I just hope I dont have to deal with a family that has lost a family member. You will run into that more often just doing daily claims - fender benders + homeowners property losses.
In 17 years, I have done lot's of fatal car wrecks, fatal work comp invests, and a BBQ person in a house fire. People are more likely to lose a family member going to work than a Cat-5 hurricane, with the whole town talking about evacuation.
Remember, the day after Katrina CNN was broadcasting from the French Quarter about how they had been spared. The storm eye was closer to the Mississippi border. Then the levee failed, and the people were trapped in attic's etc. You won't see something of that magnitude in your lifetime - but you will see fatal claims as a daily claim adjuster. I was working flood claims near where the eye of Katrina hit, and had no fatal claims. Virtually everyone I talked to had evacuated. In the 9th ward, people didn't have cars, and the public transportation wasn't there for them. That is not a normal scenario. There is a photo in the adjuster gallery under "Katrina" that shows the spray paint on the front of the house "1 in attic". Adjusters that worked New Orleans will have those stories. You can see some of the photos I just put in the gallery from Slidell to Covington, LA which was hit hard. One house had 6 trees in the living room. I have been looking at hurricanes since 1992 and never met a homeowner injured by hurricane - let alone fatal. |