Senator Lott vs: State farm
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Senator Lott vs: State farm - 12/16/2005 4:43:05 PM
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katadj
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http://www.insurancejournal.com/news/southeast/2005/12/16/63098.htm
Read some of the comments, like the "adjuster who threw a check in the guys truck"
Unbelievable.
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"Excellence often first appears as error. It is only in retrospect that wisdom emerges from ignorance and success from failure." Abraham Lincoln
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RE: Senator Lott vs: State farm - 12/16/2005 7:21:26 PM
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linloy
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If I had paid premiums for years for flood coverage and he gets coverage under HO for flood dmgs. I would want my prems back. They have opened up a huge can of worms. It will be interesting to see how it plays out....like attorneys and judges know the difference between wind/flood. Here come the consulting firms..this will be circus. Bet they ask for a jury trial...MS citizens on jury. This gets more interesting with every thought of what can happen. Anyone want to bet on outcome? Will it go to trial? Also, I find it interesting filed in Federal Court. I see appeal after appeal coming......maybe MS and FL can merge and just pay one Ins. Commish or maybe a sitcom is at hand?
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RE: Senator Lott vs: State farm - 12/16/2005 7:21:49 PM
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Big T
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Gee, didn't anyone in MS hear of Ivan? The same issues occurred last year in FL.
Just not as widespread
And, of course, Trent Lott is an attorney
http://en.wikipedia.org/wiki/Trent_Lott
an attorney that supposedly took the word of his agent, who has about 40 hours of training to get a license in MS
< Message edited by Big T -- 12/16/2005 7:22:18 PM >
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RE: Senator Lott vs: State farm - 12/16/2005 7:44:30 PM
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katadj
Posts: 692
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Lin et al:
The reason for federal court is that the NFIP can only be addressed in Federal Court as it is an autonomus being in any State court.
Will it go to trial? YES, if they do not offer and compromise to Lott's satisfaction.
Will it open another can of worms, check www.femainfo.us and see what is going on with the "Isabel" insured. (still open files 3 yrs later)
This NFIP/FEMA and the US Gov are in for a hell of a ride, ........................
_____________________________
"Excellence often first appears as error. It is only in retrospect that wisdom emerges from ignorance and success from failure." Abraham Lincoln
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RE: Senator Lott vs: State farm - 12/16/2005 8:00:04 PM
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LarryW
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As I read this, State Farm was his homeowners insurer and he is sueing them, not the NFIP?
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RE: Senator Lott vs: State farm - 12/16/2005 9:25:52 PM
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katadj
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State Farm is a WYO writer. It did not state, under which policy the Carrier was sued there are 3 possibilities, MS windstorm,(Primary),NFIP written by STF and STF HO
_____________________________
"Excellence often first appears as error. It is only in retrospect that wisdom emerges from ignorance and success from failure." Abraham Lincoln
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RE: Senator Lott vs: State farm - 12/16/2005 9:45:55 PM
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LarryW
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I doubt he sued State farm over a MS windpool policy. The article states "The case is part of an ongoing wind-versus-water-damage showdown between insurance companies and thousands of storm victims. The issue is whether a wind-driven storm surge is the same as flooding. The companies contend they shouldn't have to pay for water damage for those who did not have flood policies.
"Today I have joined in a lawsuit against my longtime insurance company because it will not honor my policy, nor those of thousands of other south Mississippians, for coverage against wind damage due to Hurricane Katrina," said Lott, R-Miss. "There is no credible argument that there was no wind damage to my home in Pascagoula."
< Message edited by LarryW -- 12/16/2005 9:48:18 PM >
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RE: Senator Lott vs: State farm - 12/16/2005 9:53:02 PM
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Zulu
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Katadj - Read the post on the guy who dropped the check in the truck. If it is true, wow!
I do find it hard to believe that the people got no response from SF on that one if they called their agent. I have done work for them before and their agents can get some attention from the management real fast.
That being said, I hope they deal with the guy if he did it.
It is hard enough out there without adjusters losing their cool We are supposed to be the ones who bring stability.
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Zulu
It has been determined that laboratory research causes cancer in rats. - Unknown
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RE: Senator Lott vs: State farm - 12/16/2005 11:08:49 PM
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linloy
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It is my understanding he did not have Flood Insurance Policy. Therefore, he would not enjoin NFIP in suit. And he running our Government. Sheeeeesh!
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RE: Senator Lott vs: State farm - 12/16/2005 11:14:30 PM
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linloy
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sorry
< Message edited by linloy -- 12/17/2005 7:11:15 AM >
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RE: Senator Lott vs: State farm - 12/16/2005 11:17:37 PM
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linloy
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quote:
ORIGINAL: linloy
"Today I have joined in a lawsuit against my longtime insurance company because it will not honor my policy, nor those of thousands of other south Mississippians, for coverage against wind damage due to Hurricane Katrina," said Lott, R-Miss. "There is no credible argument that there was no wind damage to my home in Pascagoula."
