Author Messages
HuskerCat
Veteran Member
Veteran Member
Posts:762


--
11/04/2008 9:34 PM
, who's next??
0
dcmarlin
Member
Member
Posts:110


--
11/04/2008 10:48 PM

Excellent album! 

Gimme a bottle of anything and a glazed donut ... to go! (DLR)
0
nanderson
Guest
Guest
Posts:3


--
11/05/2008 6:56 PM
Mr Kunze,

We where fortunate enough for them to all be within a short radius from each other. They where also located down on Crystal Beach, and I do not beleive they took longer then an hour. There was nothing left, so all that was needed was photos of the footprint of the supposedly correct plot (Help from GPS). My concern was the follow up work that was included in trying to discern whether or not the total loss was declared to be due to storm surge or wind. Obviously first instinct is that the storm surge caused the damage.
0
atlantaguy
Guest
Guest
Posts:7


--
11/14/2008 4:18 PM
Wow. I have been busy and haven't made it back to the forum. I had no idean there would be so many responses. I was mainly wanting to post the cool pics I got, but a couple people wanted to take what I said out of context. I said "good adjusters", I consider my friend a good aduster and I'm even confident in my own abilities, but I'm not the type of person to say I know everything. It was a learning experience as it will continue to be. I'm not like some of the fools I saw out there in the field who didn't know what hardieplank or a hip roof was??? I have a background in real estate appraisal and I owned a owner builder consulting company, so I know construction. Plus, if I have a question, I ask...and if I can't figure something out, I ask for help.

With Crystal Beach, the slab claims were not rebuilds. They basically wanted us to compile a report of the facts and document any remaining structures nearby and we got paid flat fee on a per file basis. The others were pretty easy to differentiate between flood and wind. There were evident water lines inside the properties.
0
LarryW
Member
Member
Posts:114


--
11/14/2008 9:11 PM
Posted By Shane Lee on 21 Oct 2008 12:53 PM
 
 This is how I learned Cat adjusting. A few weeks ago, I packed my bags and left Atlanta to come to TX and learn this business. My old neighbor was here working wind claims for Allstate in Houston, so I stayed with him. I have real estate appraisal experience and home rehab and construction experience, so this kind of work comes natural. We're using MSB and I also bought SIMSOL since someone else recommended it. As soons as I got here, we were deployed to Crystal Beach TX to work wind claims for Texas Wind. Here are some shots of the destroyed homes and neighborhoods. We couldn't get a hotel for days, so we spent the nights in the truck. We're doing total losses (just slabs and plings and wind (higher areas where there was no storm surge) - about 50/50.  

I love this business. We are rapping up about 25 claims right now. Not sure how many more will be coming down the pike, but If anyone needs good adjusters, let us know. My buddy is National flood certified as well. I live in Atlanta.
 
Shane, You started this post with the statement "a few weeks ago I packed my bags.... to learn this business. You finished with the statement that if anyone needs good adjusters, they should let you know. Those statements set the context.
 
Now you say some of the responses were taken out of context. Some folks know what words mean, some don't. The context is in the words. Perhaps the context is vague, perhaps you would like to clarify that context? Most of us on this website have taken thousands of pictures which are indistinguishible from those you posted. What is your point and what is your context?


 
 

 
 
 
 

 

 

 


No one is absolutely worthless, at the very least you can serve as a bad example.
0
atlantaguy
Guest
Guest
Posts:7


--
11/14/2008 9:53 PM
No. I just said "good adjusters" was taken out of context and someone took it as I had a month experience and felt I knew it all. I'm a smart guy, but I will always be learning no matter what business I am in. Life is a lesson. I had a good experience - that was my point. I thought I explained that in my post.

In the middle of the aftermath of this catastrophe, I met some great people, I talked with people who lost everything, and I made some new friends. Didn't like being away from my wife and two little girls, but I know this is something I will really enjoy for years to come.

0
LarryW
Member
Member
Posts:114


--
11/14/2008 9:59 PM
Shane,
Place your emphasis on taking care of those two little girls and the rest of it will all work out.
No one is absolutely worthless, at the very least you can serve as a bad example.
0
atlantaguy
Guest
Guest
Posts:7


--
11/14/2008 10:13 PM
Thanks Larry. I surely will.

