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Last Post 05/11/2013 4:38 PM by  guycarr
Newbie Adjuster Advice
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Zeego
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Posts:2


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09/17/2009 10:59 AM

    Greetings! My name is Zach and I recently got my GA adjusters license in August and I'm looking for a little advice on how to get started and get more involved in the industry. I know a couple of independent adjusters here in Athens and they are assigned a couple of claims here and there but I'm thinking I want to start out working for a company for the first couple of years until I get some experience under my belt. I know that Crawford looks for experienced adjusters but unfortuately I don't have it at this point.

    Is there anything I can do to connect with other adjusters that are willing to train me and show me the ropes? I have scoping pretty much down.My next step is to take a class and master Xactimate. Have a great day everyone and I look forward to your responses!

    Best Regards,
    Zach

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    Tom Toll
    Moderator & Life Member
    Senior Member
    Senior Member
    Posts:1865


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    09/17/2009 11:17 AM

    First, you are not a GA, (General Adjuster), you are a licensed adjuster. It takes years to become a GA, like myself. Sign up with as many vendors as you can and hope you are called when a catastrophe hits. Be agressive and don't just sit idly by.

    Now, if you got your Georgia license, then that is something else.

    Success is not final, failure is not fatal: it is the courage to continue that counts.
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    Zeego
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    Posts:2


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    09/17/2009 11:26 AM

    I'm sorry - I didn't specify that. I have a Georgia Insurance Adjuster License.

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    BradM
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    Posts:9


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    10/19/2009 12:56 AM

    Zeego,

    If you can find a company who will let you scope for them, you can have someone else convert your estimates to Xactimate or MSB (at the client's preference). Check this out:
     

    http://www.claimsadjusters411.com/e...tewriting/ " target="_blank" rel="nofollow">http://www.claimsadjusters411.com/e...ing/ 


    http://www.claimsadjusters411.com/e...tewriting/

    Congrats on the license!

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    brighton
    Member
    Member
    Posts:139


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    10/19/2009 9:42 AM

     

    Rocke Baker
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    magnoliaadj
    Guest
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    Posts:21


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    10/19/2009 10:34 AM

    If you are looking to work daily claims for a year or so, which is the best way to enter this business, Crawford is the best place to gain experience.  They hire lots of newbies to work in branch offices.  Go to their website to check openings.  Also jut knock on doors of all claims offices for carriers and other independents.

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    Bobabooey
    Member
    Member
    Posts:140


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    10/21/2009 5:16 PM
    My advice for you: Go to nursing school.

    Get a 2 year degree, work 4 days a week and make 75-80K. Get 3 days off a week and go fishing or golfing. Work overtime if you need more money. Sleep at home every night and not have to deal with file reviewers telling you how to adjust a loss that they have never even seen before.

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    Amart
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    Posts:39


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    10/21/2009 6:49 PM

    Bobabooey who do you know that's a nurse with those qualifications that makes that? The program itself to be LPN is prerequisite of 2 years then the nursing program is 1 year. They make about 40k starting. The rest of what you said is true though.

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    Bobabooey
    Member
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    Posts:140


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    10/21/2009 8:24 PM
    My sister works 4 12s a week at 38 bucks an hour. Can make a lot starting off but have to work bunch of overtime.
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    Bobabooey
    Member
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    Posts:140


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    10/22/2009 9:15 AM
    That's another thing newbie. Go be a nurse and in 10 years you will be making a lot more money and will be able to advance to different areas if you want (If obama does not destroy it). You will have great insurance and freedom to do what you want.

    This is my 10th year as an adjuster. I made less money this year than I did my first year. You still get treated like crap by desk jokeys (most know less than you but that does not matter) and there is no advancement possible.

    If you are young, go to nursing school. You will be glad you did in 10 years.
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    ddreisbach
    Member
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    Posts:172


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    10/22/2009 10:44 AM

    Well sure... 

    But think of the crap nurses have to put up with!   

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    Ol' Ghost
    Member
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    Posts:279


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    10/22/2009 12:27 PM
    Bobabooey my friend, what you may not realize is that we Storm Troopers are the acme of the profession. We are the top rung of the adjusting industry, at least that's how it's supposed to be provided one has paid ones professional dues by starting at the company level and working ones self up thru the stages of professional development. For someone disaffected with their lot in life to suddenly crawl out into the light of day and say, 'I'ma gonna be a chasin' them there storms and gettin' rich!', is an affront to we who have properly followed the legitimate career path to this highest of levels in the adjusting bidnez!

    No other individuals have the professional capacity to go forth into the breach of disasters and bring order from extreme chaos. We have accepted the foibles of unpredictibility of work and income as typified to many this year. Yet we stand ready to charge out the driveway with a single phone call. We legitimate few are the real heroes of insurance.

    For those who wish to join us, please exercise patience and seek a first job with an insurance company to learn the basics and get paid at the same time. Progress onward up the career ladder as it suits you. Before the butterfly can soar, it must be a larva squirming in the muck. That's how wings are earned.

    Ol' Ghost
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    tfharvey
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    Posts:3


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    10/26/2009 7:15 PM

    Amart, there are nurses that make up to $115k a year.  It depends on what kind of Nurse you are.  The levels start low (CNA), LPN is the second lowest, and then there's several types of RNs.  The CRNA is the nurse who makes near or above $115.  Just an FYI.

     

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    Amart
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    Guest
    Posts:39


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    10/27/2009 9:38 AM
    I know that there are different types of nurses that can make large amounts of money. The highest tier of nurse can make well over 115k(nurse practitioner). I was just wondering what nurse has a two year degree and makes 80k. Even a LPN takes more than 2 years and a CNA certainly is not making 80k.

