Many old time catastrophe adjusters rule of thumb was if you were not working on Memorial Day, July 4th and Labor Day you had a very bad hail season. Hail always will be the backbone of catastrophe income and you must work hail to survive year to year. The real pro's got the winter storms in Califonia and elsewhere. You never counted on hurricanes to survive. Computer Estimates have actually slowed down adjusters who could handwrite on three part NC paper with a diagram in the upper left hand corner of the sheet on a 3-4 line roof estimate, add a tape and paste up 35MM photo,s. Most good adjusters could turn in 12-16 hail files per day with a copy of the check. |