I'd appreciate some insight from the front-lines.

How serious is the underinsurance in the latest round of Cat's?

Is there a noticable difference in the adequacy of reported values between buildings, contents, or business interruption?

Can you tell if there are issues with the quality of other underwriting variables?
a) risk classification (lumber yard vs building material dealer, tattoo parlor vs misc retail)
b) sq ft
c) construction
d) basement levels
e) address, zip, distance to coast, flood zone, etc.

Thanks.

Why do you ask?

Anyway, you know how cats are................................cats have staff; dogs have owners.