Down Time?
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Down Time? - 9/11/2006 10:22:41 AM
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atindall25
Posts: 1
Joined: 7/29/2006
Status: offline
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What are different Cat adjusters doing on their downtime? Specifically, when it looks as if hurricane season might be a bust? just curious. All ideas are helpful.
_____________________________
just like dynamite
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RE: Down Time? - 9/11/2006 11:18:48 AM
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trader
Posts: 1203
Joined: 4/19/2004
Home base: Houston, TX
Status: offline
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Look at the Sunday newpaper adds on home improvements and appliance prices. Then go to the store and look at the products. File this knowledge away for the contractors who will try to brow beat you when you do get on a storm.
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RE: Down Time? - 9/11/2006 11:22:17 AM
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trader
Posts: 1203
Joined: 4/19/2004
Home base: Houston, TX
Status: offline
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If you live in snow country get a plow for the PU and start lining up parking lots to plow.
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RE: Down Time? - 9/11/2006 11:25:13 AM
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gloverclaims
Posts: 23
Joined: 4/10/2006
Home base: The open road
Status: offline
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I plan on starving!
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"You're not good enough to get mad".
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RE: Down Time? - 9/11/2006 11:26:56 AM
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REWARDADJUSTING
Posts: 91
Joined: 12/1/2004
Status: offline
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Go on that much needed 1 - 2 month vacation in South America. Be smart with your money and investments, live off rental income from your rental properties, work part time handling appraisals for insurers and or public adjusters, enjoy the down time, wait until the next storm hits...
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RE: Down Time? - 9/11/2006 11:30:51 AM
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doppler
Posts: 79
Joined: 7/12/2005
Status: offline
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I'll just sit around the house in my boxers watching soaps and playing ring toss with fruit loops.
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RE: Down Time? - 9/11/2006 11:42:09 AM
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Storm Duty
Posts: 163
Joined: 8/16/2004
Status: offline
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Buy a business and sell insurance.
Anyone need a quote for life or disability?
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RE: Down Time? - 9/11/2006 11:46:29 AM
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gloverclaims
Posts: 23
Joined: 4/10/2006
Home base: The open road
Status: offline
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Being serious for a second, is anyone planning on handling daily claims?
_____________________________
"You're not good enough to get mad".
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RE: Down Time? - 9/11/2006 11:47:44 AM
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malvi
Posts: 57
Joined: 5/25/2006
Status: offline
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REWARDADJUSTING :
Are you for real?? This is sooo cool .
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malvi
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RE: Down Time? - 9/11/2006 12:01:05 PM
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REWARDADJUSTING
Posts: 91
Joined: 12/1/2004
Status: offline
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Malvi,
I am for real, sometimes I do not believe it myself...
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RE: Down Time? - 9/11/2006 12:14:47 PM
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REWARDADJUSTING
Posts: 91
Joined: 12/1/2004
Status: offline
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Being serious for a second, is anyone planning on handling daily claims?
I did daily work for a lot of years, the problem is the big national vendors have taken the market away from the regional small mom and pop adjusting firms. Now if you are lucky you can sub the work from a large vendor, they pay 55 - 60% and run you to death, 300 - 500 miles per day. The daily schedules are so low and then to loose another 40 - 45% you can have claims where your billing in only $100 and you eat the tolls, gas expenses, spend hours writing a long form report, deal with public adjusters. There is also a lot more nit picking - micro management on daily files. Your file may be cut and kicked back for revisions. When you are all said and done you can make more money working at Walmart. It has really become a lean industry. I do not handle daily work anymore due to the low fee schedules and large coverage terretory you have too cover just to get a days work in. You need to handle 4 -5 daily inspections per day to make ends meet and this requires covering an entire state or even several states.
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RE: Down Time? - 9/11/2006 12:37:38 PM
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gloverclaims
Posts: 23
Joined: 4/10/2006
Home base: The open road
Status: offline
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I have been approached to do some daily work, but they all want a contract and do not want me to bolt if a storm does come. Seems like they really want a staff guy without giving benefits.
