NFIP Residential Condominium Building Association Policy (RCBAP)

"FEMA Form F-144: The Dwelling Forms effective date is Oct. 1, 2021. All NFIP claims reported on or after this date will be reviewed, coverage interpreted and adjusted using this policy form. The Residential Condominium Building Association Policy Form is issued to a residential condominium association on behalf of the association and unit owners."

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A. Coverage A—Building Property
We insure against direct physical loss by or from flood to:
1. The residential condominium building described on   the Declarations Page at the described location,including all units within the building and the improvements within the units.
2. We also insure such building property for a  (Excerpt from the Policy)

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source: NFIP

Updated: 1/8/2026