What do you guys do when there isn't a catastrophe? I met some people who do auto claims, every day home claims, and some who sell RV's. What do you guys/gals do in your down time between CAT's?
0
okclarryd
Veteran Member
Veteran Member
Posts:954


--
11/14/2008 10:20 PM
I find that a really good nap is a worthwhile endeavor.
Larry D Hardin
0
BobH
Veteran Member
Veteran Member
Posts:759


--
11/14/2008 10:24 PM
Posted By Shane Lee on 14 Nov 2008 10:13 PM
What do you guys do when there isn't a catastrophe?
I do "daily claims" (pipe leaks, occasional fires, vehicle vs. building, etc.) so I can keep my skills sharp.  The only way to make a living at it is to get very loaded up with lot's of claims to work (not always easy to achieve) then you have lot's of commitments and things you are responsible for. 
Hard to abandon them, and so there are very late nights getting wrapped up to leave town.  No "daily claim" employer wants a storm adjuster who comes and goes, with some exceptions (vendors who do both daily and Cat). 
 
With "daily claims" there can be a wide variety, with a much stronger need to read the policy as it applies to each loss, they aren't all a hurricane.  You will do liability claims, Construction Defect invest, attend settlement conferences, etc.
 
I have friends who have gone back and forth over the years, and some have established a strong enough local gig that they make a living in their own town.  With a family, you may want to consider that.  They don't let me breed, so it isn't so hard for me.
Bob H
0
atlantaguy
Guest
Guest
Posts:7


--
11/14/2008 10:26 PM
Napping sounds great. I haven't taken a nap in 5 years. I don't know why?? I'll have to ask my 5 year old.
0
atlantaguy
Guest
Guest
Posts:7


--
11/14/2008 10:31 PM
I met a guy in Texas who lives here in Atlanta who does "daily claims" like you mentioned. We actually get a lot of hail here in the spring, so I am looking into that until the next storm. Sorry about the not being able to breed, hope they at least let you practice.
0
okclarryd
Veteran Member
Veteran Member
Posts:954


--
11/14/2008 10:43 PM
I used to practice but my Mommy caught me and gave me a whuppin
Larry D Hardin
0
BobH
Veteran Member
Veteran Member
Posts:759


--
11/14/2008 10:49 PM
Posted By Shane Lee on 14 Nov 2008 10:31 PM 
We actually get a lot of hail here in the spring, so I am looking into that until the next storm.
Hope you find work.   Check out http://www.haagengineering.com/ and send off for http://www.haageducation.com/pub_vi...roductID=2">their field guide.
If you google the subject there are some http://ams.confex.com/ams/pdfpapers/45858.pdf">good PDF doc's online that have info that will help ID the covered damage
 
Also go here http://ams.confex.com/ams/11aram22s...m and download the "extended abstract" which is a 2 1/2 meg PDF doc with good info.

Bob H
0
Jud G.
Advanced Member
Advanced Member
Posts:509


--
01/06/2009 12:29 PM
I'll chime in. The above posts highlight one possible reason that these new adjusters may have succeeded. One quality that makes a good adjuster these days is the ability to swallow your pride just so you can adapt to new procedures and ways of doing things- regardless of how redundant or apparently foolish they may seem.

I used to know what 'industry standard' was until I became a multi-vendor, multi-line, independent adjuster. The term 'industry standard' sounds more and more cliche and lacks little, if any, significant meaning.
0
BobH
Veteran Member
Veteran Member
Posts:759


--
01/06/2009 1:22 PM
Posted By Jud Gardner on 06 Jan
...I used to know what 'industry standard' was until I became a multi-vendor, multi-line, independent adjuster...
Yeah, no kidding.  Most of my 18 year adjusting experience has been "multi-vendor" receiving a wide variety of different lines, carrier assignments daily.  It is amazing to see how different carriers do things. 

It often comes down to the irreducible minimum of the newly hired person at the desk you are reporting to, afraid to make a decision.  Afraid to spend $$, not seeing the big picture of the basic principle of Insurance (the law of large numbers, able to easily pay the losses you owe as you collect premiums from many more Insureds than will have claims).
Then you get really great carriers and individual people who understand "if it is gray, then we must pay" in terms of ambiguous or vague policy language, and they side with the Insured, "what will benefit the Insured" within the policy language.  Courts have said this, you consider it a stable truth, then work for "Carrier B" who thinks you are giving away the store with their hard earned money.
Bob H
0
Topic is locked
Page 2 of 2 << < 12


These Forums are dedicated to discussion of Claims Adjusting.

For the benefit of the community and to protect the integrity of the ecosystem, please observe the following posting guidelines: 
  • No Advertising. 
  • No vendor trolling / poaching. If someone posts about a vendor issue, allow the vendor or others to respond. Any post that looks like trolling / poaching will be removed.
  • No Flaming or Trolling.
  • No Profanity, Racism, or Prejudice.
  • Terms of Use Apply

    Site Moderators have the final word on approving / removing a thread or post or comment.