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Subject: Hawaii Earthquake
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Paige HaddockUser is Offline

Pearland, Tx.
Member
Posts:19


10/15/2006 9:46 PM  
I was contacted this afternoon to be ready to deploy at a moment's notice to Hawaii. With no sizeable earthquakes in Hawaii in recent history, what are the chances that anyone there actually carries earthquake insurance?  Could this be like the El Paso flood a couple of months ago? I went to school in El Paso, Tx. It's in the desert, and NO, I did not carry flood insurance. El Paso was a non-event as far as a catastrophic insurance event goes. Anyone in the know about Hawaii?

Paige
Cory BrownUser is Offline

Member
Posts:1


10/15/2006 10:04 PM  
Was curious as to who put you on standby. As I would be interested in going to Hawaii.
Mike CarliUser is Offline

Downingtown, PA
Member
Posts:12


10/15/2006 10:28 PM  
I think we all would like to go to Hawaii. I wonder how long it will take for assessments to come in to determine if deployment is warranted.
Roy CuppsUser is Offline
CatAdjuster.org
Texarkana, TX
Member
Posts:327


10/15/2006 10:35 PM  

The link below will take you to a article in which it is stated that "Commercial carriers on the Big Island have not offered earthquake insurance since the late 1980s". click for the article  I went to Hawaii earlier this year for a hurricane drill, while it's great to visit it would be a tough place to work.

 


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Paige HaddockUser is Offline

Pearland, Tx.
Member
Posts:19


10/15/2006 10:48 PM  
Thanks for the article Roy. Will have to wait and see what tomorrow brings. Maybe the carrier has commercial claims. Maybe it's just the IA being optimistic in these slow times. I'll advise on either deployment or stand down status as soon as I know.

Paige
Steve BeaumontUser is Offline
Founding Member
Adjuster
Homeless Gypsy's-Fulltime RV travelers
Member
Posts:284


10/16/2006 8:12 AM  
Hawaii would not only be a tough place to work claims, it would be an expensive one as far as expenses are concerned. Keep in mind that it is a tourist location with high hotel rates and food rates, and they are going into their peak season so rates won't be cheaper this time of year. Never worked there, but had friends work a couple of hurricanes that hit there and they verified that the expense factor was up there.
Keith MeisnerUser is Offline
Adjuster
Member
Posts:15


10/16/2006 8:58 AM  
I would still be interested in deployment to Hawaii regardless of the expense.  To me it is a once in a life time chance to not only do what I love to do, but also do it where I would love to go.  Besides, there has to be some kind of adjusted compensation for area that would be too expensive to adjust claim in.
Matthew BagdanovichUser is Offline

Member
Posts:1


10/16/2006 11:15 AM  

Steve, Roy and any other interested party,

Aside from the expense issue, why do you say it would be tough to settle claims in Hawaii? 

 

Cheers,

Matthew

John PostavaUser is Offline
SIMSOL.com

Member
Posts:93


10/16/2006 11:53 AM  

Last year on 10/31/05 (in the middle of Katrina, Wilma and Rita) a section of Hawaii flooded and we had no adjusters available.  I flew over to Oahu and worked about 30 claims in a week and brought the paperwork back with me.  The insureds were devastated by the rushing flood waters but were very, very kind to me.  Getting around was very easy with a good GPS and rental cars were reasonable.  Only expensive item was the lodging and the airfare to get there and back.  I prefer to stay in a nice place and stayed at a large hotel chain in downtown Honolulu but there are cheaper options available.

If you get a chance to go and GUARANTEED claims, I would highly recommend a visit to the islands.

 

Melanie LabrieUser is Offline

Member
Posts:17


10/16/2006 1:29 PM  
New pictures being shown of some substanial property damage, it may take a few days before the full extent of the earthquake is known, fema deployed 50 inspectors to inspect damage today.

Melanie Labrie
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