O goodness I may have to move to Arizona. However Oklahoma is now on my list of favorite states. I just talked to an old bud who worked Oklahoma City hail this summer. He stated he met roofers at the insureds house that were from out of town with a rule by the Insurance Commissioner of Oklahoma letter published in May of 2010.This resulted in all the National Roofers leaving town. Next year they will have some plants in town with a license and work under that license.
The letter was along these lines. As a roofer you can call on any homeowner in Oklahoma to get a roofing job and leave an estimate for all to see. But if you must meet with the adjuster before or after the adjuster inspects for the 2nd time you may ask the adjuster any questions . If you point out hail damage on the roof the adjuster may ask you ANY QUESTIONS about how you came to your conclusion.If you insist on meeting the adjuster and do not follow these instructions your employer and your self can be fined by my office for being an unlicensed public adjuster with a max penalty of $10,000.
We also understand the radio adds from the commish was to use local OK city roofers, after a check with the BBB. Good for Oklahoma.. Now we will work on Texas. Each state must work on the license requirements for a GC license. The biggies will buy out a small or a small will have some dormat license to sell.TX has spent well over a billion on comp shingles with wind left from IKE. Probably another billion in mediated settlements with 3 lawyers involved on blackmail case's that will never be tried.
Do the math on IKE claims. Lets say 10,000 claims have suit filed from IKE. 6000 in Harris, 2000 each in Galveston and Jefferson. If it takes 5 days to take ever case to a jury verdict for actual damages, unfair claims practice & deceptive practice with an average legal expense to each side of $75,000. How many plaintiff firms would try a case if it cost them $75,000.... none is correct.... as they are settling today in mediation with an average amount of $10,000, because the lawyers of TX. think its, legal and it is.
Lets see 10,000devide by 52 weeks=192.3 years to try all the cases in three counties, but we have 5 courts involved this brings it down to 96 years, but only 60% are in Houston with 3 courts this gets down to 32 years in Houston, Beaumont and Galveston.
But look at the job security for lawyers who think the world of storm troopers. Some say the lawyers have more disdain than the carriers. I really think property insurance in TX. will have large premium increase, unless we get the commish in Oklahoma to teach us something.