Larry I see this quote as a smoke screen....Must be running for re-election. Last sentence pretty well sums it up "my home". Bet he's not footing the bill for the other lawsuits and paying those "other Mississippians" attorney fees. His won't costs him anything it is the "brother in law" deal. Federal Court will give him a lot of publicity.
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RE: Senator Lott vs: State farm - 12/20/2005 8:04:10 AM
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Big T
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Well, yesterday's statement ends some speculation - he does have a Flood policy. But he's $400,000 short after payment and wants SF to pay. Guess "concurrent Causation" language is just too complex for an attorney and a senator to comprehend
http://hosted.ap.org/dynamic/stories/L/LOTT_FUTURE?SITE=NCAGW&SECTION=HOME&TEMPLATE=DEFAULT
Sorry, I can't get "print as text"
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RE: Senator Lott vs: State farm - 12/20/2005 12:13:35 PM
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Elliott
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This is the biggest can of worms ever. The way I see it, they actually have a chance of winning. Considering how widespread the flood damage is, I would be in the government's interest to determine surge to be part of hurricane. In reality, surge only occurs during a hurricane, so it is an arguable point. FEMA & NFIP are going to go broke paying everyone. If they throw it back to HO, they save a fortune. The fact that Lott and his tobacco settlement brother-in-law are pushing this just gives the argument more strength. (I bet if he wins, he runs for president). Think of it this way... It will keep us all working on re-inspects for years to come.
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RE: Senator Lott vs: State farm - 12/20/2005 6:46:02 PM
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khromas
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Interesting scenario developing in the Lott v. State Farm. The suit is filed in Federal Court. Judges in the Federal Court system are voted on by the US Senate. Lott is a senior member of the senate and has been there forever. Doubtful that there is a Federal judge anywhere in the South that wasn't 'vetted' by Lott prior to even coming up for a senate vote. (Senate tradition gives the senators in the home state of that federal court absolute veto power on the appointment.)
Anyone else see a potential problem in this case?
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Kevin Hromas
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Definition of a LIBERAL: a person who is so open-minded that their brains have fallen out!
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RE: Senator Lott vs: State farm - 12/20/2005 7:34:26 PM
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Maryou
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Khromas,
No senator in any state has absolute 'veto' power in his state over Federal appointments.
One of the great things about our country is that a Federal Judge, even in a conservative state like Mississippi can be appointed by a democratic President and vice versa. This is how we keep our checks and balances. Federal judges appointed [by the President] go to the Senate Judiciary Committee for recommendation and if so recommended, the vote goes to the full senate..yea or nay.
This is why you have conservative judges in liberal states and conservative judges in liberal states.
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RE: Senator Lott vs: State farm - 12/20/2005 7:45:23 PM
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khromas
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Marcia,
Got a JD? Been heavily involved in politics? Have a clue what color the sky is in the real world of national politics?
Just wondering....
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Kevin Hromas
_______________________________________
Definition of a LIBERAL: a person who is so open-minded that their brains have fallen out!
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RE: Senator Lott vs: State farm - 12/20/2005 7:53:08 PM
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Maryou
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I'm sorry...a JD? Not heavily involved in politics at all, it's Civics 101. I'm well aware of the 'color of the sky' and the strong arm tactics of some politicians. My point is that a Federal Judge could be appointed in any state regardless of the arguments of that states Senator. Lott can't 'veto' anything.
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RE: Senator Lott vs: State farm - 12/20/2005 7:59:33 PM
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JimF
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Post temporarily removed by Poster to review for compliance with the CADO website owner's guidelines to insure that generally accepted Free Speech provisions of law are not violated by exceptions to free speech recognized by American law, including obscenity, defamation, breach of the peace, incitement to crime, "fighting words" and sedition.
< Message edited by JimF -- 2/18/2006 3:19:22 AM >
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RE: Senator Lott vs: State farm - 12/20/2005 8:01:31 PM
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Maryou
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I'm really not looking to debate you on every post I place on this site Jim. Why don't you switch to one of your aliases and argue with yourself?
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RE: Senator Lott vs: State farm - 12/20/2005 8:05:01 PM
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JimF
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Post temporarily removed by Poster to review for compliance with the CADO website owner's guidelines to insure that generally accepted Free Speech provisions of law are not violated by exceptions to free speech recognized by American law, including obscenity, defamation, breach of the peace, incitement to crime, "fighting words" and sedition.
< Message edited by JimF -- 2/18/2006 3:19:51 AM >
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