Roy Cupps

Texas HB 272 - Relating to the operation of the Texas Windstorm Insurance Association

roy@catadjuster.org — Wed, 23 Mar 2011 14:13:00 GMT

Highlights from the Bill

Deadline for Filing Claim: (1)require an insured to file a claim under the policy not later than the first anniversary of the date on which the damage or loss that is the basis of the claim occurs; The commissioner, on a showing of good cause by a person insured under this chapter, may extend the one-year period described by Subsection (a)(1) for a period not to exceed 90 days.

The association may not pay or settle a claim described by Subsection (a) unless the person filing the claim provides evidence satisfactory to the association that, on the date of the loss that is the basis of the claim, the property insured under the association policy was also covered by a flood insurance policy in the amount required for issuance or renewal of the association policy under Section 2210.203(a-1).

Not later than the 30th day after the date a person insured under this chapter files a claim with the association, the association shall provide the person notice of whether the claim is accepted or denied and, if the claim is accepted, a written appraisal of the damage to the insured property

Tags: TWIA

Quick Tip - Xactimate v25: Adjusting O&P Per Claim

roy@catadjuster.org — Sat, 12 Jul 2008 21:56:00 GMT

In this quick tip we cover issues related to Overhead & Profit (O&P) that you may encounter in the field. Some clients may request that you handle O&P in a different way then what your current default settings allow. In those cases you may only wish to change the settings on a selected file instead of changing your system setup.

CADO is turning 12!!

Tue, 02 Oct 2007 12:26:17 GMT

CADO has now been online for 12 years. We first went online in 1995 and based on this CNN article we were one of around 18,000 websites at that time and I believe the only website devoted to Cat Adjusting. The same CNN article also stated that there were around 100, 000,000 websites in October of 2006. When the site was first started it was called "The Disaster Page, A Catastrophe Adjuster's Home Page", we did not get the domain name CatAdjuster.org until 1997. Our industry as well as CADO has seen many changes since we first hit the web. You follow some of the changes by visiting the internet archive, http://web.archive.org/web/*/http://catadjuster.org who started saving CADO pages in 1998, here is a link to the May of 1998 CADO home page.

I want to thank all of the members and visitors for visiting and helping us reach this milestone. We could not do it without you. You have kept CADO alive and helped it grow for the last 12 years and I hope that you will continue visit and participate on the CADO site for a long time to come.

Take care and thank you for visiting.

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Missing Children

roy@catadjuster.org — Mon, 27 Aug 2007 13:52:10 GMT

As a group of Adjusters we have the unique opportunity to have hundreds of people in hundreds of different locations though out the nation. Based on this I have placed missing children alerts through-out the site. And since we spend a lot of our time while on assignments in neighborhoods making inspections let's keep an eye out for these children. If you see something that just does not appear to be right, then check the list.

http://www.missingkids.com/

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CADO March 2007 Update

Mon, 27 Aug 2007 13:37:31 GMT

Comments about the updates to the CADO site.

Multiple Peril Insurance Act of 2007 - HR 920

roy@catadjuster.org — Thu, 19 Jul 2007 12:51:44 GMT

To amend the National Flood Insurance Act of 1968 to provide for the national flood insurance program to make available multiperil coverage for damage resulting from windstorms or floods, and for other purposes.

Using the Square Break tool to add roof extensions

roy@catadjuster.org — Fri, 08 Jun 2007 23:52:25 GMT

Have you ever seen an estimate tree in Xactimate where the roof section is listed as Roof1, Roof2, Roof3 and so on? Well in most cases this occurs when the estimate writer uses the "roof icon" or the f key to add the extensions to the main roof diagram in Sketch, when a better option would be to use the "Square Break" tool to add extensions to the roof.

Profession or Commodity

roy@catadjuster.org — Fri, 08 Jun 2007 23:52:25 GMT

Note: I moved this post and the comments from the feedback forum. It was posted to go with the current Poll at that time. I have since removed that forum.

I recently attended a meeting in which a guest speaker spoke about Cat Adjusters as a commodity instead of a profession. Have we become a commodity? Here are the definitions from Wikipedia.org, http://en.wikipedia.org

Profession
A profession is an occupation that requires extensive training and the study and mastery of specialized knowledge, and usually has a professional association, ethical code and process of certification or licensing.

Commodity
In the world of business, a commodity is an undifferentiated product whose value arises from the owner's right to sell rather than the right to use.

What do you think is Cat Adjusting a Commodity or a profession?

Do we as a group meet the definition of a Profesion? I believe I would rather be part of a profession and not a commodity. Let's break this down a little.

Profession;

1) Extensive Training
2) Study and mastery of specialized knowledge
3) professional association
4) ethical code
5) process of certification and training

I would like to start with number 4, ethical code. Do we have an ethical code? If not can we create one via the CADO community?

more to come ..

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A voice for our community

roy@catadjuster.org — Fri, 08 Jun 2007 23:52:25 GMT

Over the years we have seen many efforts to form an association here on CADO. Well, I'm not sold on the need for an association, there are several reason for this and I plan to explain them in detail below. One reason is because in a way I see CADO as an association already, web based maybe but still an association and a voice for our community. Of course I realize this may seem bias because I'm the founder, owner and webmaster for CADO. But I hope in the end that you see this as more than a bias opinion.

more to come...

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Would you like a Blog?

roy@catadjuster.org — Fri, 08 Jun 2007 23:52:25 GMT

CADO is offering blogs to visitors that wish to contribute to the community via an open blog. So if you believe you have a way with writing and would like your own blog drop me a note.

Thanks, Roy

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