Hurricane and Windstorm Deductibles

CADO Admin

The source of the information below is the Insurance Information Institute, iii.org

Nineteen states and the District of Columbia have hurricane deductibles: Alabama, Connecticut, Delaware, Florida, Georgia, Hawaii, Louisiana, Maine, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Texas, Virginia and Washington DC. Listed below are reports for these states detailing hurricane deductibles.

 


Historical Hurricane Tracks

CADO Admin

Subject: Historical Hurricane Tracks
Description: The Historical Hurricane Tracks tool is an interactive mapping application that allows you to easily search and display Atlantic Basin and Eastern North Pacific Basin tropical cyclone data. 

Source: NOAA Climate.gov 
 


Identification of Water Damages in Adjusting Hurricane Claims for Water Losses Other Than Flood

Source: North Carolina Department of Insurance

CADO Admin

....

In adjusting hurricane damage claims for homes within the 1968-1997 applicable residential code period, it is important that the inside of the walls be checked more carefully than
newer construction to ensure that moisture hasn’t seeped into the walls that will eventually result in mold and interior wall rot. If adjusters do not look for moisture build-up trapped inside the wall, then this damage could be missed, causing mold and rot to proliferate and resulting in bigger problems for homeowners in the future.

...


ATLANTIC BASIN SEASONAL HURRICANE FORECAST FOR 2016

Updated: 7/1/2016

CADO Admin

ATLANTIC BASIN SEASONAL HURRICANE FORECAST FOR 2016
Forecast Parameter and 1981-2010
Issue Date 1 June 2016 - Updated 7/1

  • Information obtained through July 2016 indicates that the 2016 Atlantic hurricane
    season will have activity near the median 1981-2010 season. There remains considerable
    uncertainty with this forecast which we outline in the following paragraphs.
    We estimate that 2016 will have an additional 5 hurricanes (median is 6.5), 11
    named storms (median is 12.0), 50 named storm days (median is 60.1), 20 hurricane days
    (median is 21.3), 2 major (Category 3-4-5) hurricane (median is 2.0) and 4 major
    hurricane days (median is 3.9). The probability of U.S. major hurricane landfall is
    estimated to be about 95 percent of the long-period average. We expect Atlantic basin
    Accumulated Cyclone Energy (ACE) and Net Tropical Cyclone (NTC) activity in 2016
    to be approximately 90 percent of their long-term averages for the remainder of the
    season.

    (the above is from the Department of Atmospheric Science Colorado State University Forecast)

ICAT Damage Estimator

CADO Admin
Subject: ICAT Damage Estimator
Description
From the site:

ICAT developed this website to provide easy access to historical hurricane damage information. All information is open source and based upon publicly available data. The data has been normalized to reflect current inflation, wealth, and population from what existed at the time of the actual storm activity.

It is our expectation that this website will be a useful tool to media sources, local, state, and federal public officials, the scientific and academic community, the insurance and reinsurance industries, and to other interested individuals.

For more information about navigating and searching the data in this website, see the “How to Use This Site” section. For details about the open source data, see the FAQ section.

ICAT extends special thanks to Joel Gratz formerly of ICAT Holdings for his initiative and vision to create and launch the ICAT Damage Estimator, and to Dr. Roger Pielke Jr. of the University of Colorado for his scientific and academic leadership, and his drive to deliver important and relevant information to the broader community.


URL: http://www.icatdamageestimator.com/
Source: ICAT
Site Section: Storm Reports

NOAA Factsheet - Hurricanes and Oil Spill

CADO Admin
Subject: NOAA Factsheet - Hurricanes and Oil Spill
Description
From the document;
 
 What will happen to a hurricane that runs through
this oil slick?
• Most hurricanes span an enormous area of the ocean (200-300 miles) — far wider than the current size of the spill.
• If the slick remains small in comparison to a typical hurricane’s general environment and size, the anticipated impact on the hurricane would be minimal.
• The oil is not expected to appreciably affect either the intensity or the track of a fully developed tropical storm or hurricane.
• The oil slick would have little effect on the storm surge or near-shore wave heights.
 
To read more you can download the pdf below. 

URL: http://www.noaa.gov/
Source: NOAA
Related FileNOAA_fact_sheet_on_hurricanes_and_oil_spills.572167
Site Section: Cane

The NHC

CADO Admin
Subject: The NHC
Description

National Hurricane Center Home Page


URL: http://www.nhc.noaa.gov/
Site Section: Cane

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FAQ

Listed below are some links to other blog post and articles on other sites.

Dimechimes ClaimSmentor Adjuster Information Blog 
 Organization Chart for the Claims Handling Blame Game- A Humorous Graph -A Serious Look at Claim Bad Faith Issues
 On the page the above link takes you to you will find links to some of her other articles at the end of the above article.
  

WHAT MAKES A GREAT CAT ADJUSTER?
Article written by John Postava
On the Ryze Claim Solutions webite

You can find additional post from John and Dimechimes in the CADO forums, they have made many post over the years contributing to the community by sharing their knowledge and experiance.

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