Friday, August 29, 2008
Virtual Claims Adjuster
Current Topics


Catastrophe Central
Subject: Katrina Latest
Prev Next
You are not authorized to post a reply.

AuthorMessages
peter burchUser is Offline
Adjuster
where ever the winds blow
Member
Posts:178


04/05/2007 4:48 PM  
THe inverse law of insurance policies. The policy holders recall of exclusions and coverage explainations decreases after a loss in direct porportion the the size of the loss.

Still sliding down the razorblade of life.
Ray HallUser is Offline
Adjuster
Houston, TX
Member
Posts:783


04/05/2007 6:15 PM  
A big problem with  insurance losses on the Gulf and Atlantic Coast from Hurricane damage is the adjusters are not able to explain to the insureds in plain language the flood exclusions by reading it out loud.
Deborah MoroyUser is Offline
Adjuster
Nationwide
Member
Posts:168


04/06/2007 9:34 AM  
How about this one? Lott quoted as saying he won't settle his claim because the sisters sued by Renfroe?

I guess we know why they are being asked to speak to the committee hearings he is on regarding Katrina claim issues!


http://www.sunherald.com/199/story/24441.html


Visit our Adjusters Information Blog
www.dimechimes.wordpress.com
Steve BeaumontUser is Offline
Founding Member
Adjuster
Homeless Gypsy's-Fulltime RV travelers
Member
Posts:277


04/06/2007 9:53 AM  
Not only that, don't forget the pressure ole Dickie put on SF to try and get them have Renfroe drop the suit against the sisters or the global settlement he was working on all the outstanding cases would be jeopardy. Keep in mind that settlement for some strange reason didn't go through and ole Dickie pulled his support of it and I wonder if it was just a coincidence that his pulling his support had anything to do with the fact the week before SF told him no to putting pressure on Renfroe. If SF did what is alleged, they deserve to get nailed, but through the criminal courts and the state and federal regulators. I have yet to hear anyone tell me what justification there is for these women to steal this paperwork and give it to a plaintiff attorney to use in lawsuits against SF.(a plaintiff attorney that was paying them $150,000 a year at that for "consultant work") To me that act is outright theft and even though they ended up giving them to the authorities, my $ would bet Dickie was involved in it way before the authorities.
Deborah MoroyUser is Offline
Adjuster
Nationwide
Member
Posts:168


04/11/2007 2:04 PM  
This is up now on the Ms Attorney General website which is his summary of the investigation against SF to include on page 35 a copy of the infamous yellow sticky note many news articles have commented on. There is also the copy of the corporate directive to claims on their procedures for handling Katrina claims, info on the case number on the Renfroe/Rigsby case, and make sure to read page 9 on the allegations made by the AG as to why independents were used" to avoid contractural relationships with policyholders"???

http://www.ago.state.ms.us/pressreleases/statefarm/reporthousesubcom.pdf

Visit our Adjusters Information Blog
www.dimechimes.wordpress.com
Gale HawkinsUser is Offline
PowerClaim.com

Member
Posts:335


04/11/2007 2:45 PM  
Debbie, while Hood’s logic sounded good to me with my limited understanding of the subject I did have a question about this below paragraph C on page 4 of the PDF file as it relates to page 33.
 
C. The Mcintosh case. A particularly egregious and outrageous scenario resulted from State
Farm's response to the claim of Thomas and Pamela Mcintosh, residents of Biloxi, Mississippi.
The couple had purchased a Homeowners policy with a hurricane deductible, and this coverage
was in effect at the time Hurricane Katrina devastated their home. Their dwelling was insured
for $619,6000, and their personal property was insured for $464,700. The Mclntosh family fied
suit against State Farm, and their trial is scheduled to take place in December of2007.
 
 
Now below on page 33 it seems to indicate Tom McIntosh has settled all claims with State Farm yet on page 4 the December 2007 trail date was mentioned.Debbie I must have missed something because I do not see the point of using this case in this 28 Feb 2007 document if all claims were settled before 23 Aug 2006? Thanks.
 
