I have always had a problem with a certain estimating program and the contractors and carriers who insist on this program. Well my problem with no income unless I gave into the pressure won out back in November 2007.

I do not believe any person will argue such as a contractor, lawyer or homeowner with sworn affidavits that will be introduced as part of this argument . The argument would be before any panel. This side could be by one of about 25 other adjusters that I know. This side could convice the panel a good fair profit margin was  in the original estimate , if the scope was correct and agreed too.

Ray I notice some tend to treat all software as a form of intelligence instead of just a tool as it is designed to be. How carriers closed claims before estimating software was invented with nothing but just adjusters, pencil and paper is a mystery to me.

This topic needs a vice president of a large insurance to answer; but do not hold your breath. A very good plaintiff attorney could also chime up. I will write my op ed after about 10 more qualified adjusters write one.