    Now please let's get back to bickering about adjusting.
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    JimGary
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    Posts:470


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    10/27/2009 10:50 AM

    A basic nursing degree (RN) can be an associates degree (2yr). A CRNA (Certified Registered Nurse Anesthetist) is a bachelors degree + CRNA school. A basic RN salary can range from $26hr at smaller hospitals to 35-38hr at larger hospitals. CRNA's and Nurse Practitioners can make 100+ year.

    I know the voices aren't real, but sometimes they're right!
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    brighton
    Member
    Member
    Posts:139


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    10/27/2009 4:21 PM

    I like the way this has gone from become a cat adjuster and make a zillion dollars doing cat work to the reality of no money if no storms or if you do day work,  no money if your vendor has lost a contract or there is just flat no work out there.

    Had a friend in FL who is an ER nurse. Worked 3 12's and made 90k/year. Had 20+ years but loved the fact that he had 4 days off if he wanted it. Always had the option for more work. Had another friend who is an ICU nurse and did 3 month rotation work at hospitals around the country. Made about $7,000.00/mo and was given a furnished apt and a meal allowance. Worked cities that supported his scuba diving addiction along with his snow skiing compulsion. Loves it.

    Jim is right about RN taking two years in Junior College. Dated a girl who got her RN in 24 months and has made a good living ever since.

    Rocke Baker
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    edrowe330
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    Posts:5


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    10/28/2009 4:37 PM
    jeeze all that and only one answer to the mans question.. Maybe he doesnt want to be a nurse... I dont, im new as well in this industry, I do have several things going on besides adjusting but.. hey, this seems like a great industry "if your wise with your money" to assist in doing other things. Im new to this industry, divorced no kids in the real estate industry now. Every body knows what thats like today. Maybe the man is looking for a little something differnt for a short time or like myself wants to put himself in a position to do multi things. I dont think anyone thinks theyll be rich doing this, but a couple of 25k months mixed in with your yr. sure wouldnt hurt. Hell even 1 wouldnt hurt, and I feel like I can build something long term, at some point id like to just do day claims mixed with my real estate biz, why not? Maybe jump a cat here n there if its the right one. Thanks magnoliaadj, Im sending a resume out now. BTW my girl is an RN med center cardiac ward makes right at 80k 3 to 4 days a week and puts up with bullshit all day everyday from staff and clients and hates it 10+ yrs shes got in it now. She wants to do something else herself.
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    Ray Hall
    Senior Member
    Senior Member
    Posts:2443


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    10/28/2009 6:24 PM

    I have been around this biz. as long as any poster on this site. I have never heard of a part time IA working for an office doing regular local work. You may be the exception. Chuck Deaton say,s most catastrophe adjusters have a working wife. I agree.National Flood expects you to have 4 years verifiable adjusting experience before you are qualified to apply for a flood license. I agree.

    Now this is what I really think. Next hail season the big carriers with millions of Homeowner policys in most ever state will start working those storms with roofing contractors and not use roof climbing adjusters. These will be small events with 1000 to 10,000 claims reported on the first day as a test, refined, streamlined just like they did in 2004 on hurricane Wilma in Florida.Large coastal area storms like the 4 in 04. Andrew in 1992, Katrina-Rita in 2005 are truly not normal and these three years are the largest in my 50 year memory. Some old coot will think of something like FICUS TREE which will be operator/owned @ lower fee,s and faster turn around and set this whole industry on its ear.

    I have been critical of license schools, adjusting schools. except Vale TEC and all the scams by crooked vendors holding these schools that are almost worthless , unless you work side by side with another adjuster for at least 90 days. All you new folks get an MBA and ask for a raise.

     

     

     

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    ddreisbach
    Member
    Member
    Posts:172


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    10/28/2009 8:12 PM
    Posted By edrowe330 on 28 Oct 2009 04:37 PM
    jeeze all that and only one answer to the mans question.. Maybe he doesnt want to be a nurse... I dont, im new as well in this industry, I do have several things going on besides adjusting but.. hey, this seems like a great industry "if your wise with your money" to assist in doing other things. Im new to this industry, divorced no kids in the real estate industry now. Every body knows what thats like today. Maybe the man is looking for a little something differnt for a short time or like myself wants to put himself in a position to do multi things. I dont think anyone thinks theyll be rich doing this, but a couple of 25k months mixed in with your yr. sure wouldnt hurt. Hell even 1 wouldnt hurt, and I feel like I can build something long term, at some point id like to just do day claims mixed with my real estate biz, why not? Maybe jump a cat here n there if its the right one. Thanks magnoliaadj, Im sending a resume out now. BTW my girl is an RN med center cardiac ward makes right at 80k 3 to 4 days a week and puts up with bullshit all day everyday from staff and clients and hates it 10+ yrs shes got in it now. She wants to do something else herself.
    Ed,  Please understand that a couple newbies a week get on here and ask, "What do I need to do to become a cat adjuster?"   I don't mind answering specific questions, but I'm not going to spend any time at all on somebody too lazy to use the 'Search' function to learn the basics.  Most newbie questions have been answered several times and are readily found.  Also, maybe it's just me, but I've never had a $25K month.  Maybe whomever you've been talking to could tell me what I'm doing wrong?



     

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    ddreisbach
    Member
    Member
    Posts:172


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    10/28/2009 8:37 PM
    Posted By Ray Hall on 28 Oct 2009 06:24 PM

    ...Now this is what I really think. Next hail season the big carriers with millions of Homeowner policys in most ever state will start working those storms with roofing contractors and not use roof climbing adjusters... 

    That would really surprise me, Ray.  The big carrier I work for has us justifying each slope separately.  They'd have to find roofers willing to admit that it really is OK to not replace the entire roof.  We all know there's no such animal.  

     

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