_____________________________
"You're not good enough to get mad".
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RE: Down Time? - 9/11/2006 2:36:29 PM
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Ass Kicker
Posts: 89
Joined: 9/4/2005
Home base: Norman, OK
Status: offline
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If nothing happens by the end of October, i am applying for staff work. If that doesn't pan out - i will probably work as an oil field "hot-shot" driver.
Neither choice is an attractive one --
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RE: Down Time? - 9/12/2006 1:16:08 AM
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rass3742
Posts: 131
Joined: 7/6/2005
Home base: Spokane, WA
Status: offline
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I'm going to build a hurricane out of LEGOs. At least then I can predict the size and path of one storm this year.
_____________________________
Things are never so bad they couldn't be worse.
Count your blessings.
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RE: Down Time? - 9/12/2006 2:38:46 AM
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frhtexfla
Posts: 17
Joined: 3/27/2006
Home base: Austin Tx
Status: offline
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I have started working with tree trimming co bidding jobs and learning the trade. I have done a few jobs on my own. I have also bid some roofing jobs, that keeps me sharp in measuring/diagramming roofs.
_____________________________
Frank Hargis
"may the four winds blow you safely home"
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RE: Down Time? - 9/12/2006 7:37:47 AM
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sbeau4014
Posts: 167
Joined: 4/19/2004
Home base: Wherever The Wind Blows, USA
Status: offline
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Been off for 11 months on a self imposed break and been filling it with jobs of legal work, moving/storage work (moved 4 households to 4 different states), landscaping, excavation and backhoe jobs, electrical and plumbing work (a lot), building construction, insulation work, tree clearing and general clean-up labor work. The biggest problem is none of this was income paying work, but my land/property is sure looking better these days.....
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RE: Down Time? - 9/13/2006 3:31:04 AM
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catwoman
Posts: 45
Joined: 7/12/2005
Home base: Mobile, Alabama
Status: offline
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After working clean up in Texas, we asked to be cut for a much needed rest. We have done some fishing, and a couple of casino trips. We both have other careers, but we haven't sought employment yet. We have enough money in savings to last a little while, and we may draw some unemployment. But I can feel myself getting very bored, very fast. After a full year of 24/7. You almost feel lost when you get back. It's like we have been de-socialized! Our friends and family haven't seen us in a year, so they pull us in many different directions. I would love to take a vacation to Brazil, but we didn't save quite that much. I'll have to settle for the Redneck Riveria.
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RE: Down Time? - 9/13/2006 9:04:40 AM
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sbeau4014
Posts: 167
Joined: 4/19/2004
Home base: Wherever The Wind Blows, USA
Status: offline
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quote:
ORIGINAL: catwoman
After working clean up in Texas, we asked to be cut for a much needed rest. We have done some fishing, and a couple of casino trips. We both have other careers, but we haven't sought employment yet. We have enough money in savings to last a little while, and we may draw some unemployment.......
If you ask to quit a job, how and why would one be entitled to unemployment? Most IA's do not qualify for unemployment based on their status with the vendor, with the exception of a couple of the vendors out there and how they are set up. I still have some concerns with anyone quiting an income paying job, and then at anytime subsequent to that time filing for unemployment.
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RE: Down Time? - 9/17/2006 3:03:41 AM
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catwoman
Posts: 45
Joined: 7/12/2005
Home base: Mobile, Alabama
Status: offline
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If you ask to quit a job, how and why would one be entitled to unemployment? Most IA's do not qualify for unemployment based on their status with the vendor, with the exception of a couple of the vendors out there and how they are set up. I still have some concerns with anyone quiting an income paying job, and then at anytime subsequent to that time filing for unemployment.
We qualify for unemployment, and we did not quit, they ask for volunteers, to be cut. I know many adjusters that are drawing their interstate unemployment.
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