A note about the use of the term “Authorized NFIP Adjuster” rather than “Certified NFIP Adjuster”: It is FEMA’s position that certification requires a more formal course of study and the successful passing of a series of examinations before certification is awarded, such is the case with Certified Public Accounts. Also, the FCN will now be referred to as the Flood Control Number.
(note: we first posted this in December of 2015, but it was deleted in error)
Adjusters seeking to renew certification must attend an NFIP Adjuster Certification Presentation. Adjusters seeking to become certified must attend an NFIP Presentation and apply for certification with the NFIP Bureau and Statistical Agent, iService. NFIP standards and requirements for certification may be found in the Adjuster Claims Manual.
The Cat Field Ops page is currently being setup for the current flooding event.
(photo from the CADO gallery)
This chart shows provides a coverage comparison of the following NFIP policies.
The Three Policy Forms
There are three policy forms – Dwelling Form, the General Property Form, and the
Residential Condominium Building Association Policy. Each is used to insure a different type
of property. All, however, contain certain terms and condition (e.g., Mortgage Clause,
Reformation of Coverage) that are unique to flood insurance.
Table displaying flood insurance losses per month in 2015. The table includes open claims, closed claims, and claims closed without payment.