Transcript of Exhibit F
Initial: P AB
21 August 2006:
I am Thomas C. Mcintosh. My home at 2558 South Shore Drive, Biloxi, MS. was
destroyed by Flood/Surge and wind as a result of Hurricane Katrina. The date of the destruction
was on or about August 29,2005.
I have settled my claim not only on my home but also claims under policies that concerned
some rental property all ofwhich was insured by State Farm. All claims were paid according to
the policies in effect and I am satisfied that the adjustment and payment under these State Farm
policies was done correctly.
I have been advised that parties other tha(n) State Farm are (in) possession of copies of
my State Farm engineering report. I did not give anyone a copy of my report or authorize any
one to relate my report to any third pary including but not limited to any number of organizations
in the media industry (ABC news, the Sun-Herald, CBS news, Associated Press) or any other
news reporting organization. I consider anyone in possession of a copy of my report to be
committing a violation of my privacy and any broadcast of any information regarding my State
Farm insurance transactions to be aggravating the aforementioned Invasion of my privacy.
I authorize State Farm to advise media outlets such as ABC news and any other outlet
having possession of my report of my concern for my privacy; and to advise such outlet that I
have no dispute with State Farm over my insurance issues relating to the adjustment or payment
of my claims by State Farm.
I wish to advise that I do not now have any dispute with State Farm or anyone else
regarding my insurance claims; I do not want to be par of any such dispute; I do not have any
stake in the outcome of any litigation nor do I wish to be party to or stake-holder in such dispute
or litigation. Put another way: I wish to be left alone.
Signature
Ken Turner
Witness
Signature
Thomas C. Mcintosh
Dated: August 21, 2006
Initials: PAB & PM
 
Deborah MoroyUser is Offline
Adjuster
Nationwide
Member
Posts:168


04/11/2007 2:51 PM  

Interesting Gale. I can't answer that question not being familiar with the file. Seems there is much we will never understand about the two sides of the story on these files. I'm a little discouraged reading the news stories today about the engineering firm/carrier emails(not sure if this is already posted on CADO or not):

http://www.adn.com/24hour/business/story/3596459p-12867983c.html

 


Visit our Adjusters Information Blog
www.dimechimes.wordpress.com
Deborah MoroyUser is Offline
Adjuster
Nationwide
Member
Posts:168


04/11/2007 7:27 PM  
Here's a 2nd article about "the email" with more comments from the engineering firm:

http://www.clarionledger.com/apps/pbcs.dll/article?AID=/20070411/NEWS/704110362/1001/NEWS

Visit our Adjusters Information Blog
www.dimechimes.wordpress.com
Deborah MoroyUser is Offline
Adjuster
Nationwide
Member
Posts:168


04/11/2007 7:38 PM  
The Scruggs group now has the Engineering firm email posted in this pdf but not the adjuster at this time:

http://www.scruggskatrinagroup.com/docs/randy_down_email.pdf

Visit our Adjusters Information Blog
www.dimechimes.wordpress.com
Gale HawkinsUser is Offline
PowerClaim.com

Member
Posts:335


04/11/2007 9:14 PM  

Debbie, what bites in this email raising the question of fraud at SF in Katina is that it could be cooked or edited as far as we know. Even if it turns out not to be factual the damage of public opinion will have already occurred because most reading it will assume it to be factual because most will believe a negative over a positive statement in cases like this I expect. I am almost sure the writer did not forward it to Scruggs. There are motives behind all intentional acts.

You are not authorized to post a reply.



ActiveForums 3.7


Adjuster Chat Room Activity
Room:Users
The Den0



MyProfile

Introducing  "MyProfile", your space on CADO, create it, arrange it, share it! 
Click here to create your page!



Search CADO
  Google Custom Search


Home | Bulletins | Classifieds | Forums | Adjusters | Channels | Directory | Cado | Marketplace
Privacy Statement  |  Terms Of Use  
Copyright 1995-2007 by CatAdjuster.org Adjuster to Adjuster