Ray Hall
Adjuster
Houston, TX
Posts:681
 | | 10/02/2007 2:25 PM |
| This was a loss I worked in 2005 in Houston. The loss was $126,000. to 17 AC condensing units on top of a office/warehouse that was vacant. A copper thief got on the roof in some manner and stole the copper coils out of all the roof mounted units which were quite old. Nothing but the copper no sheet metal was left in place or beside the shell of the unit. The building had a vacancy permit and the coverage was CP 10 00 90 07 88 with the CP 00 10 04 02. The underwriter instructed for me to take a ROR and sent the Texas court opine that copper theft was not (9) vandalizm peril spelled out in the policy. The CP 20 also is named peril; however the CP 30 would cover this loss. | | | |
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bawana
Posts:0
| | 10/23/2007 10:22 PM |
| Wow... everyone sure has been batting the ball back and forth across the net on this one... I think I'll stay out of it, only to say Neon Signs are really Electrical Light Fixtures weather they are attached to a building or not. This includes if they are attached to the interior side also. Underwriters see them as FIXTURES ! | | | |
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harry smith
Posts:3
| | 04/15/2008 6:03 PM |
| i had an insurance claim and it was so hard to deal with. my house had a fire and i was so confused what to do. the first thing i thought was "what are my coverages"? i didnt even know? how did i not know. i hired a company called friedman and levine public insurance adjusters who helped me find out what i was covered for and how to understand the policy. Friedman and levine public insurance adjusters went out of there way to make me feel secure that my house was going to be covered. Thank god i signed up for the propper covereages otherwise Friedman and levine said i may not have been covered for all. When Friedman and Levine public adjusters showed me how to understand the policy it made it much easier to realize what i was covered for. I found out that there is a dwelling coverage, personal property coverage and loss of rent. I really appreciate all the work Friedman and Levine public insurance adjusters helped me with cause without friedman and levine i wouldnt be able to settle my claim. THANK YOU friedman and levine public insurance adjusters!!!
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Stephanie W
Dallas
Posts:20
| | 04/15/2008 7:44 PM |
| Posted By harry smith on 04/15/2008 6:03 PM
i had an insurance claim and it was so hard to deal with. my house had a fire and i was so confused what to do. the first thing i thought was "what are my coverages"? i didnt even know? how did i not know. i hired a company called friedman and levine public insurance adjusters who helped me find out what i was covered for and how to understand the policy. Friedman and levine public insurance adjusters went out of there way to make me feel secure that my house was going to be covered. Thank god i signed up for the propper covereages otherwise Friedman and levine said i may not have been covered for all. When Friedman and Levine public adjusters showed me how to understand the policy it made it much easier to realize what i was covered for. I found out that there is a dwelling coverage, personal property coverage and loss of rent. I really appreciate all the work Friedman and Levine public insurance adjusters helped me with cause without friedman and levine i wouldnt be able to settle my claim. THANK YOU friedman and levine public insurance adjusters!!!
You could have just asked your insurance adjuster and saved your money. Do you work for them? Be prepared. You are about to be blasted. 
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Bob Harvey
Gold Member
California, Central Coast
Posts:293
| | 04/15/2008 8:59 PM |
| | Harry, you posted your same "advertising" in several different threads. Any shadow of doubt has been removed, you are wasting our time. | | | |
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Jim Gary
Adjuster
Mineral Wells, Tx
Posts:215
| | 04/15/2008 10:41 PM |
| I once bought a car. I needed to know how much it cost, i had no where to turn. I ask the sales person and he was no help, and I had lost my bill of sale. I made my payments but never knew if they would ever stop. Finally a friend referred me to person who would tell me for a nominal fee. Now I'm broke and still owe too much on this POS car that get 2 miles to the gallon and has a 15% surcharge on my insurance rate. How stupid am I.
JWG | |
I know the voices aren't real, but sometimes they're right! | |
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David Dickerson
Northern California
Posts:20
| | 04/15/2008 10:50 PM |
| Harry
You got to be kidding........ I sure they helped you with your fire loss , you forgot to mention how much this help cost you........ In the end did you have enough funds left to fix your house after they took their cut............ | |
Estimating is living on the edge between greed and fear | |
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Larry Hardin
Adjuster
Oklahoma City, OK
Posts:252
| | 04/16/2008 10:06 PM |
| Pubic adjusters don't take a cut...................they have "fees".
It's called "fees".
I think I misspelled that............add a C in there somewhere. | |
Larry D Hardin | |
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Jim Gary
Adjuster
Mineral Wells, Tx
Posts:215
| | 04/17/2008 8:45 AM |
| No Larry, I think it needs an L like flees.....or maybe fleas,,,,or possibly fleece...... JWG | |
I know the voices aren't real, but sometimes they're right! | |
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