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Last Post 08/26/2010 11:22 PM by  CatAdjusterX
Questions about the claim adjuster business
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ChuckDeaton
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08/21/2010 10:09 AM
"you make lots of money in a short period of time," are you teaching seminars, Olegred, I, for one, would like to get in on that.
"Prattling on and on about being an ass with experience doesn't make someone experienced. It just makes you an ass." Rod Buvens, Pilot grunt
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Olegred
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08/21/2010 1:31 PM
yeah, I do, get 25 + licenses, know thy Xact, be on roster with multiple vendors, do your work right and money will come.
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Bobabooey
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08/21/2010 2:52 PM
I assume you don't have kids.
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ChuckDeaton
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08/21/2010 8:21 PM
Olegred, we have all waited with bated breath for news regarding your success, a passing score on the New York state General Adjusters licensing test. I, for one, contiure to wait.
"Prattling on and on about being an ass with experience doesn't make someone experienced. It just makes you an ass." Rod Buvens, Pilot grunt
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Bobabooey
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08/21/2010 8:47 PM
Olegred does not have to worry about juggling travel and kids because for kids to be in the picture a female has to be in involved somewhere along the line.
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claims_ray
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08/22/2010 1:34 AM
Your assuming that Olegred is a male and/ or straight.
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Bobabooey
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08/22/2010 7:47 AM
I'm assuming he is a male and I know that 2 males don't equal babies. Therefore he won't ever have to make the tough decisions about whether to leave the family and to chase storms. He may be able to get married soon if he lives in California-we will have to wait and see. That's one of the drawbacks that the young bucks can't see-the fact that you will probably have kids one day and will probably miss a lot of stuff like baseball games and stuff because you are on the road but that's part of the job. It's part of a lot of jobs.
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Ol' Ghost
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08/22/2010 2:43 PM
Now, Now, let's all excercise a modicum of decorum towards our 'young buck' Olegred. From his posts over the past year he has fallen off a roof yet somehow survived, became disenchanted with the ALL HOLY HURRICANE PROGNOSTICATORS, and if telling the truth, has matriculated various insurance courses. From my standpoint, he is well on his way in paying his dues around here.

Yes, he can be mouthy and rambunctious. But, so were we in our tender and callow years. I think he's coming right along. Now, if he was to bring in a box of doughnuts to go with a new fairy tale, i.e. a claims war story, and ask for a clarification on a deductible application, I'd see to it he was granted full and honorable citizenship in the Rites of Passage of Storm Trooping.

What do you think?

Ol' Ghost
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ChuckDeaton
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08/22/2010 8:13 PM
The tale I want to hear is the tale of the New York General Adjuster's test, pass or fail, and unimpeachable proof.
"Prattling on and on about being an ass with experience doesn't make someone experienced. It just makes you an ass." Rod Buvens, Pilot grunt
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johnpostava
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08/23/2010 3:34 PM
j,
I am 53.  First 5 years with Firemans Fund (2 years after graduation from college).  Learned policy, coverages, dealing with good and bad peeps and knowing the difference.  Got on their cat team.  Did that for a while.  Got DIVORCED!  Started up my own shop (local and first then moved into cat).  Started a software company at 29.  Both (that God) are still thriving.  My advise.  If you want to be a CAT adjuster, start as a STAFF adjuster and make the move when you are ready.  STAFF is great for the married man because when you do cat for a carrier the extra money is great and you still have the cushion to pay for the family.  CAT work is for close-to-retirement guys or guys that have a trust fund or some other way to get the money in the door!  Just my 2 cents! Good luck wiith the family and in life....
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Olegred
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08/23/2010 3:46 PM
Posted By ChuckDeaton on 21 Aug 2010 08:21 PM
Olegred, we have all waited with bated breath for news regarding your success, a passing score on the New York state General Adjusters licensing test. I, for one, contiure to wait.

I passed it couple of months ago, now waiting on my license, it was pretty easy
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Olegred
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08/23/2010 3:49 PM
Posted By Ol' Ghost on 22 Aug 2010 02:43 PM
Now, Now, let's all excercise a modicum of decorum towards our 'young buck' Olegred. From his posts over the past year he has fallen off a roof yet somehow survived, became disenchanted with the ALL HOLY HURRICANE PROGNOSTICATORS, and if telling the truth, has matriculated various insurance courses. From my standpoint, he is well on his way in paying his dues around here.

Yes, he can be mouthy and rambunctious. But, so were we in our tender and callow years. I think he's coming right along. Now, if he was to bring in a box of doughnuts to go with a new fairy tale, i.e. a claims war story, and ask for a clarification on a deductible application, I'd see to it he was granted full and honorable citizenship in the Rites of Passage of Storm Trooping.

What do you think?

Ol' Ghost

Ghost, you are being too kind, your buddies might frown at that.
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Ray Hall
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08/23/2010 6:01 PM
Well good job. Olegred, since you are a "pasted the test" for a NY General adjusters license, please tell some of the less informed about how to save 100 man hours of time at the next speech session after a monster hurricane. Assume 200 people attend the meeting. The policy form is the ISO HO-3 latest addition.
 
Please give us the definition of the following, debris and tree debris. The 3nd question is their any difference ? 3. Is their any limit for windstorm losses ? 4 Why is tree debris differant from debris. What is the trigger word for debris removal cost .While you are talking throw in NFIP coverage, if any.
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CatAdjusterX
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08/23/2010 6:51 PM
Posted By johnpostava on 23 Aug 2010 03:34 PM
j,
I am 53.  First 5 years with Firemans Fund (2 years after graduation from college).  Learned policy, coverages, dealing with good and bad peeps and knowing the difference.  Got on their cat team.  Did that for a while.  Got DIVORCED!  Started up my own shop (local and first then moved into cat).  Started a software company at 29.  Both (that God) are still thriving.  My advise.  If you want to be a CAT adjuster, start as a STAFF adjuster and make the move when you are ready.  STAFF is great for the married man because when you do cat for a carrier the extra money is great and you still have the cushion to pay for the family.  CAT work is for close-to-retirement guys or guys that have a trust fund or some other way to get the money in the door!  Just my 2 cents! Good luck wiith the family and in life....


Hi John
 
Nice post, I must tell you that I agree with you and congrats on your continued success.
 
Whilst my site caters to the newer adjuster, I believe as you do that the best avenue to success is that path of a staff adjuster who then decides to go the CAT route.
 
In my honest opine
 
I cannot understand ANYONE who would make a conscious choice to enter our industry from the onset of their careers WANTING to be a CAT adjuster, who would willingly go into an industry so erratic, high failure rate, long periods of unemployment.
 
I did it, but I kinda fell into the industry by accident, but for the grace of god I made it and got on with a firm that took care of me.
 
I believe succeeding as a rookie CAT adjuster is sadly all too rare these days, which is why I try to give back and help those that are now in the position I was in 7 yrs ago.
 
I would tell anyone not already in the industry and those thinking about becoming an adjuster , don't do it unless you can go the staff route or like John stated "a trust fund baby"
 
Now for those who already have dollars invested in equipment/licensing, I will help them anyway I can , but staff is truly the best way to go as you get paid to learn our industry as opposed to the trial by fire by which a new CAT adjuster will go through.
 
 
 
 
 
Robby Robinson 
"A good leader leads..... ..... but a great leader is followed !!" CatAdjusterX@gmail.com
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CatAdjusterX
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08/23/2010 6:55 PM
Posted By Ray Hall on 23 Aug 2010 06:01 PM
Well good job. Olegred, since you are a "pasted the test" for a NY General adjusters license, please tell some of the less informed about how to save 100 man hours of time at the next speech session after a monster hurricane. Assume 200 people attend the meeting. The policy form is the ISO HO-3 latest addition.
 
Please give us the definition of the following, debris and tree debris. The 3nd question is their any difference ? 3. Is their any limit for windstorm losses ? 4 Why is tree debris differant from debris. What is the trigger word for debris removal cost .While you are talking throw in NFIP coverage, if any.


Hello Ray
 
Great post with one exception , question #4 answers question #3
 
 
 
Robby
"A good leader leads..... ..... but a great leader is followed !!" CatAdjusterX@gmail.com
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Olegred
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08/23/2010 8:19 PM
Posted By Ray Hall on 23 Aug 2010 06:01 PM
Well good job. Olegred, since you are a "pasted the test" for a NY General adjusters license, please tell some of the less informed about how to save 100 man hours of time at the next speech session after a monster hurricane. Assume 200 people attend the meeting. The policy form is the ISO HO-3 latest addition.
 
Please give us the definition of the following, debris and tree debris. The 3nd question is their any difference ? 3. Is their any limit for windstorm losses ? 4 Why is tree debris differant from debris. What is the trigger word for debris removal cost .While you are talking throw in NFIP coverage, if any.

differant?  Ray, use freaking spelling check... It's high time for you to retire COMPLETELY and stop polluting this forum with your senile nonsense ...
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Ray Hall
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08/23/2010 8:27 PM
Olegred, I have thought about retirement, but I am trying to get in a position to chase your loud mouth out of the biz.
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Ray Hall
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08/23/2010 8:43 PM
OLegred, which lines of the 165 line NY standard fire policy is the ones that affords coverage for the tenants improvements ?
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Ray Hall
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08/23/2010 8:57 PM
I met a real sharp young man who got into the biz.after Rita in 2005. Did real well, always gone, had a new rig with a 5th wheel, collected unemployment when no storms, but worked more than 90% of all the cat. adjusters.
 
Within the last 60 days he called and wanted some leads to get on with a local IA and a personal nudge by me. He said his 2nd child and 6 year old son is too important to loose out on raising his kids, and not having any "life" or time for them.  I hope he landed; BUT all his back ground in claims is Storm Claims.  To a local IA firm this is a minus.... most feel they have to recalibrate a storm trooper. I think they are correct.
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Olegred
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08/23/2010 9:12 PM
all of you old school ppl bragging about years of experience forget one simple thing - world changes... as of right now ability to find the info combined with ability to use estimating programs and computers in general if not more important than actual knowledge then balances out lack of that knowledge.
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